MadisonJournalTODAY

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by HUGHES R. HILLIARD to WELLS FARGO HOME MORTGAGE, INC., dated September 6, 2002, recorded in Deed Book 488, Page 211, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-THREE THOUSAND AND 0/100 DOLLARS ($83,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Hughes R. Hilliard or a tenant or tenants and said property is more commonly known as 194 Colchester Circle, Colbert, Georgia 30628.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA, sbm Wells Fargo Home Mortgage, Inc as Attorney in Fact for Hughes R. Hilliard
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 12/2/08
Our file no. 52489508-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd GMD, Madison County, Georgia, being known and designated as Lot 9, containing 1.0838 acres, more or less, and being more particularly described according to a plat of survey entitled “Survey for: Final Plat McClellan Court Subdivision” prepared by Paul & Evans, Gregory J. Evans, Registered Surveyor, dated November 21, 1994, recorded in Plat Book 32, Page 104, Madison County records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 66, Page 236, said records.
(NV6,14,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
State of Georgia County of Madison
Because of a default in the payment of the indebtedness secured by a Security Deed executed by RONNIE DALE WELLS to 1ST Franklin Financial Corporation whose address is: 212 Homer Road, P.O. Box 435, Commerce, Georgia 30529, their telephone number is 706-335-3191. Said Security Deed is dated October 11, 2007, and recorded in Deed Book 01064 at Pages 0229-0232 of the Madison County Superior Court Deed Records, securing a Note in the original principal amount of $10,670.68, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable pursuant to the power of sale contained in said Deed, will on the first Tuesday, being the 2nd day of December, 2008, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to wit:
All that tract or parcel of land, together with any and all improvements thereon, lying and being on the Northern right-of-way of Beck Road in Madison County, Georgia, consisting of 2.476 acres, according to a plat of survey prepared for “Cordis Daniel” by M. V. Ingram Enterprises, Inc., Georgia Registered Land Surveyors, dated December 11, 1995, and recorded in Plat Book 32, Page 151, Madison County, Georgia records. Reference is made to said plat of survey for a more complete description of the property. This property is further subject to all easements, set back requirements, rights of way, building and zoning regulations as well as all restrictions of record, if any. This property has a street address of 342 Beck Road, Hull, Madison County, Georgia 30646 and bears tax identification no: J05 120.
The debt secured by the Security Deed has been and is hereby declared due, because of, among other possible event of default, non-payment of the monthly installments of said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, unpaid utility bills constituting liens against the property and matters of record superior to the Security Deed first set out above.
This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the older of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by this Deed.
Said property will be sold as the property of RONNIE DALE WELLS ESTATE, the property to the best information, knowledge and belief of the undersigned, being presently in the possession of RONNIE DALE WELLS ESTATE, and the proceeds of said sale will be applied to the payment and said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
RONNIE DALE WELLS ESTATE, acting through his duly appointed attorney-in-fact,
1st Franklin Financial Corporation
Margaret Sullivan Ryder
Attorney for 1st Franklin Financial Corporation
Ryder Law Office
P. O. Box 81635
Athens, Georgia 30605-1635
Phone: (770) 654-3087
Fax:(678) 963-5355
(NV6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LARRY BLEVINS to UNION FEDERAL BANK OF INDIANAPOLIS dated November 4, 2004, in the amount of $76,074.00, and recorded in Deed Book 746, Page 88, Madison County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Make/Model: Cavalier/7330 Vin/Serial#: 7330a/b Model Year: 1989
All that tract or parcel of land, together with all improvements thereon, lying and being in the 262nd District, G.M., Madison County, Georgia, containing 1.86 Acres, more or less and being more particularly shown and described on a plat of survey prepared for Hoyt Howington, Jr., dated October 12, 1998, by Venable & Associates, Inc. Allen L. Venable, Jr., recorded in Plat Book 31, Page 106, Madison County Georgia Records, which plat and the recording thereof are incorporated herein by reference for a more particular description of the property, together with all improvements thereon and appurtenances thereto, including but not limited to that certain 1989 Cavalier Mobile Home, Serial No. 7330A and 7330B;
which has the property address of 1646 Blacks Creek Church Road, Danielsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Larry Blevins and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
CitiMortgage, Inc. Attorney in Fact for Larry Blevins
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-09925 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV6,13,27,27B/1325-50)

Notice of Sale
Notice of Sale Under Power Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JENNIFER EMBRICK to NEW CENTURY MORTGAGE COMPANY dated September 15, 2005, in the amount of $80,000.00, and recorded in Deed Book 0838, Page 0223, Madison County, Georgia Records, as last transferred to Deutsche Bank National Trust as Trustee of MASTR 2007-01 by assignment, the undersigned, Deutsche Bank National Trust as Trustee of MASTR 2007-01 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, lying and being in the 262nd District, G.M., Madison County, Georgia, and being that 1.06 acres, more or less, designated as Lot 5 of the Olen Swain Subdivision, as more particularly shown on a plat of survey prepared for Willie F. Ellis, Jr. by Max Lewallen, Registered Surveyor, dated September 20, 1995, recorded at Plat Book 33, Page 203, in the Office of the Clerk of the Superior Court of Madison County, Georgia, and incorporated herein and part hereof by reference for a more detailed description. This conveyance is made subject to restrictions and/or covenants of record, if any, easements of record and existing easements and rights of way for public roads and utilities now in use. The property is known as 1615 Blacks Creek Church Road, Danielsville, Georgia.
which has the property address of 1615 Blacks Creek Church Road, Danielsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jennifer Embrick and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust as Trustee of MASTR 2007-01
Attorney in Fact for
Jennifer Embrick
Anthony DeMarlo, Attorney/awilby
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-17887 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV6,13,20,27B/1325-60)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by WERNER W. CASEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated May 17, 2006, in the amount of $124,000.00, and recorded in Deed Book 00912, Page 0209, Madison County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 204th GMD, Madison County, Georgia, being 5.00 Acres and being more particularly described at follows:
Tract 1
Beginning at the intersection of Georgia Highway 98 and the centerline of Co. Road 206, running thence along the centerline .55 miles to a point; running South 13 Degrees 21 Minutes 55 Seconds East a distance of 265.60 Feet to a point; running thence South 13 Degrees 01 Minutes 15 Seconds East a distance of 59.60 Feet to a point and said point being the true point of beginning; running thence North 73 Degrees 19 Minutes 10 Seconds East a distance of 24.14 Feet to an iron pin set; running thence North 73 Degrees 19 Minutes 10 Seconds East a distance of 235.70 Feet to an iron pin set; running thence North 45 Degrees 20 Minutes 40 Seconds East a distance of 546.26 Feet to an iron pin set; running thence South 07 Degrees 59 Minutes 15 Seconds West a distance of 669.16 Feet to an iron pin set; running thence South 75 Degrees 04 Minutes 05 Seconds West a distance of 244.25 Feet to an iron pin set; running thence North 29 Degrees 45 Minutes 10 Seconds West a distance of 100.28 Feet to an iron pin set; running thence South 71 Degrees 47 Minutes 50 Seconds West a distance of 187.40 Feet to an iron pin set; running thence South 71 Degrees 47 Minutes 50 Seconds a distance of 24.99 Feet to a point; running thence North 13 Degrees 01 Minutes 15 Seconds West a distance of 252.87 Feet to a point and said point being the true point of beginning.
Tax Id: 39-11-01
which has the property address of 2024 Oak Street, Comer, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Werner W. Casey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Werner W. Casey and Emily Casey.
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24524 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV6,13,20,27B/1325-70)

Notice of Sale
Notice of Sale Under Power
State of Georgia Madison County
By virtue of the power of sale contained in that certain Deed to Secure Debt with Power of Sale from CARL I. ROBERTSON to BRANCH BANKING & TRUST COMPANY as successor to MAIN STREET BANK, dated April 18, 2001, and recorded in Deed Book 341, Page 17, MADISON County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of SIXTY THOUSAND TWO HUNDRED SIXTY SIX AND NO/100 DOLLARS ($60,266.00) with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at MADISON County, Georgia, within the legal hours of sale on Tuesday, December 2, 2008, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Carl I. Robertson, or a tenant or tenants, and said property is more commonly known 2143 Hwy. 106 N., Danielsville, MADISON County, Georgia 30633. However, please rely only on the metes and bounds legal description contained in this notice for the location of the property.
Branch Banking & Trust Company
Attorney in Fact for Carl I. Robertson
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
ALL THAT TRACT OR PARCEL OF LAND situate, lying and being in 282nd District, G.M., Madison County, Georgia designated as Tract 1, encompassing 0.704 acres, more or less, as shown on a plat of survey entitled “Survey for Paula M. James,” by Paul & Evans Land Surveying, Inc., certified by Thomas R. Paul, Georgia Registered Surveyor No. 2474, dated October 22, 1999, and being of record in the Office of the Clerk of the Superior Court for Madison County, Georgia in Plat Book 16, Page 592, which said plat and the recording thereof are by reference incorporated herein for a more complete and detailed description.
Also conveyed is a 40’ road easement for ingress and egress as shown on the above referenced plat of survey.
The Grantor/Borrower represents, covenants and agrees that the mobile home located on the land is to remain on the land and has been permanently affixed to the land described herein, so as to become a part of the real property.
This property is more particularly described as follows: Beginning as a point on the west side of Georgia Hwy. 106, which point is 0.15 mile from the intersection of Georgia Hwy. 106 and Wesley Chapel Road, running thence south 85 degrees 17 minutes 00 seconds west 209.0 to an iron pin; running thence south 58 degrees 27 minutes 00 seconds west 139.94 feet to a point which is the TRUE POINT OF BEGINNING; running thence south 04 degrees 14 minutes 55 seconds east 188.42 feet to a point; running thence south 74 degrees 45 minutes 15 seconds east 134.49 feet to a iron pin; running thence south 26 degrees 11 minutes 50 seconds east 86.81 feet to an iron pin; running thence south 84 degrees 56 minutes 25 seconds west 212.53 feet to an iron pin; running thence north 04 degrees 14 minutes 55 seconds west 289.33 feet to an iron pin; running thence north 58 degrees 27 minutes 00 seconds east 59.98 feet to THE TRUE POINT OF BEGINNING.
(NV6,13,20,27P4)

Notice of Sale
Notice of Sale Under Power Georgia, Madison
Because of default in the payment of the indebtedness secured by a Security Deed executed by GEORGE WEST to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 21, 2005, in the amount of $107,315.00, and recorded in Deed Book 869, Page 224, Madison County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Parcel 1
All that tract or parcel of land, together with all improvements thereon, lying and being in the 438th District, G.M., Madison County, Georgia, containing 8.192 acres, more or less, and being more particularly described as Tract 4 B on that certain survey entitled: Survey for: Olive Branch Land & Timber Co. Inc. dated July 30, 1988, prepared by Cornerstone Land Surveying, James R. Smith, Registered Surveyor, and recorded at Plat Book 34, Page 2, Madison County Records, which plat and the record thereof are incorporated herein for a more complete description.
Parcel 2
All that tract or parcel of land together with all improvements thereon lying and being in the 438th District G.M. Madison County, Georgia containing 0.633 acres, more or less, and being more particularly described as Tract 4-C on that survey entitled Survey for Olive Branch Land & Timber Company, Inc. dated July 30, 1988 by Corner stone Land Surveying, James R. Smith, Registered Surveyor, and recorded at Plat Book 34, Page 2, Madison County Superior Court Records, which plat and record thereof are incorporated herein for a more complete description of the property conveyed.
Said property is subject to that non-exclusive perpetual 30 foot road easement for access, ingress and egress to and from County Road No. 77 and Tract 3-B and Tract 4-B as shown on the above-referenced plat of record.
There is a 2000 Hilborn Werner Carter manufactured (mobile) home, Serial #H88255G L&R, HUD Certificate Label #s GEO1276223/22, located on the land which is to remain on the land and has been permanently affixed to the land described herein, so as to become a part of the real property.
which has the property address of 1443 Macedonia Church Road, Danielsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of GEORGE WEST and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp. Attorney in Fact for GEORGE WEST
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-24841 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV6,13,20,27B/1325-70)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by STEPHANIE G. RICHARDSON to WELLS FARGO BANK, N.A, dated July 22, 2005, recorded in Deed Book 823, Page 1, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND FIVE HUNDRED FIFTY-FIVE AND 0/100 DOLLARS ($125,555.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Stephanie G. Richardson or a tenant or tenants and said property is more commonly known as 850 Drake Woods Rd., Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A as Attorney in Fact for Stephanie G. Richardson
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/yjr 12/2/08
Our file no. 52275208-FT5
EXHIBIT A
All that tract or parcel of land together with all improvements thereon, containing 5.03 acres more or less, situate, lying and being in the 262nd GMD Madison County, Georgia, and being more particularly described as Lot 5, according to a certain plat of survey entitled “Survey for Pinewood Estates”, prepared by Sherald G. Sharp, GA RLS, dated July 11, 1994, and recorded in Plat Book 32, Page 60 in the Office of the Clerk of the Superior Court of Madison County, Georgia which said plat is incorporated herein by reference for a more complete and detailed description
(NV6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARGARET P. COKER to NORTHWEST MORTGAGE, INC., dated November 23, 1994, recorded in Deed Book T11, Page 560, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 793, Page 107, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THIRTY THOUSAND EIGHT HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($30,875.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Margaret P. Coker or a tenant or tenants and said property is more commonly known as RT. 1 Box 144K, Swamp Guinea Rd., Colbert, Georgia 30628.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Margaret P. Coker
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/daw 12/2/08
Our file no. 52759706-FT7
EXHIBIT A
All that tract or parcel of land lying and being in the 382nd District, G.M., Madison County, Georgia, designated as Lot #2, containing 1.0243 acres, on a plat entitled “Final Plat for Madison Acres, Phase One, Section One”, prepared by Landmark Engineering Corporation, certified by J.R. Holland, Georgia Registered Land Surveyor No. 1087, dated October 9, 1985, and being of record in Plat Book 23, Page 121, Clerk’s Office, Madison County, Georgia, which said plat and the recording thereof are by reference hereto incorporated herein for further identification and description.
(NV6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by KEITH M. HARBIN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 2, 2000, in the amount of $343,800.00, and recorded in Deed Book 276, Page 106, Madison County, Georgia Records; as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2008, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M. of Madison County, Georgia, containing 2.00 acres, more or less, lying West of Stone Creek Drive, and being designated as Block A, Lot 12, and more particularly described by survey entitled Survey for: Stone Creek Subdivision, prepared by Cornerstone Land Surveying, James R. Smith, Registered Surveyor, dated April 2, 1999, and recorded in Plat Book 37, Page 124, in the Office of the Clerk of the Superior Court of Madison County, Georgia, said plat and record thereof being incorporated herein by reference.
which has the property address of 439 Stone Creek Drive, Hull, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Keith M. Harbin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Keith M. Harbin
Anthony DeMarlo, Attorney/lseymore
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-23559 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(NV6,13,20,27B/1325-50)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of a Power of Sale contained in that certain Security Deed from ISRAEL CALDERON AGUILAR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., acting solely as nominee for HOMESTAR FINANCIAL CORPORATION, dated March 31, 2008, recorded April 10, 2008, in Deed Book 01103, Pages 0100-0110, Madison County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of EIGHTY-ONE THOUSAND THREE HUNDRED FIFTY-SEVEN AND 00/100 DOLLARS ($81,357.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to US Bank, N.A., there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land, together with improvements thereon, situate, lying and being in the 382nd GMD, Madison County, Georgia, being 1.17 acres according to a plat of survey entitled “Survey for Dorothy Burroughs” dated 12/9/83 and recorded in Plat Book 22, Page 403, of the Madison County Records, which plat and the record thereof is referred to herein for a more complete and detailed description.
Also included is an ingress/egress easement shown on survey for Dorothy Burroughs by James M. Paul Engineering & Surveying by James M. Paul dated 6/26/92 and filed 8/6/92 in Plat book 28, Page 551, Madison County, Georgia Records.
Said property is commonly known as 453 Swamp Guinea Road, Colbert, GA 30628.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property Israel Calderon Aguilar or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
US BANK, N.A as Attorney in Fact for ISRAEL CALDERON AGUILAR
Lender Contact: U.S. BANK, Loss Mitigation Dept., 4801 Frederica Street, Owensboro, KY 42301
TELEPHONE NUMBER: 877-334-0453
Attorney Contact:
Adorno & Yoss LLC
Two Midtown Plaza
1349 West Peachtree Suite 1500
Atlanta, GA 30309
TELEPHONE NUMBER: (888) 890-5309
ADORNO FILE NO. 212508.1158
WWW.ADORNO.COM/ATLDOCS/SALES.HTML
(NV6,13,20,27B/13997-60)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN DAVIS to PRIMARY CAPITAL ADVISORS LC, dated October 23, 2002, recorded in Deed Book 510, Page 1, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND AND 0/100 DOLLARS ($68,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is John Davis or a tenant or tenants and said property is more commonly known as 441 Serenity Lane, Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for John Davis
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/tmw 12/2/08
Our file no. 5496905-FT7
EXHIBIT A
All that tract or parcel of land, together with all improvements thereon situate, lying and being in the 262nd District, G.M., Madison County, Georgia, containing 6.580 acres, more or less, as more particularly shown and described on a plat of survey entitled “Survey for Carolyn Holmes-Portion of A. J. Floyd Property”, dated December 1, 1981, prepared by Landmark Engineering Corporation, J. R. Holland, Registered Land Surveyor, recorded in Plat Book 26, Page 81, in the Office of the Clerk of Superior Court, Madison County, Georgia, reference being made thereto for a more particular description.
The dwelling situate on the above tract of land is known and designated as 441 Serenity Lane according to the present system of numbering houses in Madison County, Georgia.
(NV6,13,20,27B/12062-60T1P)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KENNY BYRD aka KENNY HAROLD BYRD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 13, 2007, recorded in Deed Book 1011, Page 157, Madison County, Georgia Records, as last transferred to LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-EIGHT THOUSAND SIX HUNDRED SEVENTY-FIVE AND 0/100 DOLLARS ($138,675.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in December, 2008, the following described property:
SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Home Loan Services, Inc., 150 Allegheny Center-ICD 23-521, Pittsburgh, PA 15212, 800-622-5035. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Kenny Byrd aka Kenny Harold Byrd or a tenant or tenants and said property is more commonly known as 143 Lola St., Colbert, Georgia 30628.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
LaSalle Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust 2007-3, Mortgage Loan Asset-Backed Certificates, Series 2007-3 as Attorney in Fact for Kenny Byrd aka Kenny Harold Byrd
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/jm6 12/2/08
Our file no. 5620508-FT1
EXHIBIT A
All that tract or parcel of Land known as Lot 17 Block C within Tumbling Creek Subdivision, together with all improvements thereon, situate lying and being to the northwest of the intersection of Georgia Highway 72 and Georgia Highway 172 in the 382nd G.M.D. of Madison County, Georgia, and being shown and designated on that plat of survey entitled “Survey For: Final Plat Tumbling Creek Subdivision” by Ben McLeroy, Georgia Registered Land Surveyor No. 1184, dated April 21, 2005 and recorded at Plat Book B142, Page 006A, Madison County Superior Courts Records, which plat and record thereon are by reference incorporated herein, and being more particularly described according to said survey.
Tax Map/Parcel: 0071 008 (split)
(NV6,13,20,27B/12062-70T1P)
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