Entries by Betty Small

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of the power of sale contained in that certain Deed to Secure Debt/Security Deed executed by RALPH L. LLOYD to LAKE OCONEE COMMUNITY BANK, a division of DECATUR FIRST BANK, dated March 29, 2007, filed for record April 2, 2007, recorded in Deed Book 01004, Pages 0190-0201, Madison County, Georgia Records, in the original principal amount of $125,000.00; with interest from date at the rate stated in said Note on the unpaid balance until paid will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Madison County, Georgia, within the legal hours of sale on Tuesday, April 6, 2010, the property described as:
All that tract or parcel of land containing 0.39 acre, more or less together with all improvements thereon, situate, lying and being in the 282nd GMD, Madison County, Georgia, on the southeasterly side of county road no. 245, and being more particularly shown and delineated on a plat entitled “Survey for: Darren Lloyd,” dated January 7, 1997, prepared by W.W. Lester, Registered Surveyor, recorded in Plat Book 36, Page 100, Madison County, Georgia Records, which plat and record are by reference incorporated herein. This being the same property described in warranty deed dated January 20, 1997, recorded in Deed Book 50, Page 238, said clerk’s office.
which has the property addresses of 11 EASY STREET, HULL, GEORGIA 30646.
together with all fixtures and other personal property conveyed by said deed.
The debt secured by said Deed to Secure Debt/Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.
Said property will be sold as the property of Ralph L. Lloyd, subject to the outstanding advalorum taxes and/or assessments, if any, and all rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record having priority over this Deed to Secure Debt/Security Deed.
Said property will be sold as the property of Ralph L. Lloyd and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Deed to Secure Debt/Security Deed.
Lake Oconee Community Bank, a division of Decatur First Bank as attorney-in-fact for Ralph L. Lloyd
By: Sicay-Perrow, Knighten & Bohan, P.C.
Suite 3475, Georgia Pacific Center
133 Peachtree Street, N.E.
Atlanta, Georgia 30303
(404) 589-1832 Phone
(404) 589-1833 Facsimile
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by REGINA C. BAUGHCUM and STEPHEN R. BAUGHCUM to OPTION ONE MORTGAGE CORPORATION, dated August 23, 2005, recorded in Deed Book 831, Page 1, Madison County, Georgia Records, as last transferred to Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-OPT1 Mortgage Pass-Through Certificates, Series 2005-OPT1 by assignment recorded in Deed Book 1234, Page 17, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND FIFTY AND 0/100 DOLLARS ($132,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: American Home Mortgage Servicing Inc., 6501 Irvine Center Drive, Irvine, CA 92618, 877-304-3100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Regina C. Baughcum and Stephen R. Baughcum or a tenant or tenants and said property is more commonly known as 4940 Danielsville St., Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Deutsche Bank National Trust Company as Trustee for HSI Asset Securitization Corporation 2005-OPT1 Mortgage Pass-Through Certificates, Series 2005-OPT1 as Attorney in Fact for Regina C. Baughcum and Stephen R. Baughcum
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cgh 4/6/10
Our file no. 53955309-FT1
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 1.01 acres, more or less, lying and being in the 262nd GMD, Madison County, Georgia, in the City of Ila, and particularly described as follows: Beginning at an iron pin on the northerly side of State Highway No. 98 which pin is located 1671 feet easterly from the centerline of State Highway No. 106 as measured along the north side of Highway No. 98; thence north 26 degrees east 289.4 feet to a pin; thence south 67 degrees east 150.2 feet to a pin; thence south 26 degrees west 297.3 feet to a pin on the north side of Highway No. 98; thence along the north side of said highway north 64 degrees west 150.2 feet to the corner of beginning. The above described property being more particularly shown and delineated as Lot No. 4 on a plat entitles “Survey for: Chandler-Stovall Corporation,” prepared by John J. Wood, Jr., Madison County Surveyor, dated January 6, 1971, recorded in Plat Book 13, Page 71, in the Office of the Clerk of Superior Court of Madison County, Georgia, reference to said plat being hereby made for a more complete description of the property herein conveyed. There being situate upon said property a dwelling known as 4940 Danielsville Street, according to the present system of numbering residences in Madison County, Georgia. MR/cgh 4/6/10 Our file no. 53955309 - FT1
(MA11,18,25,AP1B/12062-80T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of Power of Sale contained in Deed to Secure Debt from TIMOTHY F. VEAL, hereinafter GRANTOR, in favor of AMERICAN GENERAL FINANCIAL SERVICES, INC., dated the 5th day of February, 2004, and recorded the 9th day of February, 2004, in Deed Book 662, Page 208, Madison County, Georgia Records; said Deed to Secure Debt being given to secure a Promissory Note of even date in the original principal amount of TWELVE THOUSAND AND 00/100THS DOLLARS ($12,000.00), with interest from date as stated therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Madison County, Georgia, within the legal hours of sale on the first Tuesday in APRIL, 2010, the following described property:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 382nd District, G.M. Madison County, Georgia, containing 9.285 acres, more or less, being more particularly described as Tract 2 on a plat entitled, “Survey for: Betty Veal”, prepared by Ben McLeroy and Associates, Inc., Ben McLeroy, Registered Land Surveyor, dated November 19, 2003, recorded in Plat Book B-113, Page 7, Madison County Records, which plat and record are by reference incorporated herein.
This is the same property conveyed by Warranty Deed from Betty Veal to Timothy F. Veal, dated 12/31/2003, recorded 12/31/2003, in Deed Book 654, Page 33, Madison County, Georgia Records.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees. Said property will be sold subject to any outstanding ad valorem taxes, special assessments, unpaid utility bills constituting liens against the property, and all Deeds to Secure Debt, liens and encumbrances existing when the above-described Deed to Secure Debt was filed for record. To the best of the undersigned’s knowledge, information and belief, equitable title to this property is held by TIMOTHY F. VEAL. This property is located at 2887 Lem Edwards Road, Colbert, GA 30628.
AMERICAN GENERAL FINANCIAL SERVICES, INC. as Attorney in Fact for the above-named GRANTOR
AMERICAN GENERAL FINANCIAL SERVICES, INC. by Robert W. Broome, Attorney
1800 Peachtree Street, NW, Suite 445
Atlanta, Georgia 30309
404-350-8349
(MA11,18,25,AP1B/1331-50P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by CHADWICK MOORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 6, 2008 in the amount of $212,000.00, and recorded in Deed Book 1129, Page 163, Madison County, Georgia Records. as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land situate, together with all improvements thereon, lying and being in the 204th G.M. District, Madison County, Georgia, containing 5.00 acres of land according to plat of survey entitled Survey & Plat for: Chadwick and Tanya Moore, dated May 30, 2002, prepared by F & M Land Surveyors, and certified by F. B. Flournoy, Georgia Registered Land Surveyor No. 1302, and being recorded in Plat Book B87, Page 8, in the office of the Clerk of Madison County, Georgia, which said plat and the record therefore are hereby incorporated herein and made a part hereof by reference.
This conveyance is subject to all Rights of Way, restrictions, and easements of record.
which has the property address of 1374 Bullock Mill Road, Danielsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Chadwick Moore and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Chadwick Moore
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-14331 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LYNWOOD M. INGRAM and TRACY C. INGRAM to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated June 25, 2004, in the amount of $108,000.00, and recorded in Deed Book 711, Page 159, Madison County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land containing 1.50 acres, together with all improvements thereon, situate, lying and being in the 204th GMD Madison County, Georgia as shown on a plat entitled Boundary Survey for Bert Coley, dated December 23, 1993 by Venable and Associates, Inc., Allen L. Venable, Jr. Registered Surveyor, said plat being recorded in Plat Book 29, Page 389, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein.
which has the property address of 1049 Coley Davis Road, Danielsville, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Lynwood M. Ingram and Tracy C. Ingram and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Lynwood M. Ingram and Tracy C. Ingram
Anthony DeMarlo, Attorney/kcarr
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-03380 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
By virtue of a Power of Sale contained in that certain Deed to Secure Debt from VIRGINIA L. COLEMAN to GREEN TREE FINANCIAL SERVICING CORPORATION nka GREEN TREE SERVICING, LLC, dated September 2, 1998, and recorded in Deed Book 149, Page 152, in the Office of the Clerk of Superior Court of Madison County, Georgia and modified pursuant to Loan Modification Agreement dated January 22, 1999, and recorded in Deed Book 178, Page 195, aforesaid records, said Deed to Secure Debt having been given to secure a Note, dated September 2, 1998, in the original principal amount of SIXTY THREE THOUSAND EIGHT HUNDRED FORTY AND 15/100 DOLLARS ($63,840.15) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday of April 2010 regarding the following described property:
All that tract or parcel of land lying and being in the 383rd GMD of Madison County, Georgia, being Lot 4, Block D containing 2.008 acres according to a plat of survey for Olive Branch Land & Timber Co., Inc. filed in Plat Book 27, Page 6, Madison County records and incorporated herein by reference; less and except any portion of said property contained within the right-of-way of Turtle Creek Lane.
Said property is commonly known as 30 Turtle Creek Lane, Commerce, GA 30529.
The indebtedness secured by said Deed to Secure Debt has been and is hereby declared due because of default under the terms of said Deed to Secure Debt and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Deed to Secure Debt and Note.
Said property will be sold subject to the following items which may effect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Deed to Secure Debt. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Virginia L. Coleman or tenant(s).
Green Tree Servicing, LLC
as Attorney-in-Fact for
Virginia L. Coleman
Contact:
Topping & Associates, LLC
1930 N. Druid Hills Rd., Suite B
Atlanta, Georgia 30319
(404) 728-0220
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25AP1P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by KEITH H. FORTSON to TUCKER FEDERAL BANK c/b/a PRIME LENDING dated June 30, 1998, in the amount of $58,793.00, and recorded in Deed Book 0132, Page 163, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, with all improvements thereon, situate, lying and being in the 382nd G.M.D., Madison County, Georgia, on the Northeasterly side of County Road No. 228, and being shown as 1.87 Acres on a plat entitled “Survey for Ossie Lee Gunnells and H.H. Gunnels”, dated March 4, 1974, by James M. Paul, GRLS #1530, recorded in Plat Book 20, Page 228, in The Office of the Clerk of the Superior Court of Madison County, Georgia Records; said plat being incorporated herein by reference thereto.
There is situate on said tract a dwelling known as 3539 Colbert-Diamond Hill Road, Colbert, GA 30628, according to the present system of numbering houses in Madison County, Georgia.
which has the property address of 3539 Colbert Diamond Hill Rd., Colbert, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Keith H Fortson  and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Keith H. Fortson
Anthony DeMarlo, Attorney/apatterson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-02676 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by ALBERT L. ADAMS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated September 25, 2008, in the amount of $110,615.00, and recorded in Deed Book 1139, Page 243, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment, the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All those adjoining tracts or parcels of land, together with all improvements thereon, lying and being in the 262nd District, G.M. of Madison County, Georgia, on Northeasterly side of Georgia Highway No. 98, and being more particularly shown and designated as Tract 2-A, 0.489 ac., and Tract 2-B, 0.255 ac., on that certain plat entitled SURVEY FOR: KERMIT & GWENDOLYN HUTCHESON, dated September 27, 1999, by Paul & Evans Land Surveying, Inc., Thomas R. Paul and Gregory J. Evans, Registered Land Surveyors, recorded in Plat Book 35, Page 516, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein.
which has the property address of 5344 Highway 98, Ila, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Albert L. Adams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Albert L. Adams
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-02672 /FHA
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-50)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Pursuant to a power of sale contained in a certain Security Deed executed by TIMOTHY SCOTT SEYMOUR and TIM SEYMOUR CUSTOM HOMES & PROPERTIES, INC. hereinafter referred to as Grantor, with the singular including the plural, to THE COMMERCIAL BANK, dated December 20, 2005, in the original amount of $100,535.00, and recorded in Deed Book 870, Pages 45-48; Security Deed dated January 4, 2006, in the original amount of $90,285.00, and recorded in Deed Book 874, Pages 54-57; Security Deed dated June 1, 2007, in the original amount of $47,538.30, and recorded in Deed Book 1025, Pages 254-258; and Security Deed dated July 13, 2007, in the original amount of $102,545.00 and recorded in Deed Book 1036, Pages 41-44, of the Deed Records of Madison County, Georgia, and by virtue of the default in the payment of the debts secured by said Security Deed, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said Security Deed and Note) will sell before the door of the Courthouse in said County within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in April, 2010, and the property which, as of the time of the execution of said Security Deed, is described as follows:
See attached Exhibit “A”
The debts secured by the above described Security Deeds and Notes, have been and are hereby declared due and payable in full because of nonpayment thereof as pursuant to the terms of said Security Deed and Note, the debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all interest and attorney’s fees, and all expenses of this sale.
Said property is being sold as the property of TIMOTHY SCOTT SEYMOUR and will be sold subject to all unpaid taxes and other assessments and prior restrictions and easements of record, if any. The undersigned reserves the right to reject any and all bids, to continue the sale for day to day, and to withdraw said property from sale and subsequently to reoffer same in the event no reasonable bid is received and accepted.
Said property will be sold, by deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt containing said power.
BY: THE COMMERCIAL BANK ATTORNEY IN FACT FOR TIMOTHY SCOTT SEYMOUR
Susanne F. Burton, PC
Attorney at Law
P. O. Box 166
Lexington, GA 30648
Please be advised that this law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Exhibit “A”
TRACT I: All that tract or parcel of land, lying and being in Madison County, Georgia, Fork District, adjoining school lot and lands of A. P. Stevens on the south and east, adjoining lands of N. L. & Rosa Johnson on the north and east, adjoining lands of R. E. McKenzie Estate on the west, and lands of A. P. Stevens, et al on the west and south, all now or formerly and containing 37.69 acres, more or less. Said tract of land being particularly shown and delineated on a plat prepared by J. T. Gholston, surveyor, dated November 24, 1938 to which plat reference is hereby made. Said tract is more particularly described in that certain deed from Johnny Smith to V. Hugh Smith on November 8, 1948, recorded in Deed Book L-3, page 479, Madison County Records which deed and description are by reference incorporated here.
TRACT II: All that tract or parcel of land, together with all improvements thereon, lying and being in the Ford District, G. M., Madison County, Georgia, containing 30.234 acres, more or less, and being more particularly described as Tract 2 on a plat of survey dated April 12, 2005 entitled “Survey for Edwin R. Drinkard, Jr.” prepared by Stacy C. Carroll, Carroll Surveying, LLC., recorded in Plat Book B141, page 006A, in the Office of the Clerk of Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein.
TRACT III: All that tract or parcel of land lying and being in the 205th District, G. M., Madison County, Georgia, and being more particularly shown and delineated as lot 44, containing 1.749 acres, Lot 48, containing 0.989 acre and Lot 50, containing 0.793 acre, more or less, and being more particularly described as to courses and distances, metes and bounds by a plat entitled “Survey for: Final Plat –Phase II, Royal Oaks Subdivision” dated March 4, 2006 by Bauknight & Associates, Inc., Registered Surveyors, and recorded in Plat Book B158, page 1A, Madison County, Georgia Records. Said lots are conveyed subject to Protective Covenants for Royal Oaks Subdivision.
TRACT IV: All that tract or parcel of land, together with all improvements thereon, containing 1 acre, more or less, situate, lying and being in the City of Comer, 205th GMD, Madison County, Georgia. Said land was joined formerly by C.E. Porterfield on the north , RHB Gholston on the east; lot of E.B. Scarborough on the south and by said road on the west. Sid land is now joined by Joe Kidd on the north; Gholston Power on the east; H. C. Wynn on the south and Georgia State Highway 98 on the west.
(MA11,18,25,AP1P4)

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Notice of Sale
Advertisement of Sale
Under Power
in Deed to Secure Debt
State of Georgia
County of Madison
Under and by virtue of the powers contained in that Deed To Secure Debt executed by LARRY R. PAYNE, as Grantor, to PINNACLE BANK, as Grantee, dated March 27, 2009, which deed was recorded on April 1, 2009, in Deed Book 1171 at Pages 31-38 in the Office of the Clerk of the Superior Court of Madison County, Georgia, securing a Note in the original principal amount of $49,944.02, there will be sold at auction at public outcry to the highest bidder for cash before the courthouse door in Madison County, by the undersigned, acting as Attorney-in-Fact for the said Larry R. Payne, between the hours of 10:00 a.m. and 4:00 p.m. on the day authorized by law for sales under execution, to-wit: April 6, 2010, the following described land, to-wit:
All that tract or parcel of land containing 5.84 acres, more or less, lying and being in the 205th G.M. District, Madison County, Georgia, and being particularly described as follows:
Beginning at an iron pin set on the southerly side of County Road No. 302, which iron pin is located 1,170.83 feet from the center of the County Road No. 277 as measured along the southerly right-of-way of County Road No. 302 and running along the southerly right-of-way of County Road No. 302 South 69 degrees 22 minutes 35 seconds East 150 feet to an iron pin; thence leaving the southerly right-of-way of County Road No. 302 and running thence South 8 degrees 32 minutes 32 seconds West 1,717.17 feet to an iron pin; thence North 82 degrees 41 minutes 45 seconds West 146.71 feet to an iron pin; thence North 8 degrees 32 minutes 32 seconds East 1,751.73 feet to the iron pin corner of beginning.
Said tract of land is particularly shown and delineated on a Plat of Survey entitled “Survey for: Portion of Brewer and Westbrook Property,” dated November 27, 1991, prepared by Piedmont Surveying Company, G. Sharp, Registered Land Surveyor, recorded at Plat Book 29, Page 69, Madison County Clerk of Superior Court Records, which plat and record are by reference incorporated herein;
The following restrictions shall run with the land and shall be in force:
1. No commercial poultry houses are allowed on the property;
2. No swine are to be kept on the property;
3. No junk vehicles, junk or piles of trash are allowed on the property; and
4. Manufactured homes are allowed on the property, single or double wide, so long as the home contains a minimum of six hundred (600) square feet and the home is not more than ten (10) years old when placed on the property.
This being the same property described in a Warranty Deed from Bryant Well Smith, Jr. to Larry Payne, dated September 24, 2004, recorded on September 24, 2004, in Deed Book 733 at Pages 38-39 in the Office of the Clerk of the Superior Court of Madison County, Georgia.
Said property described above being known as 1754 Pine Valley Farm Road, Comer, Georgia and 1758 Pine Valley Farm Road, Comer, Georgia.
Said power will be exercised, and said land will be sold as the property of Larry R. Payne by the undersigned as Attorney-in-Fact for the said Larry R. Payne. The debt secured by said Deeds to Secure Debt being in default and the holder having declared the balance of the indebtedness due, the sale will be made for the purpose of paying same, and the proceeds thereof will be applied to the payment of said indebtedness, all charges and expenses in connection with foreclosure, including attorney’s fees, and the balance, if any, to be applied as provided by law. Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the notes secured by said deeds.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who has full authority to negotiate, amend, and/or modify the terms of the above-described mortgage is as follows: Bob Lambertson, Pinnacle Bank, P.O. Box 430, 884 Elbert Street, Elberton, Georgia 30635, (706) 283-2854. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Pinnacle Bank to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
Said property is being sold as the property of The Estate of Larry R. Payne and subject to all zoning ordinances, easements, rights of way for public roads and public utilities, unpaid taxes, assessments, and/or restrictions of record, if any, having priority over this Deed to Secure Debt.
To the best information, knowledge and belief of the undersigned, said property is presently in the possession of The Estate of Larry R. Payne, Jean Payne Madden, Executrix.
This 25th day of February, 2010.
PINNACLE BANK, Attorney-in-Fact for Larry R. Payne
BILL DAUGHTRY, ATTORNEY AT LAW, LLC
704 Elbert Street
P.O. Box 6267
Elberton, Georgia 30635
TEL: (706) 283-5543
FAX: (706) 283-6968
This Law Firm is attempting to collect the debt described in this advertisement, and any information obtained will be used for that purpose.
(MA11,18,25,AP1P4)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by PATRICIA ANN SENCLAIR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for MARKET STREET MORTGAGE CORPORATION, dated November 9, 2005, recorded in Deed Book 00866, Page 0026, Madison County, Georgia Records and as re-recorded in Deed Book 960, Page 191, Madison County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 960, Page 204, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETEEN THOUSAND EIGHT HUNDRED SIXTY-ONE AND 0/100 DOLLARS ($119,861.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in April, 2010, the following described property:
All that tract and parcel of land lying and being in G.M.D. 362, Madison County, Georgia, being known as Tract 3, containing 5.00 Acres as per plat of survey for C A Mueller Developers, Inc., as recorded in Plat Book 37, Page 154, dated 9/28/1999 Madison County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also attached hereto is a 2004 Horton Manufactured Home Serial Number H400476GL&R and attached hereto by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
To the best knowledge and belief of the undersigned, the party in possession of the property is Patricia Ann Senclair or a tenant or tenants and said property is more commonly known as 2595 Colbert-Danielsville, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Patricia Ann Senclair
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/kgo 4/6/10
Our file no. 153010-FT3
(MA11,18,25,AP1B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by LARRY R. PAYNE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated June 21, 2004, in the amount of $177,600.00, and recorded in Deed Book 708, Page 69, Madison County, Georgia Records, as last transferred to Mortgage Electronic Registration Systems, Inc. by assignment, the undersigned, Mortgage Electronic Registration Systems, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in the 382nd GMD, Madison County, Georgia; containing 20.923 acres, more or less.
All according to a plat prepared by W.W. Lester, Surveyor, dated June 19, 1992, recorded in Plat Book 31, Page 20, Madison County Records, which plat and record are by reference incorporated herein.
Together with that certain nonexclusive easement of ingress and egress over, across, and through the existing drive running along line South 46 degrees 38 minutes 06 seconds East (reference Plat 31, Page 20), South 46 degrees 35 minutes 50 seconds Exit (Reference Plat Book 28, Page 551) from the above described 20.923 acres in a Southeasterly direction to County Road 369.
Less and Except:
All that tract or parcel of land lying and being in the 382nd District, G.M., of Madison County, State of Georgia, containing 10.26 acres, more or less. Said tract is bounded now or formerly on the North by lands of Burroughs; on the East by lands of Burroughs; on the South by lands of Dolvin Es_____; and on the West by lands of J. Morris and Strickland.
which has the property address of 495 Swamp Guinea Road, Colbert, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. 
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Larry R. Payne and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Mortgage Electronic Registration Systems, Inc. Attorney in Fact for Larry R. Payne
Anthony DeMarlo, Attorney/ajackson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-04578 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Madison County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by TIMBERWOOD HOMES, INC. to FIRST PIEDMONT BANK, dated January 28, 2008, and recorded in Deed Book 1085, Pages 170-174, of the records of the Clerk of the Superior Court of Madison County, Georgia, FIRST AMERICAN BANK & TRUST as Successor in Interest to FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in April 2010, during the legal hours of sale at the Courthouse door in Madison County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, being Lot 5, Watson Manor Subdivision, according to that plat of survey entitled, “Watson Manor, surveyed for: Southern Pride Land And Development, dated August 21, 2007, prepared by Carroll Surveying, L.L.C., certified by Stacy C. Carroll, G.R.L.S. No. 2729, as recorded in Plat Book B-195, Pages 1-A - 5-A, in the Office of the Clerk of Superior Court for Madison County, Georgia, said plat being incorporated herein by reference and being made part of this description.
The above-described real estate is more commonly known as 100 Watson Drive, Hull, Georgia 30646.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of TIMBERWOOD HOMES, INC. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST AMERICAN BANK & TRUST As Attorney in Fact for TIMBERWOOD HOMES, INC.
Lender Contact:
First American Bank & Trust
P.O. Box 565
Winder, Georgia 30680
Attention: Russell D. Steedley
Telephone: 770-307-1212
RUSSELL, STELL, SMITH & MATTISON, P.C.
ATTORNEYS FOR FIRST AMERICAN BANK & TRUST
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/818-50)

gpn11
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Madison County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by TIMBERWOOD HOMES, INC. to FIRST PIEDMONT BANK, dated January 28, 2008, and recorded in Deed Book 1085, Pages 197-201, of the records of the Clerk of the Superior Court of Madison County, Georgia, FIRST AMERICAN BANK & TRUST as Successor in Interest to FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in April 2010, during the legal hours of sale at the Courthouse door in Madison County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, being Lot 35, Watson Manor Subdivision, according to that plat of survey entitled, “Watson Manor, surveyed for: Southern Pride Land And Development, dated August 21, 2007, prepared by Carroll Surveying, L.L.C., certified by Stacy C. Carroll, G.R.L.S. No. 2729, as recorded in Plat Book B-195, Pages 1-A - 5-A, in the Office of the Clerk of Superior Court for Madison County, Georgia, said plat being incorporated herein by reference and being made part of this description.
The above-described real estate is more commonly known as 69 Watson Drive, Hull, Georgia 30646.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of TIMBERWOOD HOMES, INC. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST AMERICAN BANK & TRUST As Attorney in Fact for TIMBERWOOD HOMES, INC.
Lender Contact:
First American Bank & Trust
P.O. Box 565
Winder, Georgia 30680
Attention: Russell D. Steedley
Telephone: 770-307-1212
RUSSELL, STELL, SMITH & MATTISON, P.C.
ATTORNEYS FOR FIRST AMERICAN BANK & TRUST
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/818-50)

gpn11
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
Georgia, Madison County
Because of the default in the payment of the indebtedness secured by a Deed to Secure Debt executed by TIMBERWOOD HOMES, INC. to FIRST PIEDMONT BANK, dated January 28, 2008, and recorded in Deed Book 1085, Pages 188-192, of the records of the Clerk of the Superior Court of Madison County, Georgia, FIRST AMERICAN BANK & TRUST as Successor in Interest to FIRST PIEDMONT BANK, pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed will on the first Tuesday in April 2010, during the legal hours of sale at the Courthouse door in Madison County, Georgia, sell at public outcry to the highest bidder for cash the property described in said deed, to-wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, being Lot 33, Watson Manor Subdivision, according to that plat of survey entitled, “Watson Manor, surveyed for: Southern Pride Land And Development, dated August 21, 2007, prepared by Carroll Surveying, L.L.C., certified by Stacy C. Carroll, G.R.L.S. No. 2729, as recorded in Plat Book B-195, Pages 1-A - 5-A, in the Office of the Clerk of Superior Court for Madison County, Georgia, said plat being incorporated herein by reference and being made part of this description.
The above-described real estate is more commonly known as 135 Watson Drive, Hull, Georgia 30646.
The sale will be subject to any unpaid taxes and other assessments which may be liens against the property. Notice has been given of the intention to collect attorney’s fees in accordance with the terms of the note and deed to secure debt. Said property will be sold as the property of TIMBERWOOD HOMES, INC. and the proceeds will be applied to the payment of said indebtedness, the expenses and costs of sale, including attorney’s fees. Any remaining proceeds will be applied pursuant to said deed and the laws of the State of Georgia.
The undersigned will execute a deed to the purchaser at said sale as provided for in the aforementioned deed to secure debt. Said sale will divest all the right, title and interest of the maker thereof of said property and shall vest said title in the purchaser at said sale.
FIRST AMERICAN BANK & TRUST As Attorney in Fact for TIMBERWOOD HOMES, INC.
Lender Contact:
First American Bank & Trust
P.O. Box 565
Winder, Georgia 30680
Attention: Russell D. Steedley
Telephone: 770-307-1212
RUSSELL, STELL, SMITH & MATTISON, P.C.
ATTORNEYS FOR FIRST AMERICAN BANK & TRUST
98 North Broad Street
P.O. Box 644
Winder, Georgia 30680
770-867-7431
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(MA11,18,25,AP1B/818-50)
[Full Story »] 

Gpn14
Public Notice
For Involuntary
Termination of Medicare/Medicaid Provider
Agreement
Notice is hereby given that effective March 7, 2010, the agreement between Cobb Health Care Center, 2430 Paoli Road, Comer, Georgia and the Secretary of Health and Human Services, as provider of nursing services in the Health Insurance for the Aged and Disabled Program (Medicare), is to be terminated.
The Centers for Medicare and Medicaid Services has determined that Cobb Health Care Center is not in compliance with the Requirements for Participation. The Medicare program will not make payment for inpatient nursing services to residents who are admitted after March 7, 2010. For residents admitted prior to March 7, 2010, payment may continue for a maximum of 30 days for nursing services. Such payment is specifically limited to covered services through the close of business April 7, 2010.
Sandra M. Pace
Associate Regional Administrator
Division of Survey & Certification
(MA4P1)

Gpn15
Name Change
Notice of Petition
to Change Name
In the Superior Court of Madison County
State of Georgia
In Re: Betty Bennett Chandler
Civil Action File No. 10-MV-156-H
Notice is hereby given that BETTY BENNETT CHANDLER, the undersigned has filed a Petition in the Superior Court of Madison County, Georgia, praying for a change in her name of BETTY BENNETT CHANDLER to BETTY D. BENNETT. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and file objections to such name change. Objections must be filed with the Court within 30 days of February 9, 2010, the date the petition was filed in said court.
This 9th day of February, 2010.
Betty Bennett Chandler, Petitioner
Law Office of Lane Fitzpatrick
Post Office Box 660
Danielsville, Georgia 30633
706-795-3305
(FE18,25,MA4,11B/12830-10)

Gpn18
Dove Estate
Georgia, Madison County Probate Court
Notice
To: All Persons Concerned
The petition of ELLA MAE DOVE, for a year’s support from the estate of WATSON CARTER DOVE, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before March 15, 2010, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date by the Probate Court of Madison County, 91 Albany Avenue, Danielsville, Georgia. If no objections are filed, the petition may be granted without a hearing.
Cody Cross
Probate Judge
P.O. Box 207
Danielsville, GA 30633
706-795-6365
Law Office of Lane Fitzpatrick
Post Office Box 660
Danielsville, Georgia 30633
(706) 795-3305
(FE18,25,MA4,11B/12830-30)

Gpn18
Moorman
Estate
Georgia, Madison County Probate Court
Notice
To Whom it May Concern:
DANELLE F. MOORMAN has petitioned for an order finding that no administration is necessary on the estate of DAVID WILLIAM MOORMAN, deceased. All creditors who have not consented to the petition are, therefore, required to show cause on or before March 16, 2010, or within ten days after personal service, whichever is later, why such order should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections. If any objections are filed, a hearing will be scheduled for a later date. If no objections are filed, the petition may be granted without a hearing.
Cody Cross
Judge of the Probate Court
By: Tiffany Treadway
Clerk of the Probate Court
(FE25,MA4,11,18P4)

Gpn18
Cowan Estate
Georgia, Madison County Probate Court
Notice
To: All interested parties
STEPHANIE MARIE COWAN has petitioned to be appointed Administrator of the estate of ROGER STEVEN COWAN, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before March 16, 2010. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Cody Cross, Probate Judge
By: Tiffany Treadway
Probate Clerk/Deputy Clerk
P.O. Box 207
Danielsville, GA 30633
706-795-6365
(FE18,25,MA4,11P4)

Gpn18
Thompson
Estate
Georgia, Madison County Probate Court
Notice
To: All Interested Parties
The petition of DEBRA THOMPSON, for a year’s support from the estate of MARK EDWARD THOMPSON, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before March 1, 2010, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Cody Cross
Probate Judge
By: Tiffany Treadway
Probate Clerk/Deputy Clerk
P.O. Box 207
Danielsville, GA 30633
706-795-6365
(FE11,18,25,MA/4P4)

Gpn07
Herring Estate
Notice to
Debtors and Creditors
Georgia, Madison
All creditors of the Estate of ROBERT MILTON HERRING, deceased, late of Madison County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me.
This 2nd day of February, 2010.
Lavon D. Herring, Executor
Estate of Robert Milton Herring, Deceased
Care of: Felix P. Graham, Jr.
Graham Law Firm, LLC
P.O. Drawer 300
Danielsville, GA 30633-0300
706/795-2184
(FE18,25,MA4,11B/185-10)

Gpn07
Westbrook
Estate
Notice to Debtors
and Creditors
All creditors of the Estate of JOAN H. WESTBROOK, deceased, late of Madison County, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to me.
This 9th day of February, 2010.
Harvey H. Westbrook
Personal Representative of the Estate of Joan H. Westbrook
172 Hidden Lake Drive
Hull, Georgia 30646
Law Office Lane Fitzpatrick
Post Office Box 660
Danielsville, Georgia 30633
(706) 795-3305
(FE18,25,MA4,11B/12830-10)

Gpn10
Notice
of Summons
In the Juvenile Court
of Stephens County
State of Georgia
In Interest of:
(Child under 18 years of age)
I.N.R.A.
Sex: M
DOB: 01/05/2008
Case #127-09J-282
Summons and Process
by Publication
TO: OCTOBER TIFFANY NICOLE AMERSON formerly known as McElreath (maiden name)
JESSE AMERSON, Legal Father
BILLY RAY AMERSON, Putative Father
Any other persons claiming to have a parental interest in the minor child named above born to OCTOBER TIFFANY NICOLE AMERSON formerly known as McElreath (maiden name) on the dates above-listed.
You are hereby notified that a Petition for Termination of Parental Rights was filed before the Stephens County Juvenile Court. The parents of the above-named child are hereby commanded personally or by attorney to be and appear at the Stephens County Juvenile Court for a termination of parental rights hearing to be held on the 22nd day of March 2010, at 09:00 a.m., at the Stephens County Courthouse in Toccoa, Georgia, then and there to answer Petitioner’s Petition (Deprivation). A final hearing on the 31st day of March 2010, at 09:00 a.m., at the Stephens County Courthouse in Toccoa, Georgia, to answer why Petitioner’s prayers for relief should not be granted. The findings of fact and orders of disposition made pursuant to the provisional hearing will become the final order by this Court unless the parents appear at the final hearing. The final hearing is only for the parent(s) who do not appear personally, or by attorney, at the provisional hearing.
Serve any answer on Petitioner’s attorney, Marie K. Evans, P.O. Box 2195, Clarkesville, Georgia 30523. A copy of the Petition for Termination of Parental Rights in reference to the above-named child may be obtained from the Clerk’s office located at the courthouse in Stephens County, during business hours.
SO ORDERED, this 6th day of January 2010.
Honorable Robert D. Cullifer
Juvenile Court Judge
Mountain Judicial Circuit
(FE11,18,25,MA4P4)

Gpn07
Pridgen Estate
Notice to Creditors
Georgia, Madison County
All creditors of the Estate of NANCY C. PRIDGEN, deceased, are hereby notified to render an account of their demands to the undersigned, and all debtors are required to make immediate payment.
This January 15th day of January, 2010
Jimmy E. Pridgen, Sr., Executor of the Estate of Nancy C. Pridgen, deceased
Elbert N. Whitmire, III
Fortson, Bentley and Griffin, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(FE11,18,25,MA4P4)

Gpn07
Lackey Estate
Georgia, Madison County
Notice to Debtors
and Creditors
All creditors of the Estate of THOMAS J. LACKEY, SR., deceased, are hereby notified to render an account of their demands to the undersigned, and all debtors are required to make immediate payment.
This 1st day of February, 2010.
Thomas James Lackey, Jr. and Randy Michael Lackey
Co-Executors of the Estate of Thomas J. Lackey Sr.
P.O. Box 331
Ila, GA 30647
Albert L. Stone, Jr.
Attorney at Law
P.O. Box 321
Danielsville, GA 30633
(706) 795-3214
(FE11,18,25,MA4P4)

Gpn07
Lackey Estate
Georgia, Madison County
Notice to Debtors and Creditors
All creditors of the Estate of DORIS C. LACKEY, deceased, are hereby notified to render an account of their demands to the undersigned, and all debtors are required to make immediate payment.
This 1st day of February, 2010.
Thomas James Lackey, Jr. and Randy Michael Lackey
Co-Executors of the Estate of Doris C. Lackey
P.O. Box 331
Ila, GA 30647
Albert L. Stone, Jr.
Attorney at Law
P.O. Box 321
Danielsville, GA 30633
(706) 795-3214
(FE11,18,25,MA4P4)

Gpn07
Morrow Estate
Notice to Debtors
and Creditors
All creditors of the Estate of LESTER JAMES MORROW, late of Madison County, Georgia, deceased, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment.
This 11th day of February, 2010
Brenda Palmer Abdel-Hafez
Executrix
Kopecky & Roberts
P.O. Box 128
Washington, GA 30673
(FE11,18,25,MA4P4)

Gpn07
Freeman Estate
Notice to Debtors
and Creditors
State of Georgia
Madison County
Re: Estate of George B. Freeman
All debtors and creditors of the Estate of GEORGE B. FREEMAN, deceased, late of Danielsville, Madison County, Georgia, are hereby notified to render their demands and payments to the Personal Representative(s) of the estate, according to law, and all persons indebted to said Estate are required to make immediate payment to the Personal Representative(s).
This February 2, 2010
By: Callie Freeman McLeskey
106 Golfview Drive
Hartwell, GA 30643
(FE11,18,25,MA4P4)

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Konesky Estate
Georgia, Madison County Probate Court
Notice
To: All interested parties
GREG KONESKY has petitioned to be appointed Administrator of the estate of BARBARA JEAN JOHNSON KONESKY aka: BARBARA SCARBOROUGH, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before March 1, 2010. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Cody Cross, Probate Judge
By: Tiffany Treadway
Probate Clerk/Deputy Clerk
P.O. Box 207
Danielsville, GA 30633
706-795-6365
(FE11,18,25,MA4P4)

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Argo Estate
Notice to Debtors
and Creditors
State of Georgia
Madison County
Re: Estate of Gregory Thomas Argo
All debtors and creditors of the Estate of GREGORY THOMAS ARGO, deceased, late of Danielsville, Madison County, Georgia, are hereby notified to render their demands and payments to the Personal Representative(s) of the estate, according to law, and all persons indebted to said Estate are required to make immediate payment to the Personal Representative(s).
This January 29, 2010
By: Beverly K. Argo
2805 Hwy. 29 North
Danielsville, GA 30633
(FE11,18,25,MA4P4)

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Notice
of Seizure
Northern Circuit District Attorney’s Office
Robert W. Lavender, District Attorney
On January 26, 2010, 2005 Toyota Camry 4 Door Black in Color Tag#AIZ0737 VIN# 4T1BE32K15U035507 was seized for administrative forfeiture FROM JAMES E SIMS JR, at Colbert, Madison County, Georgia, for violations of Official Code of Georgia Annotated Section 16-13-30 (Violation of the Georgia Controlled Substance Act). The conduct giving rise to the forfeiture is as follows: On 01-26-2009 a search warrant was conducted at the residence of James Sims Jr. Sims was found to be in possession of several baggies containing an off white crystal like substance that field tested positive for methamphetamine. Sims was also found to be in possession of several pre-packaged baggies of a green leafy material suspected to be marijuana. A quantity of pills and unused baggies and scales were also found. Pursuant to Official Code of Georgia Annotated Section 16-13-49(n) this property is subject to forfeiture. Any person claiming an ownership interest in this property may file a claim within thirty (30) days after the second publication of this notice by sending the claim to the seizing agency and to the district attorney by certified mail or statutory overnight delivery, return receipt requested. Otherwise, the property will be forfeited and disposed of according to law.
Robert W. Lavender
District Attorney
Post Office Box 843
Danielsville, GA 30633
Seizing Agency:
Inv. Scott Pulliam
Madison Co. Sheriff’s Office
P O Box 65
Danielsville, GA 30633
(FE11,18,25,MA4/16457-30)

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Russell Estate
Georgia, Madison County Probate Court
Notice
To: All Interested Parties
The petition of JEANETTE RUSSELL, for a year’s support from the estate of JOHN RUSSELL, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before March 8, 2010, why said petition should not be granted.
All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.
Cody Cross
Probate Judge
By: Tiffany Treadway
Probate Clerk/Deputy Clerk
P.O. Box 207
Danielsville, GA 30633
706-795-6365
(FE11,18,25,MA4/P4)

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Notice
of Summons
In the Juvenile Court of Madison County
State of Georgia
In the Interest of: K.G. and K.G.
Case No. 095-09J-169A and 169B
Children under 18 years of age
TO WHOM IT MAY CONCERN, Christy Tucker, mother of the above referenced children and anyone claiming to have a parental interest in the minor children.
YOU ARE HEREBY NOTIFIED that the above styled action seeking extended custody of the children with the Petitioner was filed against you in said Court on the 17th day of December, 2009, and that by reason of an Order for service by publication entered by the Court on the 8th day of February, 2010.
YOU ARE HEREBY COMMANDED AND REQUIRED to appear before the Juvenile Court of Madison County in Danielsville, Georgia, on the 11th day of March, 2010 at 9:00 A.M. The hearing is for the purpose of determining whether or not custody should remain with the Petitioner.
A copy of the petition may be obtained from the Clerk of the Juvenile Court at the Madison County Courthouse, Danielsville, Georgia, during regular business hours, Monday through Friday, 8:00 a.m. until 5:00 p.m. exclusive of holidays. A free copy shall be available to the parents. Upon request, the copy will be mailed to the requester.
The general nature of the allegation is: that the children are deprived.
YOU ARE FURTHER NOTIFIED that while responsive pleadings are not mandatory, they are permissible and you are encouraged to file with the Clerk of this court and serve upon Petitioner’s attorney, Harry N. Gordon, 325 North Milledge Avenue, Athens, Georgia 30601, an answer or other responsive pleading. You are hereby informed that you are entitled to have an attorney represent you and that the Court will appoint counsel at no cost, if the party is unable, without undue financial hardship, to employ counsel. You may contact the Public Defender’s Office to see if you qualify.
WITNESS THE HONORABLE J. Christopher NeSmith, Judge of said Court.
This 8th day of February, 2010.
J. Christopher NeSmith, Judge
Juvenile Court of Madison County
(FE11,18,25,MA4P4)

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Trade Name
Notice of Publication
Notice is hereby given that the business operated at 151 Holloway Road, Danielsville, Georgia 30633 in the trade name of HOLLOWAY TRACTOR COMPANY is owned and carried on by Broden C. Holloway, whose address is 151 Holloway Road, Danielsville, Georgia 30633 and Broden Wayne Holloway, whose address is 857 Jones Chapel-Shiloh Road, Danielsville, Georgia 30633, and the statement relating thereto required by Official Code of Georgia Annotated Section 10-1-490 has been filed with the Clerk of the Superior Court of Madison County, Georgia.
Broden Wayne Holloway
Law Office of Lane Fitzpatrick
Post Office Box 660
Danielsville, Georgia 30633
706-795-3305
(MA4,11B/12830-10)

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARION SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 8, 2003, in the amount of $106,110.00, and recorded in Deed Book 620, Page 106, Madison County, Georgia Records, as last transferred to Household Realty Corporation by assignment, the undersigned, Household Realty Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvement thereon, lying and being in the 382nd District, G.M. of Madison County, Georgia, on the Northwesterly side of Bedford Drive, and being particularly shown and designated as Lot No. 11, Block B on a Plat entitled Survey for, Joe T. Tapley and Martha L. Tapley, prepared by Sherald G. Sharp, Registered Surveyor, dated March 26, 1984, recorded in Plat Book 22, Page 22, Madison County Records, which Plat and record are by reference incorporated herein.
which has the property address of 252 Bedford Drive, Hull, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Marion Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Household Realty Corporation Attorney in Fact for Marion Smith
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00658 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,24B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of Power of Sale contained in Security Deed from OTTIS BOOTH to SAMMY SMITH, dated November 19, 2003, which Deed is recorded among Madison County, Georgia Records in Deed Book 643, Page 78, said Security Deed being given to secure a Note dated November 19, 2003 in the original principal amount of FIFTY TWO THOUSAND AND 00/100 ($52,000.00) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Madison County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, (March 2, 2010) the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, containing 2.044 acres, more or less, and being more particularly shown on a survey entitled “Portion of C. J. Brewer Property”, dated December 11, 1980, by Landmark Engineering corporation, J.R. Holland, Registered Land Surveyor, and recorded in Plat Book 22, Page 511, in the Office of the Clerk of Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
ALSO: Parties expressly agree and understand that the mobile home located on the above-described premises constitutes a part of the realty herein described and conveyed and the lien of this Deed to Secure Debt attaches hereto.
This property will be sold subject to Deed to Secure Debt from Sammy Smith to Oconee State Bank dated August 27, 2003 and recorded among Madison County, Georgia Records in Deed Book 615, page 175.
Said property is known as 5757 Hwy. 106, Hull, Georgia, 30646, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and SAMMY SMITH has given notice of his intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of OTTIS BOOTH, who, to the best of the undersigned’s knowledge and belief, are the parties in possession of said property.
SAMMY SMITH, As Attorney-in-Fact for OTTIS BOOTH
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,10,17,25B/1326-70P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KEGAN B. RICE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SUNTRUST MORTGAGE, INC., dated May 21, 2008, recorded in Deed Book 1113, Page 58, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 249, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND SIXTY-FIVE AND 0/100 DOLLARS ($85,065.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land containing 1.03161 acres, more or less, lying and being in the 438th District GM of Madison County, Georgia, on the southerly side of a county dirt road, and particularly described as follows: Beginning at a pin on the center of the unpaved road at the land corner of other lands of Charlie McElreath; and running thence S 10.00 E 30 feet to a pin on the southerly side of said road; continuing thence S 58.30 E 200 feet to a pin; thence N 10.00 W 270 feet to a pin on the southerly side of the said road thence continuing N 10.00 W 30 feet to a pin on the center of the aforesaid dirt road; thence along the center of the aforesaid dirt road N 58.30 W 200 feet to the corner of beginning. Said tract is particularly shown and delineated on the center of the aforesaid dirt road; thence along the center of the aforesaid dirt road N 58.30 W 200 feet to the corner of beginning. Said tract is particularly shown and delineated on a plat prepared by Landmark Engineering Corporation, J.R. Holland, surveyor, dated November 19, 1973, recorded in Plat Book 16, Page 273, Madison County Records, which plat and record are by reference incorporated herein. Less and except any road right of ways of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kegan B. Rice or a tenant or tenants and said property is more commonly known as 388 Miller McElreath Rd., Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Kegan B. Rice
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 3/2/10
Our file no. 1831609-FT3
(FE4,10,17,24B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RICHARD G. PATTERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 29, 2005, recorded in Deed Book 864, Page 40, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($364,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Richard G. Patterson or a tenant or tenants and said property is more commonly known as 45 Brush Creek Road, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Richard G. Patterson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 3/2/10 Our file no. 53570309-FT12
EXHIBIT “A”
All that tract or parcel of land, containing 8.842 acres, more or less, on the northwesterly side of Brush Creek Road, and on the northeasterly side of Diamond Hill - Colbert Road, same being a corner tract, in the 382nd G.M.D., Madison County, Georgia, being designated as Lot 1, Block “A”, Brush Creek, according to a plat of said subdivision by Ben McLeroy & Associates, surveyors, dated March 1, 1996, recorded in Plat Book 32, Page 144, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein. This conveyance is made subject to protective covenants for Brush Creek Subdivision as recorded in Deed Book 17, Page 57 and on warranty deed recorded in Deed Book 394, Page 158, overhead power line, landscaping sign easement and limit of high water easement all as shown at Plat Book 32, Page 144, Madison County, Georgia Records. MR/clp2 3/2/10 Our file no. 53570309 - FT12
(JA4,11,18,25B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRISTOPHER J. WILEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 15, 2007, recorded in Deed Book 1068, Page 111, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 135, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($150,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher J. Wiley or a tenant or tenants and said property is more commonly known as 100 Madalyn Court, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Christopher J. Wiley
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 3/2/10
Our file no. 53418309-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 204th District, G.M., Madison County, Georgia, and being known and designated as Lot 5, Longstreet Landing, and being more particularly shown on a survey entitled “Survey & Plat for Longstreet Landing”, dated September 4, 2004, by F&M Land Surveyors, F.B. Fournoy, Registered Land Surveyor, and recorded in Plat Book B126, Page 4A, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed. MR/nh5 3/2/10 Our file no. 53418309 - FT2
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREGORY CRUMP and JESSICA STEVENS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 27, 2006, recorded in Deed Book 950, Page 19, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1226, Page 251, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($108,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Crump and Jessica Stevens or a tenant or tenants and said property is more commonly known as 2451 Hardman Morris Rd., Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Gregory Crump and Jessica Stevens
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm0 3/2/10
Our file no. 53290109-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 5.00 acres, more or less, according to and as more particularly shown on that certain plat of survey entitled “Survey for: North American Timberlands, Inc.”, dated June 23, 1995, prepared by Cornerstone Land Surveying, James R. Smith, Registered Land Surveyor, and recorded in Plat Book 36, Page 153, in the Office of the Clerk of Superior Court, Madison County, Georgia, reference being made thereto for a more particular description of the property conveyed hereby. Also conveyed herewith is one (1) double wide 1998 Used Southern Manufactured Home, Serial Numbers DSDAL10726A and DSDAL20726B which is permanently affixed to the real property by a Certificate of Permanent Location recorded in Deed Book 720, Pages 172-173, Madison County Records. The dwelling situate on the above tract of land is known and designated as 2451 Hardman Morris Road according to the present system of numbering houses in Madison County, Georgia. MR/mm0 3/2/10 Our file no. 53290109 - FT11
(FE4,11,18,25B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHIRLEY N. SORROW to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 31, 2005, recorded in Deed Book 773, Page 24, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1226, Page 136, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND FIVE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($132,525.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shirley N. Sorrow or a tenant or tenants and said property is more commonly known as 146 Southwinds Drive, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Shirley N. Sorrow
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 3/2/10
Our file no. 53286209-FT14
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd GMS, in the City of Colbert, Madison County, Georgia, containing 40,009 square feet, located on the southwesterly side of Southwinds Drive, being known and designated as Lot 10, Southwinds Subdivision, and being more particularly described according to a plat of survey prepared by Woods & Chastain Surveyors, Inc., Phillip D. Chastain, RLS, dated January 19, 2000, recorded in Plat Book B-42, Page 6, Madison County Records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 288, Page 195, said records. MR/kb4 3/2/10 Our file no. 53286209 - FT14
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID L. WAGES and LINDA T. WAGES to JPMORGAN CHASE BANK, N.A., dated January 19, 2007, recorded in Deed Book 00989, Page 0175, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($139,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
The land referred to in this policy is situated in the State of GA, County of Madison, City of Danielsville and described as follows: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, containing 1.81 acres, on the northerly side of paved County Road No. 201, as shown and delineated on plat prepared by James M. Paul, Registered Surveyor, dated March 15, 1993, as recorded in Plat Book 29, Page 108, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein. APN 27-118
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is David L. Wages and Linda T. Wages or a tenant or tenants and said property is more commonly known as 251 Cowart Toole Rd., Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for David L Wages and Linda T. Wages
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cs3 3/2/10
Our file no. 1858009-FT3
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BARBARA CHASTAIN and MICHAEL KEITH CHASTAIN to UNION PLANTERS BANK, N.A., dated June 11, 2003, recorded in Deed Book 585, Page 61, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($77,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara Chastain and Michael Keith Chastain or a tenant or tenants and said property is more commonly known as 8216 Hwy. 29 North, Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank DBA Regions Mortgage sbm Union Planters Bank, NA as Attorney in Fact for Barbara Chastain and Michael Keith Chastain
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ap9 3/2/10
Our file no. 53204709-FT14
EXHIBIT “A”
All that tract or parcel of land containing 6.34 acres more or less, lying and being in the 438th GMD of Madison County, Georgia, on the southeasterly side of US Highway 29, being more particularly described on plat of survey prepared by A.M. Britt, Registered Surveyor, dated August 1, 1982, and recorded in Plat Book 20, Page 181, Madison County, records, said plat is hereby incorporated and made a part of this description by reference; this being the same property conveyed by deed in Deed Book 36, Page 1, said records. Also conveyed herewith is a 2003 Horton Mirage 27x60 manufactured home, Serial Number H179012GL&R, which is permanently attached to an made a part of the real property. MR/ap9 3/2/10 Our file no. 53204709 - FT14
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOHNNY M. WETHERFORD aka JOHNNY WETHERFORD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 1, 2008, in the amount of $196,000.00, and recorded in Deed Book 1150, Page 1, Madison County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One:
All that tract or parcel of land with improvements thereon, lying and being in the 382nd District, Madison County, in the City of Colbert, Georgia, containing 1.552 acres, more or less and being known and designated as Lot No. 14 of Crystal 1.552 acres, more or less and being known and designated as Lot No. 14 of Crystal River Subdivision , and being more particularly described in a plat of survey prepared by Ray N. Woods, Registered Land Surveyor, dated August 21, 1987 recorded in Plat Book 24, Page 497, in the Office of the Clerk of Superior Court, Madison County, Georgia, which said plat and legal description thereon are incorporated herein by reference thereto.
Tract Two:
All that tract or parcel of land with improvements thereon, lying and being in the 382nd G.M. District, Madison County, in the City of Colbert, Georgia containing 0.91 acres, more or less, and being known and designated as Lot No. 13-A, Crystal Creek Subdivision, and being more particularly described in a plat of survey prepared by R.B. Flournoy, Registered Land Surveyor dated February 12, 1998 recorded in Plat Book 35, Page 330, in the Office of the Clerk of the Superior Court, Madison County, Georgia, which plat and legal description thereon are incorporated herein by reference thereto.
which has the property address of 108 Crystal Creek Drive, Colbert, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Johnny M. Wetherford aka Johnny Wetherford and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Johnny M. Wetherford aka Johnny Wetherford
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-26762 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BENJAMIN KRIS SKIPPER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 5, 2003, recorded in Deed Book 620, Page 21, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Benjamin Kris Skipper or a tenant or tenants and said property is more commonly known as 235 North Main Street, Ila, Georgia 30647. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Benjamin Kris Skipper
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 3/2/10
Our file no. 5175310-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 0.97 of an acre, more or less, lying and being in the City of Ila, 262nd District, G.M. of Madison County, Georgia, and being more particularly shown and delineated on a plat prepared by John W. Burroughs, Jr., Registered Land Surveyor, dated July 4, 1961, recorded in Plat Book 9, Page 18, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and the record are by reference incorporated herein; MR/nh5 3/2/10 Our file no. 5175310 - FT2
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RONALD G. KELLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $316,000.00 dated 09/22/2004, and recorded in Deed Book 734, Page 22, Madison County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1220, Page 186, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Ronald G. Kelley the following described property:
All that tract or parcel of land, together with all improvements thereon, containing 5.603 acres, more or less, lying and being on the northwesterly side of County Road No. 333, in the 382nd G.M.D., Madison County, Georgia, being designated Lot 6, Block C, Brush Creek, according to a plat of said Subdivision recorded by Ben McLeroy & Associates, Registered Land Surveyor, dated March 1, 1996 and recorded Plat Book 32, Page 144, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property therein conveyed.
Property known as: 1888 Old Kincaid Road, Colbert, GA 30628
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Ronald G. Kelley.
CitiMortgage, Inc., as Attorney-in-fact for Ronald G. Kelley.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-7203
(FE4,11,18,25B/224-60)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARION SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 8, 2003, in the amount of $106,110.00, and recorded in Deed Book 620, Page 106, Madison County, Georgia Records, as last transferred to Household Realty Corporation by assignment, the undersigned, Household Realty Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvement thereon, lying and being in the 382nd District, G.M. of Madison County, Georgia, on the Northwesterly side of Bedford Drive, and being particularly shown and designated as Lot No. 11, Block B on a Plat entitled Survey for, Joe T. Tapley and Martha L. Tapley, prepared by Sherald G. Sharp, Registered Surveyor, dated March 26, 1984, recorded in Plat Book 22, Page 22, Madison County Records, which Plat and record are by reference incorporated herein.
which has the property address of 252 Bedford Drive, Hull, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Marion Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Household Realty Corporation Attorney in Fact for Marion Smith
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00658 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,24B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of Power of Sale contained in Security Deed from OTTIS BOOTH to SAMMY SMITH, dated November 19, 2003, which Deed is recorded among Madison County, Georgia Records in Deed Book 643, Page 78, said Security Deed being given to secure a Note dated November 19, 2003 in the original principal amount of FIFTY TWO THOUSAND AND 00/100 ($52,000.00) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Madison County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, (March 2, 2010) the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, containing 2.044 acres, more or less, and being more particularly shown on a survey entitled “Portion of C. J. Brewer Property”, dated December 11, 1980, by Landmark Engineering corporation, J.R. Holland, Registered Land Surveyor, and recorded in Plat Book 22, Page 511, in the Office of the Clerk of Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
ALSO: Parties expressly agree and understand that the mobile home located on the above-described premises constitutes a part of the realty herein described and conveyed and the lien of this Deed to Secure Debt attaches hereto.
This property will be sold subject to Deed to Secure Debt from Sammy Smith to Oconee State Bank dated August 27, 2003 and recorded among Madison County, Georgia Records in Deed Book 615, page 175.
Said property is known as 5757 Hwy. 106, Hull, Georgia, 30646, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and SAMMY SMITH has given notice of his intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of OTTIS BOOTH, who, to the best of the undersigned’s knowledge and belief, are the parties in possession of said property.
SAMMY SMITH, As Attorney-in-Fact for OTTIS BOOTH
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,10,17,25B/1326-70P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KEGAN B. RICE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SUNTRUST MORTGAGE, INC., dated May 21, 2008, recorded in Deed Book 1113, Page 58, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 249, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND SIXTY-FIVE AND 0/100 DOLLARS ($85,065.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land containing 1.03161 acres, more or less, lying and being in the 438th District GM of Madison County, Georgia, on the southerly side of a county dirt road, and particularly described as follows: Beginning at a pin on the center of the unpaved road at the land corner of other lands of Charlie McElreath; and running thence S 10.00 E 30 feet to a pin on the southerly side of said road; continuing thence S 58.30 E 200 feet to a pin; thence N 10.00 W 270 feet to a pin on the southerly side of the said road thence continuing N 10.00 W 30 feet to a pin on the center of the aforesaid dirt road; thence along the center of the aforesaid dirt road N 58.30 W 200 feet to the corner of beginning. Said tract is particularly shown and delineated on the center of the aforesaid dirt road; thence along the center of the aforesaid dirt road N 58.30 W 200 feet to the corner of beginning. Said tract is particularly shown and delineated on a plat prepared by Landmark Engineering Corporation, J.R. Holland, surveyor, dated November 19, 1973, recorded in Plat Book 16, Page 273, Madison County Records, which plat and record are by reference incorporated herein. Less and except any road right of ways of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kegan B. Rice or a tenant or tenants and said property is more commonly known as 388 Miller McElreath Rd., Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Kegan B. Rice
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 3/2/10
Our file no. 1831609-FT3
(FE4,10,17,24B/12062-70T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RICHARD G. PATTERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 29, 2005, recorded in Deed Book 864, Page 40, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($364,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Richard G. Patterson or a tenant or tenants and said property is more commonly known as 45 Brush Creek Road, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Richard G. Patterson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 3/2/10 Our file no. 53570309-FT12
EXHIBIT “A”
All that tract or parcel of land, containing 8.842 acres, more or less, on the northwesterly side of Brush Creek Road, and on the northeasterly side of Diamond Hill - Colbert Road, same being a corner tract, in the 382nd G.M.D., Madison County, Georgia, being designated as Lot 1, Block “A”, Brush Creek, according to a plat of said subdivision by Ben McLeroy & Associates, surveyors, dated March 1, 1996, recorded in Plat Book 32, Page 144, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein. This conveyance is made subject to protective covenants for Brush Creek Subdivision as recorded in Deed Book 17, Page 57 and on warranty deed recorded in Deed Book 394, Page 158, overhead power line, landscaping sign easement and limit of high water easement all as shown at Plat Book 32, Page 144, Madison County, Georgia Records. MR/clp2 3/2/10 Our file no. 53570309 - FT12
(JA4,11,18,25B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRISTOPHER J. WILEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 15, 2007, recorded in Deed Book 1068, Page 111, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 135, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($150,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher J. Wiley or a tenant or tenants and said property is more commonly known as 100 Madalyn Court, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Christopher J. Wiley
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 3/2/10
Our file no. 53418309-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 204th District, G.M., Madison County, Georgia, and being known and designated as Lot 5, Longstreet Landing, and being more particularly shown on a survey entitled “Survey & Plat for Longstreet Landing”, dated September 4, 2004, by F&M Land Surveyors, F.B. Fournoy, Registered Land Surveyor, and recorded in Plat Book B126, Page 4A, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed. MR/nh5 3/2/10 Our file no. 53418309 - FT2
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREGORY CRUMP and JESSICA STEVENS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 27, 2006, recorded in Deed Book 950, Page 19, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1226, Page 251, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($108,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Crump and Jessica Stevens or a tenant or tenants and said property is more commonly known as 2451 Hardman Morris Rd., Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Gregory Crump and Jessica Stevens
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm0 3/2/10
Our file no. 53290109-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 5.00 acres, more or less, according to and as more particularly shown on that certain plat of survey entitled “Survey for: North American Timberlands, Inc.”, dated June 23, 1995, prepared by Cornerstone Land Surveying, James R. Smith, Registered Land Surveyor, and recorded in Plat Book 36, Page 153, in the Office of the Clerk of Superior Court, Madison County, Georgia, reference being made thereto for a more particular description of the property conveyed hereby. Also conveyed herewith is one (1) double wide 1998 Used Southern Manufactured Home, Serial Numbers DSDAL10726A and DSDAL20726B which is permanently affixed to the real property by a Certificate of Permanent Location recorded in Deed Book 720, Pages 172-173, Madison County Records. The dwelling situate on the above tract of land is known and designated as 2451 Hardman Morris Road according to the present system of numbering houses in Madison County, Georgia. MR/mm0 3/2/10 Our file no. 53290109 - FT11
(FE4,11,18,25B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHIRLEY N. SORROW to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 31, 2005, recorded in Deed Book 773, Page 24, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1226, Page 136, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND FIVE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($132,525.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shirley N. Sorrow or a tenant or tenants and said property is more commonly known as 146 Southwinds Drive, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Shirley N. Sorrow
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 3/2/10
Our file no. 53286209-FT14
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd GMS, in the City of Colbert, Madison County, Georgia, containing 40,009 square feet, located on the southwesterly side of Southwinds Drive, being known and designated as Lot 10, Southwinds Subdivision, and being more particularly described according to a plat of survey prepared by Woods & Chastain Surveyors, Inc., Phillip D. Chastain, RLS, dated January 19, 2000, recorded in Plat Book B-42, Page 6, Madison County Records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 288, Page 195, said records. MR/kb4 3/2/10 Our file no. 53286209 - FT14
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID L. WAGES and LINDA T. WAGES to JPMORGAN CHASE BANK, N.A., dated January 19, 2007, recorded in Deed Book 00989, Page 0175, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($139,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
The land referred to in this policy is situated in the State of GA, County of Madison, City of Danielsville and described as follows: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, containing 1.81 acres, on the northerly side of paved County Road No. 201, as shown and delineated on plat prepared by James M. Paul, Registered Surveyor, dated March 15, 1993, as recorded in Plat Book 29, Page 108, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein. APN 27-118
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is David L. Wages and Linda T. Wages or a tenant or tenants and said property is more commonly known as 251 Cowart Toole Rd., Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for David L Wages and Linda T. Wages
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cs3 3/2/10
Our file no. 1858009-FT3
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BARBARA CHASTAIN and MICHAEL KEITH CHASTAIN to UNION PLANTERS BANK, N.A., dated June 11, 2003, recorded in Deed Book 585, Page 61, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($77,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara Chastain and Michael Keith Chastain or a tenant or tenants and said property is more commonly known as 8216 Hwy. 29 North, Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank DBA Regions Mortgage sbm Union Planters Bank, NA as Attorney in Fact for Barbara Chastain and Michael Keith Chastain
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ap9 3/2/10
Our file no. 53204709-FT14
EXHIBIT “A”
All that tract or parcel of land containing 6.34 acres more or less, lying and being in the 438th GMD of Madison County, Georgia, on the southeasterly side of US Highway 29, being more particularly described on plat of survey prepared by A.M. Britt, Registered Surveyor, dated August 1, 1982, and recorded in Plat Book 20, Page 181, Madison County, records, said plat is hereby incorporated and made a part of this description by reference; this being the same property conveyed by deed in Deed Book 36, Page 1, said records. Also conveyed herewith is a 2003 Horton Mirage 27x60 manufactured home, Serial Number H179012GL&R, which is permanently attached to an made a part of the real property. MR/ap9 3/2/10 Our file no. 53204709 - FT14
(FE4,11,18,25B/12062-60T1P)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOHNNY M. WETHERFORD aka JOHNNY WETHERFORD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 1, 2008, in the amount of $196,000.00, and recorded in Deed Book 1150, Page 1, Madison County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One:
All that tract or parcel of land with improvements thereon, lying and being in the 382nd District, Madison County, in the City of Colbert, Georgia, containing 1.552 acres, more or less and being known and designated as Lot No. 14 of Crystal 1.552 acres, more or less and being known and designated as Lot No. 14 of Crystal River Subdivision , and being more particularly described in a plat of survey prepared by Ray N. Woods, Registered Land Surveyor, dated August 21, 1987 recorded in Plat Book 24, Page 497, in the Office of the Clerk of Superior Court, Madison County, Georgia, which said plat and legal description thereon are incorporated herein by reference thereto.
Tract Two:
All that tract or parcel of land with improvements thereon, lying and being in the 382nd G.M. District, Madison County, in the City of Colbert, Georgia containing 0.91 acres, more or less, and being known and designated as Lot No. 13-A, Crystal Creek Subdivision, and being more particularly described in a plat of survey prepared by R.B. Flournoy, Registered Land Surveyor dated February 12, 1998 recorded in Plat Book 35, Page 330, in the Office of the Clerk of the Superior Court, Madison County, Georgia, which plat and legal description thereon are incorporated herein by reference thereto.
which has the property address of 108 Crystal Creek Drive, Colbert, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Johnny M. Wetherford aka Johnny Wetherford and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Johnny M. Wetherford aka Johnny Wetherford
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-26762 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-60)

gpn11
Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BENJAMIN KRIS SKIPPER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 5, 2003, recorded in Deed Book 620, Page 21, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Benjamin Kris Skipper or a tenant or tenants and said property is more commonly known as 235 North Main Street, Ila, Georgia 30647. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Benjamin Kris Skipper
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 3/2/10
Our file no. 5175310-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 0.97 of an acre, more or less, lying and being in the City of Ila, 262nd District, G.M. of Madison County, Georgia, and being more particularly shown and delineated on a plat prepared by John W. Burroughs, Jr., Registered Land Surveyor, dated July 4, 1961, recorded in Plat Book 9, Page 18, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and the record are by reference incorporated herein; MR/nh5 3/2/10 Our file no. 5175310 - FT2
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RONALD G. KELLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $316,000.00 dated 09/22/2004, and recorded in Deed Book 734, Page 22, Madison County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1220, Page 186, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Ronald G. Kelley the following described property:
All that tract or parcel of land, together with all improvements thereon, containing 5.603 acres, more or less, lying and being on the northwesterly side of County Road No. 333, in the 382nd G.M.D., Madison County, Georgia, being designated Lot 6, Block C, Brush Creek, according to a plat of said Subdivision recorded by Ben McLeroy & Associates, Registered Land Surveyor, dated March 1, 1996 and recorded Plat Book 32, Page 144, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property therein conveyed.
Property known as: 1888 Old Kincaid Road, Colbert, GA 30628
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Ronald G. Kelley.
CitiMortgage, Inc., as Attorney-in-fact for Ronald G. Kelley.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-7203
(FE4,11,18,25B/224-60)

gpn11
Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from JEFFREY P. WILLIAMSON and LORIE K. WILLIAMSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $123,500.00 dated 03/07/2007, and recorded in Deed Book 1002, Page 17, Madison County Records, said Security Deed being last transferred and assigned to Bayview Loan Servicing, LLC, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2010 by Bayview Loan Servicing, LLC, as Attorney-in-Fact for Jeffrey P. Williamson and Lorie K. Williamson the following described property:
All that certain tract of land, containing 1.45 acres, more or less, lying and being in the 383rd District, G.M., of Madison County, State of Georgia, and being bounded now or formerly as follows: North by lands of Willis A. Glenn; East by County Road No. 160; South by John Walker; and West by said Willis A. Glenn.
Said tract of land, being more particularly described according to a plat of survey prepared by James M. Paul, Surveyor, on the 30th day of October, 1982, which plat, recorded in Plat Book 20, Page 191, Madison County, Georgia Records; which plat is incorporated herein by reference and made part hereof.
Property known as: 7663 Nowhere Road, Hull, GA 30646
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
Bayview Loan Servicing, LLC
4425 Ponce de Leon Blvd., 5th Floor
Coral Gables, FL 33146
PHONE: 800-771-0299
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Jeffrey P. Williamson and Lorie K. Williamson.
Bayview Loan Servicing, LLC, as Attorney-in-fact for Jeffrey P. Williamson and Lorie K. Williamson.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-6962
(FE4,11,18,25B/224-60)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by MARION SMITH to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated August 8, 2003, in the amount of $106,110.00, and recorded in Deed Book 620, Page 106, Madison County, Georgia Records, as last transferred to Household Realty Corporation by assignment, the undersigned, Household Realty Corporation pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land, together with all improvement thereon, lying and being in the 382nd District, G.M. of Madison County, Georgia, on the Northwesterly side of Bedford Drive, and being particularly shown and designated as Lot No. 11, Block B on a Plat entitled Survey for, Joe T. Tapley and Martha L. Tapley, prepared by Sherald G. Sharp, Registered Surveyor, dated March 26, 1984, recorded in Plat Book 22, Page 22, Madison County Records, which Plat and record are by reference incorporated herein.
which has the property address of 252 Bedford Drive, Hull, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Marion Smith and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Household Realty Corporation Attorney in Fact for Marion Smith
Anthony DeMarlo, Attorney/efisher
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 10-00658 /CONV
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,24B/1325-50)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of Power of Sale contained in Security Deed from OTTIS BOOTH to SAMMY SMITH, dated November 19, 2003, which Deed is recorded among Madison County, Georgia Records in Deed Book 643, Page 78, said Security Deed being given to secure a Note dated November 19, 2003 in the original principal amount of FIFTY TWO THOUSAND AND 00/100 ($52,000.00) DOLLARS, with interest thereon as set forth therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Madison County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, (March 2, 2010) the following described property, to wit:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, containing 2.044 acres, more or less, and being more particularly shown on a survey entitled “Portion of C. J. Brewer Property”, dated December 11, 1980, by Landmark Engineering corporation, J.R. Holland, Registered Land Surveyor, and recorded in Plat Book 22, Page 511, in the Office of the Clerk of Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
ALSO: Parties expressly agree and understand that the mobile home located on the above-described premises constitutes a part of the realty herein described and conveyed and the lien of this Deed to Secure Debt attaches hereto.
This property will be sold subject to Deed to Secure Debt from Sammy Smith to Oconee State Bank dated August 27, 2003 and recorded among Madison County, Georgia Records in Deed Book 615, page 175.
Said property is known as 5757 Hwy. 106, Hull, Georgia, 30646, together with all fixtures and personal property attached to and constituting a part of said property if any.
Whereas, the Note secured by said Security Deed has become in default as to payment of the principal and interest, and SAMMY SMITH has given notice of his intention to foreclose said Security Deed and claim attorney’s fees as provided in said Note and Security Deed.
The debt secured by said Security Deed and evidenced by said Note has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying said indebtedness, including all accrued and unpaid interest thereon, and attorney’s fees and all expenses of said sale.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
The property will be sold as the property of OTTIS BOOTH, who, to the best of the undersigned’s knowledge and belief, are the parties in possession of said property.
SAMMY SMITH, As Attorney-in-Fact for OTTIS BOOTH
M. KEITH YORK,
KIMZEY, KIMZEY & YORK
1070 South Main Street
P. O. Box 38
Cornelia, Georgia 30531
(706) 778-6823
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,10,17,25B/1326-70P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by KEGAN B. RICE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for SUNTRUST MORTGAGE, INC., dated May 21, 2008, recorded in Deed Book 1113, Page 58, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 249, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND SIXTY-FIVE AND 0/100 DOLLARS ($85,065.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
All that tract or parcel of land containing 1.03161 acres, more or less, lying and being in the 438th District GM of Madison County, Georgia, on the southerly side of a county dirt road, and particularly described as follows: Beginning at a pin on the center of the unpaved road at the land corner of other lands of Charlie McElreath; and running thence S 10.00 E 30 feet to a pin on the southerly side of said road; continuing thence S 58.30 E 200 feet to a pin; thence N 10.00 W 270 feet to a pin on the southerly side of the said road thence continuing N 10.00 W 30 feet to a pin on the center of the aforesaid dirt road; thence along the center of the aforesaid dirt road N 58.30 W 200 feet to the corner of beginning. Said tract is particularly shown and delineated on the center of the aforesaid dirt road; thence along the center of the aforesaid dirt road N 58.30 W 200 feet to the corner of beginning. Said tract is particularly shown and delineated on a plat prepared by Landmark Engineering Corporation, J.R. Holland, surveyor, dated November 19, 1973, recorded in Plat Book 16, Page 273, Madison County Records, which plat and record are by reference incorporated herein. Less and except any road right of ways of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). SunTrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Kegan B. Rice or a tenant or tenants and said property is more commonly known as 388 Miller McElreath Rd., Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Kegan B. Rice
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/hq1 3/2/10
Our file no. 1831609-FT3
(FE4,10,17,24B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RICHARD G. PATTERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 29, 2005, recorded in Deed Book 864, Page 40, Madison County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($364,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Richard G. Patterson or a tenant or tenants and said property is more commonly known as 45 Brush Creek Road, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. as Attorney in Fact for Richard G. Patterson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/clp2 3/2/10 Our file no. 53570309-FT12
EXHIBIT “A”
All that tract or parcel of land, containing 8.842 acres, more or less, on the northwesterly side of Brush Creek Road, and on the northeasterly side of Diamond Hill - Colbert Road, same being a corner tract, in the 382nd G.M.D., Madison County, Georgia, being designated as Lot 1, Block “A”, Brush Creek, according to a plat of said subdivision by Ben McLeroy & Associates, surveyors, dated March 1, 1996, recorded in Plat Book 32, Page 144, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein. This conveyance is made subject to protective covenants for Brush Creek Subdivision as recorded in Deed Book 17, Page 57 and on warranty deed recorded in Deed Book 394, Page 158, overhead power line, landscaping sign easement and limit of high water easement all as shown at Plat Book 32, Page 144, Madison County, Georgia Records. MR/clp2 3/2/10 Our file no. 53570309 - FT12
(JA4,11,18,25B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by CHRISTOPHER J. WILEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated November 15, 2007, recorded in Deed Book 1068, Page 111, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded in Deed Book 1226, Page 135, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($150,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher J. Wiley or a tenant or tenants and said property is more commonly known as 100 Madalyn Court, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Christopher J. Wiley
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 3/2/10
Our file no. 53418309-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 204th District, G.M., Madison County, Georgia, and being known and designated as Lot 5, Longstreet Landing, and being more particularly shown on a survey entitled “Survey & Plat for Longstreet Landing”, dated September 4, 2004, by F&M Land Surveyors, F.B. Fournoy, Registered Land Surveyor, and recorded in Plat Book B126, Page 4A, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed. MR/nh5 3/2/10 Our file no. 53418309 - FT2
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by GREGORY CRUMP and JESSICA STEVENS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 27, 2006, recorded in Deed Book 950, Page 19, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1226, Page 251, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHT THOUSAND THREE HUNDRED AND 0/100 DOLLARS ($108,300.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Gregory Crump and Jessica Stevens or a tenant or tenants and said property is more commonly known as 2451 Hardman Morris Rd., Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Gregory Crump and Jessica Stevens
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/mm0 3/2/10
Our file no. 53290109-FT11
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 5.00 acres, more or less, according to and as more particularly shown on that certain plat of survey entitled “Survey for: North American Timberlands, Inc.”, dated June 23, 1995, prepared by Cornerstone Land Surveying, James R. Smith, Registered Land Surveyor, and recorded in Plat Book 36, Page 153, in the Office of the Clerk of Superior Court, Madison County, Georgia, reference being made thereto for a more particular description of the property conveyed hereby. Also conveyed herewith is one (1) double wide 1998 Used Southern Manufactured Home, Serial Numbers DSDAL10726A and DSDAL20726B which is permanently affixed to the real property by a Certificate of Permanent Location recorded in Deed Book 720, Pages 172-173, Madison County Records. The dwelling situate on the above tract of land is known and designated as 2451 Hardman Morris Road according to the present system of numbering houses in Madison County, Georgia. MR/mm0 3/2/10 Our file no. 53290109 - FT11
(FE4,11,18,25B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by SHIRLEY N. SORROW to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated January 31, 2005, recorded in Deed Book 773, Page 24, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1226, Page 136, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND FIVE HUNDRED TWENTY-FIVE AND 0/100 DOLLARS ($132,525.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Shirley N. Sorrow or a tenant or tenants and said property is more commonly known as 146 Southwinds Drive, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Shirley N. Sorrow
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kb4 3/2/10
Our file no. 53286209-FT14
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd GMS, in the City of Colbert, Madison County, Georgia, containing 40,009 square feet, located on the southwesterly side of Southwinds Drive, being known and designated as Lot 10, Southwinds Subdivision, and being more particularly described according to a plat of survey prepared by Woods & Chastain Surveyors, Inc., Phillip D. Chastain, RLS, dated January 19, 2000, recorded in Plat Book B-42, Page 6, Madison County Records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 288, Page 195, said records. MR/kb4 3/2/10 Our file no. 53286209 - FT14
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by DAVID L. WAGES and LINDA T. WAGES to JPMORGAN CHASE BANK, N.A., dated January 19, 2007, recorded in Deed Book 00989, Page 0175, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-NINE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($139,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
The land referred to in this policy is situated in the State of GA, County of Madison, City of Danielsville and described as follows: All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, containing 1.81 acres, on the northerly side of paved County Road No. 201, as shown and delineated on plat prepared by James M. Paul, Registered Surveyor, dated March 15, 1993, as recorded in Plat Book 29, Page 108, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and record are by reference incorporated herein. APN 27-118
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is David L. Wages and Linda T. Wages or a tenant or tenants and said property is more commonly known as 251 Cowart Toole Rd., Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for David L Wages and Linda T. Wages
Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cs3 3/2/10
Our file no. 1858009-FT3
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Jackson County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BARBARA CHASTAIN and MICHAEL KEITH CHASTAIN to UNION PLANTERS BANK, N.A., dated June 11, 2003, recorded in Deed Book 585, Page 61, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-SEVEN THOUSAND THREE HUNDRED FIFTY AND 0/100 DOLLARS ($77,350.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Barbara Chastain and Michael Keith Chastain or a tenant or tenants and said property is more commonly known as 8216 Hwy. 29 North, Danielsville, Georgia 30633.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank DBA Regions Mortgage sbm Union Planters Bank, NA as Attorney in Fact for Barbara Chastain and Michael Keith Chastain
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ap9 3/2/10
Our file no. 53204709-FT14
EXHIBIT “A”
All that tract or parcel of land containing 6.34 acres more or less, lying and being in the 438th GMD of Madison County, Georgia, on the southeasterly side of US Highway 29, being more particularly described on plat of survey prepared by A.M. Britt, Registered Surveyor, dated August 1, 1982, and recorded in Plat Book 20, Page 181, Madison County, records, said plat is hereby incorporated and made a part of this description by reference; this being the same property conveyed by deed in Deed Book 36, Page 1, said records. Also conveyed herewith is a 2003 Horton Mirage 27x60 manufactured home, Serial Number H179012GL&R, which is permanently attached to an made a part of the real property. MR/ap9 3/2/10 Our file no. 53204709 - FT14
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of default in the payment of the indebtedness secured by a Security Deed executed by JOHNNY M. WETHERFORD aka JOHNNY WETHERFORD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated December 1, 2008, in the amount of $196,000.00, and recorded in Deed Book 1150, Page 1, Madison County, Georgia Records, as last transferred to Ocwen Loan Servicing, LLC by assignment, the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in March, 2010, during the legal hours of sale, at the Courthouse door in Madison County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
Tract One:
All that tract or parcel of land with improvements thereon, lying and being in the 382nd District, Madison County, in the City of Colbert, Georgia, containing 1.552 acres, more or less and being known and designated as Lot No. 14 of Crystal 1.552 acres, more or less and being known and designated as Lot No. 14 of Crystal River Subdivision , and being more particularly described in a plat of survey prepared by Ray N. Woods, Registered Land Surveyor, dated August 21, 1987 recorded in Plat Book 24, Page 497, in the Office of the Clerk of Superior Court, Madison County, Georgia, which said plat and legal description thereon are incorporated herein by reference thereto.
Tract Two:
All that tract or parcel of land with improvements thereon, lying and being in the 382nd G.M. District, Madison County, in the City of Colbert, Georgia containing 0.91 acres, more or less, and being known and designated as Lot No. 13-A, Crystal Creek Subdivision, and being more particularly described in a plat of survey prepared by R.B. Flournoy, Registered Land Surveyor dated February 12, 1998 recorded in Plat Book 35, Page 330, in the Office of the Clerk of the Superior Court, Madison County, Georgia, which plat and legal description thereon are incorporated herein by reference thereto.
which has the property address of 108 Crystal Creek Drive, Colbert, Georgia, together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Johnny M. Wetherford aka Johnny Wetherford and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
Ocwen Loan Servicing, LLC Attorney in Fact for Johnny M. Wetherford aka Johnny Wetherford
Anthony DeMarlo, Attorney/jauman
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-26762 /FHLMC
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(FE4,11,18,25B/1325-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BENJAMIN KRIS SKIPPER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated September 5, 2003, recorded in Deed Book 620, Page 21, Madison County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in March, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: SunTrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Benjamin Kris Skipper or a tenant or tenants and said property is more commonly known as 235 North Main Street, Ila, Georgia 30647. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
SunTrust Mortgage, Inc. as Attorney in Fact for Benjamin Kris Skipper
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/nh5 3/2/10
Our file no. 5175310-FT2
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, containing 0.97 of an acre, more or less, lying and being in the City of Ila, 262nd District, G.M. of Madison County, Georgia, and being more particularly shown and delineated on a plat prepared by John W. Burroughs, Jr., Registered Land Surveyor, dated July 4, 1961, recorded in Plat Book 9, Page 18, in the Office of the Clerk of the Superior Court of Madison County, Georgia, which plat and the record are by reference incorporated herein; MR/nh5 3/2/10 Our file no. 5175310 - FT2
(FE4,11,18,25B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from RONALD G. KELLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. in the original principal amount of $316,000.00 dated 09/22/2004, and recorded in Deed Book 734, Page 22, Madison County Records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1220, Page 186, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of March, 2010 by CitiMortgage, Inc., as Attorney-in-Fact for Ronald G. Kelley the following described property:
All that tract or parcel of land, together with all improvements thereon, containing 5.603 acres, more or less, lying and being on the northwesterly side of County Road No. 333, in the 382nd G.M.D., Madison County, Georgia, being designated Lot 6, Block C, Brush Creek, according to a plat of said Subdivision recorded by Ben McLeroy & Associates, Registered Land Surveyor, dated March 1, 1996 and recorded Plat Book 32, Page 144, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property therein conveyed.
Property known as: 1888 Old Kincaid Road, Colbert, GA 30628
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:
CitiMortgage, Inc.
1000 Technology Drive
O’Fallon, MO 63368
PHONE: 866-272-4749
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.
To the best of the undersigned’s knowledge and belief, the party in possession is Ronald G. Kelley.
CitiMortgage, Inc., as Attorney-in-fact for Ronald G. Kelley.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Pendergast & Jones, P.C.
South Terraces, Suite 1000
115 Perimeter Center Place
Atlanta, GA 30346
Phone - (770) 392-0398
Toll Free - (866) 999-7088
www.penderlaw.com
Our File No. 09-7203
(FE4,11,18,25B/224-60)
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