Madison County Public Notices 12-24-09 Pt. 2

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RICHARD L. SCARBROUGH and MARIE N. SCARBROUGH to HomeBanc MORTGAGE CORPORATION, dated March 14, 2003, recorded in Deed Book 550, Page 96, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($93,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Richard L. Scarbrough and Marie N. Scarbrough or a tenant or tenants and said property is more commonly known as 1099 A.C. Carey Road, Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP
__ as Attorney in Fact for Richard L. Scarbrough and Marie N. Scarbrough
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/mm0 1/5/10
Our file no. 53202009-FT11
EXHIBIT “A”
All that tract or parcel of land, together will all improvements thereon, containing 5.221 acres, more or less, situate, lying and being in the 262nd G.M.D., Madison County, Georgia, being known and designated as Tract 1 as more particularly described on a plat of survey entitled ‘’Survey for Chad Lowery’’, by Paul & Evans, Thomas R. Paul, Registered Land Surveyor, dated November 29, 2001, and recorded in Plat Book B-83, Page 2 in the Office of the Clerk of the Superior Court of Madison County, Georgia, said plat being incorporated herein by reference for a more particular description.
(DC10,17,24,31B/12062-7-T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JERMAINE TERRELL and MONICA TERRELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 22, 2005, in the amount of $132,000.00, and recorded in Deed Book 876, Page 240, Madison County, Georgia Records, as last transferred to HSBC Mortgage Services, Inc. by assignment, the undersigned, HSBC Mortgage Services, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that lot or parcels of land, with improvements thereon, situate, lying and being in the 382nd District, G.M. of Madison County, Georgia, and being separately shown and designated as Tract 6 containing 2.755 acres, more or less, on a plat of subdivision entitled Final Subdivision Plat for Little Creek Subdivision, prepared by Woods & Chastain Land Surveyors Inc., Ray N. Woods, Registered Surveyor, dated July 31, 2001, recorded in Plat Book B-71, Page 8, Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein.
which has the property address of 928 Charles Hart Road, Colbert, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jermaine Terrell and Monica Terrell and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
HSBC Mortgage Services, Inc. Attorney in Fact for Jermaine Terrell and Monica Terrell
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-04073 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Because of a default in the payment of the indebtedness secured by a Security Deed executed by WILLIAM KENT MILLER and SHERRY J. MILLER to NATIONAL CITY MORTGAGE, dated October 31, 2006, and recorded in Deed Book 970, Page 212, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for SASCO Mortgage Pass-Through Certificates, Series 2007-BC3, by Assignment securing a Note in the original principal amount of $201,468.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 5, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd G.M. District, Madison County, Georgia, being Lot 13, Block B in Bryce Landing, as per plat thereof recorded in Plat Book B150, Page 004A, Madison County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.
Said property is known as 1013 Kimberly Circle, Hull, GA 30646, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of William Kent Miller and Sherry J. Miller, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of William Kent Miller and Sherry J. Miller, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
U.S. Bank National Association, as Trustee for SASCO Mortgage Pass-Through Certificates, Series 2007-BC3 as Attorney-in-Fact for William Kent Miller and Sherry J. Miller
File no. 08-005889
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/RS
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(DC10,17,24,31B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Because of a default in the payment of the indebtedness secured by a Security Deed executed by ROGER BRYANT and VIVIAN J. BRYANT to MORTGAGE LENDERS NETWORK USA, INC., dated July 26, 1999, and recorded in Deed Book 0211, Page 48, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $67,200.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, January 5, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
ALL that tract or parcel of land lying end being in the 591st GMD of Madison County, Georgia, containing 3.06 acres, more or less, said tract lying to the east of County Road No. 31 known as the Cheek-Brown Road. Said tract is bounded now or formerly as follows: on the north by lands of Fletcher, on the east by lands of Chandler Ray; on the south by lands of Bryant; on the west by right of way of Cheek-Brown Road.
Said lands bring more particularly described in a plat of survey dated February 19, 1993, prepared by Bartlett &Cash Land Surveyors, Inc., recorded in Plat Book 29, page 88, Madison County Public Records. Said plat and the recordation thereof are by reference incorporated herein and made a part of this legal description.
LESS AND EXCEPT: Right of way for public roads and public utilities.
Said property is known as 1278 Cheek Pulliam Road, Royston, GA 30662, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of Roger Bryant and Vivian J. Bryant, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Roger Bryant and Vivian J. Bryant, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for Roger Bryant and Vivian J. Bryant
File no. 09-019703
L. J. SWERTFEGER, JR.
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Boulevard, Suite 100
Atlanta, GA 30341
(770) 220-2730/LW
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(DC10,17,24,31B/1323-70T1P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated November 10, 2006, from DENNIS COWART to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as nominee for EQUIFIRST CORPORATION, recorded on November 20, 2006, in Deed Book 965 at Page 36, in the office of the Clerk of the Superior Court of Madison County, Georgia, and said Deed to Secure Debt having been given to secure a note dated November 10, 2009, in the amount of $180,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the Courthouse of Madison County, Georgia, on January 5, 2010, the following described real property (hereinafter referred to as the “Property”):
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 203rd District, G.M., Madison County, Georgia, containing 5.00 acres, more or less, and being more particularly shown and designated as Tract 1 on a plat of survey entitled, Survey for Dennis Cowart, dated January 17, 2001, by Paul and Evans Land Surveying, Inc., Thomas R. Paul, Registered Land Surveyor, recorded in Plat Book B-62, Page 1, Madison County, Georgia Records, which pint and record are by reference incorporated herein.
The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Dennis Cowart. The property, being commonly known as 49777 Highway 72 E, Carlton, GA 30627 in Madison County, will be sold as the property of Dennis Cowart, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.
Albertelli Law Attorney for Deutsche Bank National Trust Company as Trustee under Pooling and Servicing Agreement dated as of June 1, 2007 Equifirst Loan Securitization Trust 2007-1 Mortgage Pass-Through Certificates, Series 2007-1 as Attorney in Fact for Dennis Cowart
100 Galleria Parkway, Suite 900
Atlanta, GA 30339
Phone: (866) 690-0418
By: James E. Albertelli, Esq.
For the Firm
THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
JEA - 09-28539
(DC10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
By virtue of the power of sale contained in that certain Georgia Security Deed & Security Agreement from BROWN FUNERAL HOME, INC., MICHAEL TITTLE and STACY TITTLE to BRANCH BANKING & TRUST COMPANY, dated January 23, 2004, and recorded in Deed Book 671, Page 25, MADISON County, Georgia Records (hereinafter referred to as “Deed to Secure Debt”), said Deed to Secure Debt securing a Promissory Note (“Note”) in the original principal sum of FIVE HUNDRED FORTY THOUSAND AND NO/100 DOLLARS ($540,000.00) with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at MADISON County, Georgia, within the legal hours of sale on Tuesday, January 5, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Brown Funeral Home, Inc., Michael Tittle and Stacy Tittle, or a tenant or tenants, and said property is more commonly known Tract 2, 204th GMD, MADISON County, Georgia. However, please rely only on the metes and bounds legal description contained in this notice for the location of the property.
Branch Banking & Trust Company Attorney in Fact for Brown Funeral Home, Inc., Michael Tittle & Stacy Tittle
Martin G. Quirk, Esq.
Quirk & Quirk, LLC
6000 Lake Forrest Drive
Suite 325
Atlanta, Georgia 30328
(404) 252-1425
EXHIBIT “A”
TRACT TWO
All that tract or parcel of land lying and being in the City of Danielsville, in 204th GMD, Madison County, Georgia, and being more particularly described as follows:
Beginning at a 1/2 inch reinforced rod set at the intersection of the southwestern right of way line of Rev. Montgomery Street (aka Albany Avenue) with the southeastern right of way line of U.S. Highway 29 (right of way width varies); running thence along said right of way line of Rev. Montgomery Street, south 59 degrees 49 minutes 47 seconds east a distance of 235.24 feet to a 1/2 inch reinforced rod set; thence leaving said right of way line; and running south 28 degrees 00 minutes 56 seconds west a distance of 216.13 feet to a 1/2 inch reinforced rod set; running thence north 59 degrees 19 minutes 19 seconds west a distance of 251.26 feet to an iron pin found on the southeastern right of way line of U.S. Highway 29; running thence along said right of way line, north 33 degrees 11 minutes 00 seconds east a distance of 37.47 feet to a point; continuing thence northeasterly along the arc of a curve to the left in said right of way line, said arc being subtended by a chord line having a bearing of north 32 degrees 05 minutes 23 seconds east and a length of 176.43 feet, said curve having a radius of 4,621.67 feet, an arc distance of 176.44 feet to the point of beginning; according to Survey for “Preferred Funeral Services, Inc. and Lawyer’s Title Insurance Corporation,” dated May 21, 1996, prepared by Ben McLeroy & Associates, Inc., under the seal of Ben McElroy, Georgia Registered Land Surveyor No 1184; said tract of land containing 1.196 acres and designated as “Tract 1” according to said survey which survey is incorporated herein and made a part hereof by reference.
(DC10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TABATHA B. BONNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 21, 2004, recorded in Deed Book 689, Page 147, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($115,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tabatha B. Bonner or a tenant or tenants and said property is more commonly known as 128 W. Briarwood Drive, Nicholson, Georgia 30565.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA as Attorney in Fact for Tabatha B. Bonner
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/car 1/5/10
Our file no. 53598709-FT12
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, being known and designated as Lot 10 of Briarwood Subdivision according to and as more particularly shown on that plat of survey entitled “Survey for: Tabatha D. Brown”, dated April 22, 1999, prepared by Ben McLeroy & Associates, Inc., Ben McLeroy, registered Land Surveyor, and recorded in Plat Book 39, Page 174, in the Office of the Clerk of Superior Court, Madison County, Georgia, reference being made thereto for a more particular description of the property herein conveyed.
The residence located on the above described parcel of land is known and designated as 128 West Briarwood Drive according to the present system of numbering residences in Madison County, Georgia.
(DC10,17,24,31B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ROBERT H. WATKINS and APRIL NICOLE WATKINS to BUCKHEAD MORTGAGE ASSOCIATES, INC., dated January 26, 2007, recorded in Deed Book 00989, Page 0115, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND THIRTY-THREE AND 0/100 DOLLARS ($124,033.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Robert H. Watkins and April Nicole Watkins or a tenant or tenants and said property is more commonly known as 1808 New Town Church Road, Carlton, Georgia 30627.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP as Attorney in Fact for Robert H. Watkins and April Nicole Watkins
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/wlg 1/5/10
Our file no. 53573909-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 5.49 acres, more or less, situate, lying and being in the 203rd G.M.D., Madison County, Georgia, being more particularly shown and designated as Tract 4 on a plat entitled, “Survey For: Wiley Black”, prepared by Sherald G. Sharp, Registered Surveyor, dated November 18, 2002, recorded in Plat Book B-94, Page 1, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and the record are by reference incorporated herein.
(DC10,17,24,31B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Otis Larkin and Clint Larkin to Mortgage Electronic Registration Systems, Inc., as a Nominee for LIME FINANCIAL SERVICES, LTD., dated July 27, 2006, recorded in Deed Book 944, Page 113, Madison County, Georgia, as last transferred to HSBC BANK USA, N.A., as Trustee on behalf of ACE SECURITIES CORP. HOME EQUITY LOAN TRUST and for the REGISTERED HOLDERS of ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2007-HE2, ASSET BACKED PASS-THROUGH CERTIFICATES by assignment to be recorded __, Madison County, Georgia Records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-NINE THOUSAND AND 00/100 DOLLARS ($189,000.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in January 2010 the following described property:
All that tract or parcel of land, together with all improvements thereon, containing 8.53 acres, more or less situate, lying and being in the 205th GMD, Madison County, Georgia, and being more particularly shown according to a plat of survey entitled “Survey for Joe E. Hammond” dated 8/11/93, prepared by Piedmont Surveying Company, Sherld G. Sharp, Registered Land Surveyor, and recorded in Plat Book 29, Page 281, Office of the Clerk, Superior Court, Madison County, Georgia, reference being hereby made to said plat for a more complete description of the property herein conveyed.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Otis Larkin and Clint Larkin or a tenant or tenants and said property is more commonly known as 1730 Hill Street, Comer, GA 30629.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC BANK USA, N.A., as Trustee on behalf of ACE SECURITIES CORP. HOME EQUITY LOAN TRUST and for the REGISTERED HOLDERS of ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2007-HE2, ASSET BACKED PASS-THROUGH CERTIFICATES as Attorney in Fact for Otis Larkin and Clint Larkin
Weissman, Nowack, Curry & Wilco, PC
Attn: Ocwen Team
One Alliance Center
3500 Lenox Road
Atlanta, GA 30326
/MZ 11/18/2009
Out File# 015151-002256
(DC10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY EDWARD WILLIAMSON to TAYLOR, BEAN, & WHITAKER MORTGAGE CORP., dated April 27, 2000, recorded in Deed Book 260, Page 3, Madison County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual, FA as successor in interest to Long Beach Mortgage Company from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FOUR THOUSAND AND 0/100 DOLLARS ($104,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in January, 2010, the following described property:
All that tract or parcel of land containing 11.38 acres, more or less, together with all improvements therein, situate, lying and being in the 382nd District, G.M. of Madison County, Georgia, on the westerly side of County Road No. 269, and being more particularly shown and designated as Tract 1D on a plat prepared by Ray N. Woods, Registered Surveyor, dated December 1, 1988, revised April 7, 1992, recorded in Plat Book 39, Page 179, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
JPMorgan Chase Bank, National Association can be contacted at 866-926-8937 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby Edward Williamson and Wendy Williamson or a tenant or tenants and said property is more commonly known as 1150 Farm Road, Athens, Georgia 30628.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
JPMorgan Chase Bank, National Association, the current lender, as the purchaser of the loans and other assets of Washington Mutual Bank, fka Washington Mutual, FA as successor in interest to Long Beach Mortgage Company from the Federal Deposit Insurance Corporation, acting as receiver for Washington Mutual Bank and pursuant to its authority under the Federal Deposit Insurance Act, 12 USC Sec. 1821 (d) as Attorney in Fact for Bobby Edward Williamson
Johnson & Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.jflegal.com
MSP/kmh 1/5/10
Our file no. 1782709-FT8
(DC10,17,24,31B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of Power of Sale contained in Deed to Secure Debt from RYAN CARLTON BOWLES AND VERONICA GALE BRITT, hereinafter GRANTORS, in favor of AMERICAN GENERAL FINANCIAL SERVICES, INC., dated the 11th day of February, 2008 and recorded the 14th day of February, 2008, in Deed Book 01089, Page 135, Madison County, Georgia records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of SEVENTY THREE THOUSAND SEVEN HUNDRED TWO AND 59/100THS DOLLARS ($73,702.59) interest from date as stated therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Madison County, Georgia, within the legal hours of sale on the first Tuesday in JANUARY, 2010, the following described property:
All that tract or parcel of land lying and being in the 262nd GMD, Madison County, Georgia, containing 1.0 acre, more or less, according to a survey for Lela parker by Piedmont Engineering and Surveying Company, dated March 17, 1988, and being more particularly described as follows:
Beginning at an iron pin located on right of way of county paved road 2.9 aces from Georgia Highway 98, running thence south 81 degrees 37 minutes, 56.48 feet; thence south 81 degrees 39 minutes west 384.20 feet; thence north 8 degrees 21 minutes west 160.0 feet; thence north 81 degrees 39 minutes east 144.0 feet; thence south 8 degrees 21 minutes east 85.0 feet; thence north 85 degrees 36 minutes east 352.57 feet to corner on right of way of county paved road; thence along right of way south 38 degrees 54 minutes west 75.0 feet to point of beginning. Property bounded on the north and west by Parker, on the east by right of way of county paved road, and south by Catawba Timber Co., this being a portion of Lot 10 as shown on plat for Small Business Administration dated February 13, 1987, and recorded in Plat Book 25, Page 21, Madison County, Georgia Records.
Tax Parcel ID #0009-029
This is the same property conveyed by Corrective Warranty Deed from First Piedmont Financial Services, Inc. to Ryan Carlton Bowles and Veronica Gale Britt, dated 3/10/2003, recorded 2/14/2008, in Deed Book 1089, Page 132, Madison County, Georgia Records.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned’s knowledge, information and belief, equitable title to this property is held by RYAN CARLTON BOWLES AND VERONICA GALE BRITT. This property is located at 2679 Jot Em Down Road, Danielsville, GA 30633.
AMERICAN GENERAL FINANCIAL SERVICES, INC. as Attorney in Fact for the above-named GRANTORS
AMERICAN GENERAL FINANCIAL SERVICES, INC. by Robert W. Broome, Attorney
1800 Peachtree Street, NW, Suite 445
Atlanta, Georgia 30309
404-350-8349
(DC10,17,24,31B/1331-60P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ARANDA NUNN and WILLIAM NUNN to OPTION ONE MORTGAGE CORPORATION, a California Corporation dated October 10, 2005, in the amount of $80,750.00, and recorded in Deed Book 851, Page 1, Madison County, Georgia Records, as last transferred to Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2006-OPT2, Asset-Backed Certificates, Series 2006-OPT2 by assignment, the undersigned, Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2006-OPT2, Asset-Backed Certificates, Series 2006-OPT2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in January, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 262nd District, G.M., Madison County, Georgia, and being Lot 5 of Glenwood Subdivision consisting of 2.55 acres, more or less, as more particularly shown on a plat of survey prepared for Richard W. Bibby by Sherald G. Sharp, Registered Surveyor, dated April 26, 1994, recorded at Plat Book 31, Page 22, in the Office of the Clerk of Superior Court of Madison County, Georgia, and incorporated herein and made a part hereof by reference for a more detailed description. Also conveyed herewith is one 1994 Peach State Mobile Home, Serial # PSHGA-15747AB.
Subject to the following restrictive covenants:
1. No inoperative cars or trucks are to be placed on said property.
2. No chicken house, hog parlors, trash or debris on said property.
3. No mobile homes older than five years old will be on the property.
This conveyance is made subject to all zoning ordinances, easements and restrictions of record affecting said bargained premises.
which has the property address of 215 Country Lane, Danielsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Aranda Nunn aka Ann Nunn and William Nunn and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Soundview Home Loan Trust 2006-OPT2, Asset-Backed Certificates, Series 2006-OPT2 Attorney in Fact for Aranda Nunn and William Nunn
Anthony DeMarlo, Attorney/thayle
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 08-13376 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(DC10,17,24,31B/1325-60)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RONALD G. KELLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $316,000.00 dated 09/22/2004, and recorded in Deed Book 734, Page 22, Madison County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of January, 2010, by CitiMortgage, Inc., as Attorney-in-Fact for Ronald G. Kelley the following described property:
All that tract or parcel of land, together with all improvements thereon, containing 5.603 acres, more or less, lying and being on the northwesterly side of County Road No. 333, in the 382nd G.M.D., Madison County, Georgia, being designated Lot 6, Block C, Brush Creek, according to a plat of said Subdivision recorded by Ben McLeroy & Associates, Registered Land Surveyor, dated March 1, 1996 and recorded Plat Book 32, Page 144, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property therein conveyed.
Property known as: 1888 Old Kincaid Road, Colbert, GA 30628
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Ronald G. Kelley.
CitiMortgage, Inc., as Attorney-in-fact for Ronald G. Kelley.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-7203
(DC10,17,24,31B/224-60)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from STAR HOME BUILDERS INC. (the “Grantor”) to and in favor of HOMESTEAD BANK n/k/a SECURITY BANK OF GWINNETT COUNTY (“Lender”), as transferred and assigned by the FEDERAL DEPOSIT INSURANCE CORPORATION (“FDIC”), as Receiver for Lender, to STATE BANK AND TRUST COMPANY (“Holder”), dated April 11, 2007, filed for record May 7, 2007, and recorded in Deed Book 1015, Pages 167-172, Madison County, Georgia Records, and re-recorded on July 23, 2007, in Deed Book 01038, Pages 0044-0050, aforesaid records, as assigned by that certain Assignment (the “Assignment”) by and between FDIC and Holder filed in public records of Madison County, Georgia (as assigned, the “Security Deed”); securing i) that certain Universal Note from Grantor to and in favor of Lender dated April 11, 2007 in the original principal sum of ONE HUNDRED THIRTY-SEVEN THOUSAND AND 00/100 DOLLARS ($137,000.00); ii) that certain Universal Note from Grantor to and in favor of Lender dated April 11, 2007 in the original principal sum of ONE HUNDRED TWENTY-NINE THOUSAND AND 00/100 DOLLARS ($129,000.00); and, iii) that certain Universal Note from Grantor to and in favor of Lender dated April 11, 2007 in the original principal sum of ONE HUNDRED THIRTY-FOUR THOUSAND AND 00/100 DOLLARS ($134,000.00); (the Universal Notes described in (i) through (iii) collectively, the “Notes”) as assigned by the Assignment; there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Madison County, Georgia, on the first Tuesday in January, 2010, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in the 382nd District GM of Madison County, Georgia, and being designated as Lots 9,10, and 13, Block A of Covey Landing Subdivision, according to that plat of survey recorded in Plat Book B180, Pages 1A through 3A, Madison County, Georgia which plat is incorporated herein and made a part hereof by reference for a more complete description of the property conveyed herein (the “Land”).
Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber, all diversion payments or third party payments made to crop producers, all water and riparian rights, wells, ditches, reservoirs, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above.
The indebtedness evidenced by the Notes is due and payable and remains unpaid. The Security Deed therefore has become and is now subject to foreclosure according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Notes and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
STATE BANK AND TRUST COMPANY as assignee of the Federal Deposit Insurance Corporation, as Receiver for Security Bank of Gwinnett County,
As Attorney-in-Fact for STAR HOME BUILDERS INC
Robert W. Reardon, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(DC10,17,24,31P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from STAR HOME BUILDERS INC. (the “Grantor”) to and in favor of homestead bank n/k/a SECURITY BANK OF GWINNETT COUNTY (the “Lender”), as transferred and assigned by the FEDERAL DEPOSIT INSURANCE CORPORATION (“FDIC”), as Receiver for Lender, to State Bank and Trust Company (“Holder”), dated February 9, 2007, filed for record March 7, 2007, and recorded in Deed Book 00995, Pages 0151-0156, Madison County, Georgia Records, as assigned by that certain Assignment (the “Assignment”) by and between FDIC and Holder filed in public records of Madison County, Georgia (as assigned, the “Security Deed”); securing i) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); ii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007, in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); iii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); iv) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); v) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED EIGHT THOUSAND AND 00/100 DOLLARS ($108,000.00); vi) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); vii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); viii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED EIGHT THOUSAND AND 00/100 DOLLARS ($108,000.00); ix) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); x) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xi) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED EIGHT THOUSAND AND 00/100 DOLLARS ($108,000.00); xii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); xiii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xiv) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED EIGHT THOUSAND AND 00/100 DOLLARS ($108,000.00); xv) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xvi) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xvii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED EIGHT THOUSAND AND 00/100 DOLLARS ($108,000.00); xiii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); xix) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xx) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); xxi) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xxii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xxiii) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); xxiv) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED ONE THOUSAND AND 00/100 DOLLARS ($101,000.00); xxv) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED FOUR THOUSAND AND 00/100 DOLLARS ($104,000.00); and, xxvi) that certain Universal Note from Grantor to and in favor of Lender dated February 9, 2007 in the original principal sum of ONE HUNDRED EIGHT THOUSAND AND 00/100 DOLLARS ($108,000.00) ( the Universal Notes described in (i) through (xxvi) collectively the “Notes”) as assigned by the Assignment; there will be sold at public outcry by Holder as attorney-in-fact of Grantor to the highest bidder for cash between the legal hours for sale before the Courthouse door in Madison County, Georgia, on the first Tuesday in January, 2010, the following described land, improvements and appurtenances (hereinafter collectively referred to as the “Premises”) to wit:
All that tract or parcel of land lying and being in the 382nd GMD of Madison County, Georgia and being designated as Lots 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 25, 27, 29, 6B, and 15B of Noah’s Landing Subdivision according to that Plat of Survey for Southern Pride Land and Development by Carroll Surveying, LLC, certified by Stacy C. Carroll, GA RLS, dated December 16, 2006 and recorded in Plat Book B175, Pages 4A and 5A, Madison County, Georgia Records, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein (the “Land”).
Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above.
The indebtedness evidenced by the Notes is due and payable and remains unpaid. The Security Deed therefore has become and is now subject to foreclosure according to its terms. Accordingly, the Premises will be sold at public outcry pursuant to the terms of the power of sale provided in the Security Deed.
The Premises will be sold on an “as is, where is” basis without recourse against Holder and without representation or warranty of any kind or nature whatsoever by Holder with respect thereto.
The proceeds of the sale are to be applied first to the expenses of the sale and all proceedings in connection therewith, including attorneys’ fees (notice of intention to collect attorneys’ fees having been given), then to the payment of all sums secured by the Security Deed, and the remainder, if any, will be paid to the person or persons legally entitled thereto, all as provided in the Notes and Security Deed. The Premises shall be sold as the property of Grantor, subject to all restrictions, easements and other matters of record that are prior to the Security Deed and to which the Security Deed is subject and to any unpaid city, county and state ad valorem taxes or assessments relating to the Premises.
To the best of the undersigned’s knowledge and belief, the owner of the Premises is the Grantor and the party or parties in possession of the Premises is the Grantor or tenants of the Grantor.
STATE BANK AND TRUST COMPANY as assignee of the Federal Deposit Insurance Corporation, as Receiver for Security Bank of Gwinnett County,
As Attorney-in-Fact for STAR HOME BUILDERS INC
Robert W. Reardon, Esq.
Morris, Manning & Martin, L.L.P.
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
(404) 233-7000
(DC10,17,24,31P4)