Public Notices

Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from TUMBLING CREEK, LLC to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated March 14, 2007, recorded March 16, 2007 in Deed Book 1000 at Page 33, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated March 14, 2007, (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Tumbling Creek, LLC, its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 11C, Tumbling Creek Subdivision, Hull, Madison County, Georgia 30646; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Tumbling Creek, LLC
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land known as Block C, Lot 11, within Tumbling Creek Subdivision, together with all improvements thereon, situate lying and being in the northwest of the intersection of Georgia Highway 72 and Georgia Highway 172 in the 382nd G.M.D. of Madison County, Georgia, and being shown and designated on that plat of survey entitled “Survey For: Final Plat Tumbling Creek Subdivision” by Ben McLeroy, Georgia Registered Land Surveyor No. 1184, dated April 21, 2005, and recorded at Plat Book B142, Page 006A, Madison County Superior Court Records, which plat and record thereon are by reference incorporated herein and being more particularly described according to said survey.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from Watson Home Builders, Inc. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated January 4, 2008, recorded January 8, 2008, in Deed Book 1080, at Page 50, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated January 4, 2008 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Watson Home Builders, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 3, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Watson Home Builders, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 3 containing 0.854 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from JOHNNY HARRISON CONSTRUCTION, INC. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated December 31, 2007, recorded January 4, 2008, in Deed Book 1079 at Page 76, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated December 31, 2007 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Johnny Harrison Construction, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 15, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Johnny Harrison Construction, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that lot, tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 15 containing 0.841 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of a default in the payment of principal and interest on that certain Universal Note dated October 5, 2009, in the original principal amount of $348,087.19, (“Note”) said Note being secured by a Deed to Secure Debt executed by SOUTHERN PRIDE LAND & DEVELOPMENT, LLC to THE NATIONAL BANK OF GEORGIA, dated February 23, 2007, recorded in Deed Book 994, Pages 106-110, in the Office of the Clerk of the Superior Court of Madison County, Georgia; as modified by a Modification of Deed to Secure Debt dated August 28, 2007 and recorded in Deed Book 1051, Page 15, aforesaid Clerk’s Records; and as modified further by a Modification of Deed to Secure Debt dated March 5, 2008 and recorded in Deed Book 1104, Pages 32-33, aforesaid Clerk’s Records; said default having continued for a period of more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, THE NATIONAL BANK OF GEORGIA pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt, due, payable and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in August, 2010, within the legal hours of sale before the Courthouse door in Madison County, Georgia, sell at public outcry to the highest bidder for cash, a portion of the property described in said Deed to Secure Debt, to wit:
All that tract or parcel of land, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 37.776 acres, more or less, and being more particularly shown on a survey entitled “Survey for Johnny Harrison”, dated February 7, 2007, by Carroll Surveying, LLC, Registered Land Surveyor, and recorded in Plat Book B178, Page 5A, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
This being the same property conveyed to Woodrow Smith and Geraldine Dye from Amos Smith, George Smith, Annie Smith Harris, and Annie Mae Alexander by deed dated December 30, 1960, and recorded in Deed Book F-4, Page 149, aforesaid records.
LESS AND EXCEPT:
All those tracts or parcels of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, being Lots 1,2,3,4,5,6,31,32,33,34,35 and 36, Watson Manor Subdivision, according to that plat or survey entitled, “Watson Manor, surveyed for: Southern Pride Land And Development, dated August 21, 2007, prepared by Carroll Surveying, L.L. C., certified by Stacy C. Carroll, G.R.L.S. No. 2729, as recorded in Plat Book B-195, Pages 1-A – 5-A, in the Office of the Clerk of Superior Court for Madison County, Georgia, said plat being incorporated herein by reference and being made part of this description.
ALSO LESS AND EXCEPT:
All that lot, tract or parcel of land, situate, lying and being on the northwesterly side of Watson Drive, in the 382nd District, G.M. of Madison County, Georgia, and being particularly shown and described as Lot 21 containing 2.062 acres, more or less, of Watson Manor subdivision as particularly shown and described according to a plat of survey of said subdivision entitled “Watson Manor, Survey for: Southern Pride Land Development,” dated August 21, 2007, prepared by Carroll Surveying, LLC, certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B195, pages 1A through 5A, in the Office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
To the best of the undersigned’s information and belief, the address of the property is:
23 buildable lots and retention pond in the Watson Manor Subdivision, Hull
Madison County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt, containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172-1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: The National Bank of Georgia, P.O. Box 6507, Athens, Georgia, (706) 316-9872. However, the secured credit is not required to negotiate, amend, or modify the term so the mortgage instrument.
Said property is being sold as the property of SOUTHERN PRIDE LAND & DEVELOPMENT, LLC, and subject to unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 1st day of July, 2010.
THE NATIONAL BANK OF GEORGIA as Attorney-in-fact for SOUTHERN PRIDE LAND & DEVELOPMENT, LLC
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(JU8,15,22,29B/1034-100P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 59-66, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.767 acres more or less, together with improvements thereon, described as LOT 7, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC..
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC..
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 67-74, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal sum of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.753 acres more or less, together with improvements thereon, described as LOT 11, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC.
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CHRISTOPHER NEWTON and SYLVIA A. NEWTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for BAYROCK MORTGAGE CORPORATION, dated August 13, 2007, and filed for record August 23, 2007, in Deed Book 1047, Page 136, Madison County, Georgia records, and securing a Note in the original principal amount of $87,550.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton the following property to-wit:
ALL THAT TRACT or parcel of land, with improvements thereon, situate, lying and being in the 205th District, GM, Madison County, Georgia, and being known and designated as Lot 32, Block B, Pine Meadows Subdivision, Section 1, as shown on a plat dated July 5, 1971, made by James Flanders, Registered Engineer and Surveyor, recorded in Plat Book 13, Page 44, in the Office of the Clerk of the Superior Court of Madison County, Georgia, and shown on an individual plat entitled “Survey for Charlie M. & Rebecca F. Arnold,” made by Ray N. Woods, Registered Land Surveyor, dated January 19, 1990 and recorded in Plat Book 26, Page 531, in said Clerk’s Office.
The above described property is also known as 979 Clairmont Avenue, Comer, GA 30629.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Christopher Newton and Sylvia A. Newton.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 04/18/2007, and recorded 4/19/2007 in Deed Book 1010, Pages 201-203, Madison County, Georgia Records, and recorded 05/11/2007 in Deed Book 48-P, Pages 789-191, Jackson County, Georgia Deed Records, as modified by that modification dated 07/05/2007, and recorded 07/11/2007, in Deed Book 1034, Pages 213-215, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 390-392, Jackson County, Georgia Records, further modified by that modification dated 08/01/2007, and recorded 08/06/2007, in Deed Book 1042, Pages 73-75, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 387-389, Jackson County, Georgia Records, as further modified by that modification dated 10/05/2007, and recorded 10/26/2007, in Deed Book 1063, Pages 155-157, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 384-386, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 04/18/2008, and recorded 05/12/2008 in Deed Book 1110, Page 62, Madison County, Georgia Records, and recorded 05/14/2008 in Deed Book 52-I, Page 648, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 757, Jackson County, Georgia records, and recorded 09/11/2008 in Deed Book 1136, Page 24, Madison County, Georgia records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010, by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and the 383rd District, G.M., Madison County, Georgia, and being that 62.141 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter by Eddie A. Borders, Registered Surveyor, dated August 19, 1978, recorded in Plat Book 42, Page 232, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and recorded in Plat Book 34, Page 68, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. LESS AND EXCEPT: That 2.00 acres as more particularly shown in that Warranty Deed recorded at Deed Book 145, Page 234, Madison County, Georgia Records and at Deed Book 18-K, Page 71, Jackson County, Georgia Records.
LESS AND EXCEPT: That 5.00 acres as more particularly described in that deed recorded at Deed Book 547, Page 191, Madison County, Georgia Records.
LESS AND EXCEPT: That 0.35 acres as more particularly described in that Warranty Deed recorded at Deed Book 821, Page 1, Madison County, Georgia Records.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-139
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 09/01/1998, and recorded 09/03/1998, in Deed Book 145, Pages 236-238, Madison County, Georgia Records, and recorded 09/17/1998, in Deed Book 18-K, Pages 73-75, Jackson County, Georgia Records, as modified by that Modification Agreement dated 04/18/ 2007, and recorded 04/30/2007 in Deed Book 48-L, Pages 100-102, Jackson County, Georgia Records, as further modified by that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 758, Jackson County, Georgia Records, and recorded 09/11/2008 in Deed Book 1136, Page 25, Madison County, Georgia Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010 by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia and the 383rd District, G.M., Madison County, Georgia, and being that 2.00 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter and Melissa Baxter by Russell Bartlett, Registered Surveyor, dated August 26, 1998, recorded at Plat Book 53, Page 22, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and Plat Book 35, Page 251, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO INCLUDED: A 20 foot easement for purposes of ingress and egress from the southwesterly right of way of Commerce-Neese Road a/k/a Planter-Minish Road traveling in a southerly direction; thence in a westerly direction; thence in a southerly direction; thence in a westerly direction to the southeasterly border of the subject property as more particularly shown on plat of survey referenced herein above.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # FC-10-111
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt, dated June 5, 2006, from JOHN W. BYRAM and BEN BYRAM to MAIN STREET BANK, in the original principal amount of $132,867.00, dated June 5, 2006, recorded at Deed Book 916, Page 003, with a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded at Deed Book 1121, Page 245, both in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated June 5, 2006, in the original principal amount of $132,867.00, as modified by Modification, Renewal and Restatement of Note, dated June 30, 2008, as further modified by a Modification, Renewal and Restatement of Note, dated November 25, 2008 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, and being known and designated as Lot 35, Briarwood Subdivision, containing 3.684 acres, more or less, and being more particularly shown on a plat entitled “Final Plat of Briarwood Subdivision” dated November 4, 1986, by Ray N. Woods, GRLS #2049, said plat being recorded in Plat Book 32, page 26, in the Office of the Clerk of the Superior Court of Madison County, Georgia, said plat being incorporated herein by reference thereto.
There is situate on said tract a dwelling known as 209 West Briarwood Drive, Nicholson, GA 30565 according to the present system of numbering houses in Madison County, Georgia.
Said tract is subject to any and all easements and restrictions of record.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam and Ben Byram, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram and Ben Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram an Ben Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-70P))

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt with Power of Sale, dated April 18, 2002, from JOHN W. BYRAM to MAIN STREET BANK, in the original principal amount of $1,298,026.00, recorded at Deed Book 448, Page 211, with a Modification of Deed to Secure Debt dated February 16, 2005, recorded at Deed Book 777, Page 252, a Modification Agreement of Deed to Secure Debt, dated May 18, 2005, recorded at Deed Book 802, Page 104, a Modification of Deed to Secure Debt, dated September 22, 2005, recorded at Deed Book 851, page 93, a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded in Deed Book 1121, Page 222, and a Modification Agreement to Georgia Security Deed and Security Agreement, dated September 26, 2008, recorded at Deed Book 1139, Page 138, all in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated September 22, 2005 in the original principal amount of $1,020,911.72, as modified by Modification, Renewal and Restatement of Note dated September 26, 2008, as further modified by a Note Modification Agreement, dated November 25, 2008, and a Note Modification Agreement May 26, 2009 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land lying and being in the 382nd District, G.M., Madison County, Georgia, containing 135.453 acres, more or less, and being more particularly described on a plat of survey for JEM Enterprises, I, prepared by Ray N. Woods, GRLS, dated May 5, 1999, and recorded in Plat Book 37, page 175, in the Office of the Clerk of the Superior court of Madison County, Georgia, and being incorporated herein by reference for a more particular description.
LESS & EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 1.436 acres, more or less, and designated as Lot 1 on the below referenced plat. Said tract is bounded now or formerly on the North by Whispering Pines Golf Course; on the East by Whispering Pines Golf Course; on the South by Lot 2 on the below referenced plat; and on the West by Colbert-Danielsville Road.
All according to a plat prepared by Ray N. Woods, GRLS, dated November 19, 1984, entitled “Survey for: Whispering Pines Golf Course, JEM Enterprises, I” and recorded in Plat Book 21, page 181, aforesaid records.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-90P)

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Notice of Sale
State of Georgia,
County of Madison
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES HUGH MCLEROY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 14, 2003, and recorded in Deed Book 561, Page 177, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $74,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 203rd District G.M., Madison County, Georgia, containing 1.55 acres, more or less, as more particularly described on a plat of survey entitled “Survey for Walter E. Long, Sr.” dated February 12, 1988, prepared by James H. Paul, Registered Land Surveyor, and recorded in Plat Book 28, Page 457, in the Office of the Clerk of Superior Court. Madison County, Georgia, reference being made thereto for a more complete description of the property herein conveyed.
Said property is known as 2365 Highway 72 East, Comer, GA 30629, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Hugh McLeroy, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James H. McLeroy, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for James Hugh McLeroy aka James H. McLeroy
File no. 10-006501
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by J. MICHAEL MOORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PRIMARY CAPITAL ADVISORS, LC, dated September 15, 2008, and filed for record September 15, 2008 in Deed Book 1136, Page 168, Madison County, Georgia records, and securing a Note in the original principal amount of $178,892.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore  the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 382nd GMD, Madison County, Georgia, containing 8.00 acres, more or less, said tract lying to the south of County Road 265- Charles Hart Road.  Said tract is bounded now or formerly on the north by County Road 265- Charles Hart Road; on the east by William L. Meadow and Janice M. Farris; on the south by Harold Gaulding, Jr.; and on the west by Louise E. Hart.  All according to a plat prepared by James M. Paul, Surveyor, dated August 27, 2008, recorded in Plat Book B209, Page 7A, Madison County Records, which plat and record are by reference incorporated herein.
The above described property is also known as 568 Charles Hart Road, Colbert, GA 30628.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by J. Michael Moore .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore
SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from TUMBLING CREEK, LLC to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated March 14, 2007, recorded March 16, 2007 in Deed Book 1000 at Page 33, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated March 14, 2007, (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Tumbling Creek, LLC, its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 11C, Tumbling Creek Subdivision, Hull, Madison County, Georgia 30646; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Tumbling Creek, LLC
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land known as Block C, Lot 11, within Tumbling Creek Subdivision, together with all improvements thereon, situate lying and being in the northwest of the intersection of Georgia Highway 72 and Georgia Highway 172 in the 382nd G.M.D. of Madison County, Georgia, and being shown and designated on that plat of survey entitled “Survey For: Final Plat Tumbling Creek Subdivision” by Ben McLeroy, Georgia Registered Land Surveyor No. 1184, dated April 21, 2005, and recorded at Plat Book B142, Page 006A, Madison County Superior Court Records, which plat and record thereon are by reference incorporated herein and being more particularly described according to said survey.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from Watson Home Builders, Inc. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated January 4, 2008, recorded January 8, 2008, in Deed Book 1080, at Page 50, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated January 4, 2008 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Watson Home Builders, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 3, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Watson Home Builders, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 3 containing 0.854 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from JOHNNY HARRISON CONSTRUCTION, INC. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated December 31, 2007, recorded January 4, 2008, in Deed Book 1079 at Page 76, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated December 31, 2007 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Johnny Harrison Construction, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 15, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Johnny Harrison Construction, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that lot, tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 15 containing 0.841 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of a default in the payment of principal and interest on that certain Universal Note dated October 5, 2009, in the original principal amount of $348,087.19, (“Note”) said Note being secured by a Deed to Secure Debt executed by SOUTHERN PRIDE LAND & DEVELOPMENT, LLC to THE NATIONAL BANK OF GEORGIA, dated February 23, 2007, recorded in Deed Book 994, Pages 106-110, in the Office of the Clerk of the Superior Court of Madison County, Georgia; as modified by a Modification of Deed to Secure Debt dated August 28, 2007 and recorded in Deed Book 1051, Page 15, aforesaid Clerk’s Records; and as modified further by a Modification of Deed to Secure Debt dated March 5, 2008 and recorded in Deed Book 1104, Pages 32-33, aforesaid Clerk’s Records; said default having continued for a period of more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, THE NATIONAL BANK OF GEORGIA pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt, due, payable and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in August, 2010, within the legal hours of sale before the Courthouse door in Madison County, Georgia, sell at public outcry to the highest bidder for cash, a portion of the property described in said Deed to Secure Debt, to wit:
All that tract or parcel of land, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 37.776 acres, more or less, and being more particularly shown on a survey entitled “Survey for Johnny Harrison”, dated February 7, 2007, by Carroll Surveying, LLC, Registered Land Surveyor, and recorded in Plat Book B178, Page 5A, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
This being the same property conveyed to Woodrow Smith and Geraldine Dye from Amos Smith, George Smith, Annie Smith Harris, and Annie Mae Alexander by deed dated December 30, 1960, and recorded in Deed Book F-4, Page 149, aforesaid records.
LESS AND EXCEPT:
All those tracts or parcels of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, being Lots 1,2,3,4,5,6,31,32,33,34,35 and 36, Watson Manor Subdivision, according to that plat or survey entitled, “Watson Manor, surveyed for: Southern Pride Land And Development, dated August 21, 2007, prepared by Carroll Surveying, L.L. C., certified by Stacy C. Carroll, G.R.L.S. No. 2729, as recorded in Plat Book B-195, Pages 1-A – 5-A, in the Office of the Clerk of Superior Court for Madison County, Georgia, said plat being incorporated herein by reference and being made part of this description.
ALSO LESS AND EXCEPT:
All that lot, tract or parcel of land, situate, lying and being on the northwesterly side of Watson Drive, in the 382nd District, G.M. of Madison County, Georgia, and being particularly shown and described as Lot 21 containing 2.062 acres, more or less, of Watson Manor subdivision as particularly shown and described according to a plat of survey of said subdivision entitled “Watson Manor, Survey for: Southern Pride Land Development,” dated August 21, 2007, prepared by Carroll Surveying, LLC, certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B195, pages 1A through 5A, in the Office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
To the best of the undersigned’s information and belief, the address of the property is:
23 buildable lots and retention pond in the Watson Manor Subdivision, Hull
Madison County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt, containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172-1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: The National Bank of Georgia, P.O. Box 6507, Athens, Georgia, (706) 316-9872. However, the secured credit is not required to negotiate, amend, or modify the term so the mortgage instrument.
Said property is being sold as the property of SOUTHERN PRIDE LAND & DEVELOPMENT, LLC, and subject to unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 1st day of July, 2010.
THE NATIONAL BANK OF GEORGIA as Attorney-in-fact for SOUTHERN PRIDE LAND & DEVELOPMENT, LLC
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(JU8,15,22,29B/1034-100P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 59-66, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.767 acres more or less, together with improvements thereon, described as LOT 7, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC..
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC..
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 67-74, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal sum of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.753 acres more or less, together with improvements thereon, described as LOT 11, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC.
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CHRISTOPHER NEWTON and SYLVIA A. NEWTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for BAYROCK MORTGAGE CORPORATION, dated August 13, 2007, and filed for record August 23, 2007, in Deed Book 1047, Page 136, Madison County, Georgia records, and securing a Note in the original principal amount of $87,550.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton the following property to-wit:
ALL THAT TRACT or parcel of land, with improvements thereon, situate, lying and being in the 205th District, GM, Madison County, Georgia, and being known and designated as Lot 32, Block B, Pine Meadows Subdivision, Section 1, as shown on a plat dated July 5, 1971, made by James Flanders, Registered Engineer and Surveyor, recorded in Plat Book 13, Page 44, in the Office of the Clerk of the Superior Court of Madison County, Georgia, and shown on an individual plat entitled “Survey for Charlie M. & Rebecca F. Arnold,” made by Ray N. Woods, Registered Land Surveyor, dated January 19, 1990 and recorded in Plat Book 26, Page 531, in said Clerk’s Office.
The above described property is also known as 979 Clairmont Avenue, Comer, GA 30629.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Christopher Newton and Sylvia A. Newton.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 04/18/2007, and recorded 4/19/2007 in Deed Book 1010, Pages 201-203, Madison County, Georgia Records, and recorded 05/11/2007 in Deed Book 48-P, Pages 789-191, Jackson County, Georgia Deed Records, as modified by that modification dated 07/05/2007, and recorded 07/11/2007, in Deed Book 1034, Pages 213-215, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 390-392, Jackson County, Georgia Records, further modified by that modification dated 08/01/2007, and recorded 08/06/2007, in Deed Book 1042, Pages 73-75, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 387-389, Jackson County, Georgia Records, as further modified by that modification dated 10/05/2007, and recorded 10/26/2007, in Deed Book 1063, Pages 155-157, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 384-386, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 04/18/2008, and recorded 05/12/2008 in Deed Book 1110, Page 62, Madison County, Georgia Records, and recorded 05/14/2008 in Deed Book 52-I, Page 648, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 757, Jackson County, Georgia records, and recorded 09/11/2008 in Deed Book 1136, Page 24, Madison County, Georgia records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010, by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and the 383rd District, G.M., Madison County, Georgia, and being that 62.141 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter by Eddie A. Borders, Registered Surveyor, dated August 19, 1978, recorded in Plat Book 42, Page 232, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and recorded in Plat Book 34, Page 68, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. LESS AND EXCEPT: That 2.00 acres as more particularly shown in that Warranty Deed recorded at Deed Book 145, Page 234, Madison County, Georgia Records and at Deed Book 18-K, Page 71, Jackson County, Georgia Records.
LESS AND EXCEPT: That 5.00 acres as more particularly described in that deed recorded at Deed Book 547, Page 191, Madison County, Georgia Records.
LESS AND EXCEPT: That 0.35 acres as more particularly described in that Warranty Deed recorded at Deed Book 821, Page 1, Madison County, Georgia Records.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-139
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 09/01/1998, and recorded 09/03/1998, in Deed Book 145, Pages 236-238, Madison County, Georgia Records, and recorded 09/17/1998, in Deed Book 18-K, Pages 73-75, Jackson County, Georgia Records, as modified by that Modification Agreement dated 04/18/ 2007, and recorded 04/30/2007 in Deed Book 48-L, Pages 100-102, Jackson County, Georgia Records, as further modified by that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 758, Jackson County, Georgia Records, and recorded 09/11/2008 in Deed Book 1136, Page 25, Madison County, Georgia Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010 by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia and the 383rd District, G.M., Madison County, Georgia, and being that 2.00 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter and Melissa Baxter by Russell Bartlett, Registered Surveyor, dated August 26, 1998, recorded at Plat Book 53, Page 22, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and Plat Book 35, Page 251, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO INCLUDED: A 20 foot easement for purposes of ingress and egress from the southwesterly right of way of Commerce-Neese Road a/k/a Planter-Minish Road traveling in a southerly direction; thence in a westerly direction; thence in a southerly direction; thence in a westerly direction to the southeasterly border of the subject property as more particularly shown on plat of survey referenced herein above.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # FC-10-111
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt, dated June 5, 2006, from JOHN W. BYRAM and BEN BYRAM to MAIN STREET BANK, in the original principal amount of $132,867.00, dated June 5, 2006, recorded at Deed Book 916, Page 003, with a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded at Deed Book 1121, Page 245, both in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated June 5, 2006, in the original principal amount of $132,867.00, as modified by Modification, Renewal and Restatement of Note, dated June 30, 2008, as further modified by a Modification, Renewal and Restatement of Note, dated November 25, 2008 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, and being known and designated as Lot 35, Briarwood Subdivision, containing 3.684 acres, more or less, and being more particularly shown on a plat entitled “Final Plat of Briarwood Subdivision” dated November 4, 1986, by Ray N. Woods, GRLS #2049, said plat being recorded in Plat Book 32, page 26, in the Office of the Clerk of the Superior Court of Madison County, Georgia, said plat being incorporated herein by reference thereto.
There is situate on said tract a dwelling known as 209 West Briarwood Drive, Nicholson, GA 30565 according to the present system of numbering houses in Madison County, Georgia.
Said tract is subject to any and all easements and restrictions of record.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam and Ben Byram, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram and Ben Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram an Ben Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-70P))

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt with Power of Sale, dated April 18, 2002, from JOHN W. BYRAM to MAIN STREET BANK, in the original principal amount of $1,298,026.00, recorded at Deed Book 448, Page 211, with a Modification of Deed to Secure Debt dated February 16, 2005, recorded at Deed Book 777, Page 252, a Modification Agreement of Deed to Secure Debt, dated May 18, 2005, recorded at Deed Book 802, Page 104, a Modification of Deed to Secure Debt, dated September 22, 2005, recorded at Deed Book 851, page 93, a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded in Deed Book 1121, Page 222, and a Modification Agreement to Georgia Security Deed and Security Agreement, dated September 26, 2008, recorded at Deed Book 1139, Page 138, all in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated September 22, 2005 in the original principal amount of $1,020,911.72, as modified by Modification, Renewal and Restatement of Note dated September 26, 2008, as further modified by a Note Modification Agreement, dated November 25, 2008, and a Note Modification Agreement May 26, 2009 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land lying and being in the 382nd District, G.M., Madison County, Georgia, containing 135.453 acres, more or less, and being more particularly described on a plat of survey for JEM Enterprises, I, prepared by Ray N. Woods, GRLS, dated May 5, 1999, and recorded in Plat Book 37, page 175, in the Office of the Clerk of the Superior court of Madison County, Georgia, and being incorporated herein by reference for a more particular description.
LESS & EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 1.436 acres, more or less, and designated as Lot 1 on the below referenced plat. Said tract is bounded now or formerly on the North by Whispering Pines Golf Course; on the East by Whispering Pines Golf Course; on the South by Lot 2 on the below referenced plat; and on the West by Colbert-Danielsville Road.
All according to a plat prepared by Ray N. Woods, GRLS, dated November 19, 1984, entitled “Survey for: Whispering Pines Golf Course, JEM Enterprises, I” and recorded in Plat Book 21, page 181, aforesaid records.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-90P)

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Notice of Sale
State of Georgia,
County of Madison
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES HUGH MCLEROY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 14, 2003, and recorded in Deed Book 561, Page 177, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $74,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 203rd District G.M., Madison County, Georgia, containing 1.55 acres, more or less, as more particularly described on a plat of survey entitled “Survey for Walter E. Long, Sr.” dated February 12, 1988, prepared by James H. Paul, Registered Land Surveyor, and recorded in Plat Book 28, Page 457, in the Office of the Clerk of Superior Court. Madison County, Georgia, reference being made thereto for a more complete description of the property herein conveyed.
Said property is known as 2365 Highway 72 East, Comer, GA 30629, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Hugh McLeroy, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James H. McLeroy, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for James Hugh McLeroy aka James H. McLeroy
File no. 10-006501
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by J. MICHAEL MOORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PRIMARY CAPITAL ADVISORS, LC, dated September 15, 2008, and filed for record September 15, 2008 in Deed Book 1136, Page 168, Madison County, Georgia records, and securing a Note in the original principal amount of $178,892.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore  the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 382nd GMD, Madison County, Georgia, containing 8.00 acres, more or less, said tract lying to the south of County Road 265- Charles Hart Road.  Said tract is bounded now or formerly on the north by County Road 265- Charles Hart Road; on the east by William L. Meadow and Janice M. Farris; on the south by Harold Gaulding, Jr.; and on the west by Louise E. Hart.  All according to a plat prepared by James M. Paul, Surveyor, dated August 27, 2008, recorded in Plat Book B209, Page 7A, Madison County Records, which plat and record are by reference incorporated herein.
The above described property is also known as 568 Charles Hart Road, Colbert, GA 30628.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by J. Michael Moore .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore
SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from TUMBLING CREEK, LLC to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated March 14, 2007, recorded March 16, 2007 in Deed Book 1000 at Page 33, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated March 14, 2007, (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Tumbling Creek, LLC, its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 11C, Tumbling Creek Subdivision, Hull, Madison County, Georgia 30646; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Tumbling Creek, LLC
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land known as Block C, Lot 11, within Tumbling Creek Subdivision, together with all improvements thereon, situate lying and being in the northwest of the intersection of Georgia Highway 72 and Georgia Highway 172 in the 382nd G.M.D. of Madison County, Georgia, and being shown and designated on that plat of survey entitled “Survey For: Final Plat Tumbling Creek Subdivision” by Ben McLeroy, Georgia Registered Land Surveyor No. 1184, dated April 21, 2005, and recorded at Plat Book B142, Page 006A, Madison County Superior Court Records, which plat and record thereon are by reference incorporated herein and being more particularly described according to said survey.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from Watson Home Builders, Inc. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated January 4, 2008, recorded January 8, 2008, in Deed Book 1080, at Page 50, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated January 4, 2008 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Watson Home Builders, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 3, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Watson Home Builders, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 3 containing 0.854 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from JOHNNY HARRISON CONSTRUCTION, INC. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated December 31, 2007, recorded January 4, 2008, in Deed Book 1079 at Page 76, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated December 31, 2007 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Johnny Harrison Construction, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 15, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Johnny Harrison Construction, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that lot, tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 15 containing 0.841 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of a default in the payment of principal and interest on that certain Universal Note dated October 5, 2009, in the original principal amount of $348,087.19, (“Note”) said Note being secured by a Deed to Secure Debt executed by SOUTHERN PRIDE LAND & DEVELOPMENT, LLC to THE NATIONAL BANK OF GEORGIA, dated February 23, 2007, recorded in Deed Book 994, Pages 106-110, in the Office of the Clerk of the Superior Court of Madison County, Georgia; as modified by a Modification of Deed to Secure Debt dated August 28, 2007 and recorded in Deed Book 1051, Page 15, aforesaid Clerk’s Records; and as modified further by a Modification of Deed to Secure Debt dated March 5, 2008 and recorded in Deed Book 1104, Pages 32-33, aforesaid Clerk’s Records; said default having continued for a period of more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, THE NATIONAL BANK OF GEORGIA pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt, due, payable and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in August, 2010, within the legal hours of sale before the Courthouse door in Madison County, Georgia, sell at public outcry to the highest bidder for cash, a portion of the property described in said Deed to Secure Debt, to wit:
All that tract or parcel of land, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 37.776 acres, more or less, and being more particularly shown on a survey entitled “Survey for Johnny Harrison”, dated February 7, 2007, by Carroll Surveying, LLC, Registered Land Surveyor, and recorded in Plat Book B178, Page 5A, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
This being the same property conveyed to Woodrow Smith and Geraldine Dye from Amos Smith, George Smith, Annie Smith Harris, and Annie Mae Alexander by deed dated December 30, 1960, and recorded in Deed Book F-4, Page 149, aforesaid records.
LESS AND EXCEPT:
All those tracts or parcels of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, being Lots 1,2,3,4,5,6,31,32,33,34,35 and 36, Watson Manor Subdivision, according to that plat or survey entitled, “Watson Manor, surveyed for: Southern Pride Land And Development, dated August 21, 2007, prepared by Carroll Surveying, L.L. C., certified by Stacy C. Carroll, G.R.L.S. No. 2729, as recorded in Plat Book B-195, Pages 1-A – 5-A, in the Office of the Clerk of Superior Court for Madison County, Georgia, said plat being incorporated herein by reference and being made part of this description.
ALSO LESS AND EXCEPT:
All that lot, tract or parcel of land, situate, lying and being on the northwesterly side of Watson Drive, in the 382nd District, G.M. of Madison County, Georgia, and being particularly shown and described as Lot 21 containing 2.062 acres, more or less, of Watson Manor subdivision as particularly shown and described according to a plat of survey of said subdivision entitled “Watson Manor, Survey for: Southern Pride Land Development,” dated August 21, 2007, prepared by Carroll Surveying, LLC, certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B195, pages 1A through 5A, in the Office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
To the best of the undersigned’s information and belief, the address of the property is:
23 buildable lots and retention pond in the Watson Manor Subdivision, Hull
Madison County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt, containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172-1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: The National Bank of Georgia, P.O. Box 6507, Athens, Georgia, (706) 316-9872. However, the secured credit is not required to negotiate, amend, or modify the term so the mortgage instrument.
Said property is being sold as the property of SOUTHERN PRIDE LAND & DEVELOPMENT, LLC, and subject to unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 1st day of July, 2010.
THE NATIONAL BANK OF GEORGIA as Attorney-in-fact for SOUTHERN PRIDE LAND & DEVELOPMENT, LLC
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(JU8,15,22,29B/1034-100P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 59-66, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.767 acres more or less, together with improvements thereon, described as LOT 7, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC..
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC..
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 67-74, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal sum of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.753 acres more or less, together with improvements thereon, described as LOT 11, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC.
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CHRISTOPHER NEWTON and SYLVIA A. NEWTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for BAYROCK MORTGAGE CORPORATION, dated August 13, 2007, and filed for record August 23, 2007, in Deed Book 1047, Page 136, Madison County, Georgia records, and securing a Note in the original principal amount of $87,550.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton the following property to-wit:
ALL THAT TRACT or parcel of land, with improvements thereon, situate, lying and being in the 205th District, GM, Madison County, Georgia, and being known and designated as Lot 32, Block B, Pine Meadows Subdivision, Section 1, as shown on a plat dated July 5, 1971, made by James Flanders, Registered Engineer and Surveyor, recorded in Plat Book 13, Page 44, in the Office of the Clerk of the Superior Court of Madison County, Georgia, and shown on an individual plat entitled “Survey for Charlie M. & Rebecca F. Arnold,” made by Ray N. Woods, Registered Land Surveyor, dated January 19, 1990 and recorded in Plat Book 26, Page 531, in said Clerk’s Office.
The above described property is also known as 979 Clairmont Avenue, Comer, GA 30629.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Christopher Newton and Sylvia A. Newton.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 04/18/2007, and recorded 4/19/2007 in Deed Book 1010, Pages 201-203, Madison County, Georgia Records, and recorded 05/11/2007 in Deed Book 48-P, Pages 789-191, Jackson County, Georgia Deed Records, as modified by that modification dated 07/05/2007, and recorded 07/11/2007, in Deed Book 1034, Pages 213-215, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 390-392, Jackson County, Georgia Records, further modified by that modification dated 08/01/2007, and recorded 08/06/2007, in Deed Book 1042, Pages 73-75, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 387-389, Jackson County, Georgia Records, as further modified by that modification dated 10/05/2007, and recorded 10/26/2007, in Deed Book 1063, Pages 155-157, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 384-386, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 04/18/2008, and recorded 05/12/2008 in Deed Book 1110, Page 62, Madison County, Georgia Records, and recorded 05/14/2008 in Deed Book 52-I, Page 648, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 757, Jackson County, Georgia records, and recorded 09/11/2008 in Deed Book 1136, Page 24, Madison County, Georgia records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010, by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and the 383rd District, G.M., Madison County, Georgia, and being that 62.141 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter by Eddie A. Borders, Registered Surveyor, dated August 19, 1978, recorded in Plat Book 42, Page 232, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and recorded in Plat Book 34, Page 68, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. LESS AND EXCEPT: That 2.00 acres as more particularly shown in that Warranty Deed recorded at Deed Book 145, Page 234, Madison County, Georgia Records and at Deed Book 18-K, Page 71, Jackson County, Georgia Records.
LESS AND EXCEPT: That 5.00 acres as more particularly described in that deed recorded at Deed Book 547, Page 191, Madison County, Georgia Records.
LESS AND EXCEPT: That 0.35 acres as more particularly described in that Warranty Deed recorded at Deed Book 821, Page 1, Madison County, Georgia Records.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-139
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 09/01/1998, and recorded 09/03/1998, in Deed Book 145, Pages 236-238, Madison County, Georgia Records, and recorded 09/17/1998, in Deed Book 18-K, Pages 73-75, Jackson County, Georgia Records, as modified by that Modification Agreement dated 04/18/ 2007, and recorded 04/30/2007 in Deed Book 48-L, Pages 100-102, Jackson County, Georgia Records, as further modified by that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 758, Jackson County, Georgia Records, and recorded 09/11/2008 in Deed Book 1136, Page 25, Madison County, Georgia Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010 by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia and the 383rd District, G.M., Madison County, Georgia, and being that 2.00 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter and Melissa Baxter by Russell Bartlett, Registered Surveyor, dated August 26, 1998, recorded at Plat Book 53, Page 22, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and Plat Book 35, Page 251, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO INCLUDED: A 20 foot easement for purposes of ingress and egress from the southwesterly right of way of Commerce-Neese Road a/k/a Planter-Minish Road traveling in a southerly direction; thence in a westerly direction; thence in a southerly direction; thence in a westerly direction to the southeasterly border of the subject property as more particularly shown on plat of survey referenced herein above.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # FC-10-111
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt, dated June 5, 2006, from JOHN W. BYRAM and BEN BYRAM to MAIN STREET BANK, in the original principal amount of $132,867.00, dated June 5, 2006, recorded at Deed Book 916, Page 003, with a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded at Deed Book 1121, Page 245, both in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated June 5, 2006, in the original principal amount of $132,867.00, as modified by Modification, Renewal and Restatement of Note, dated June 30, 2008, as further modified by a Modification, Renewal and Restatement of Note, dated November 25, 2008 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, and being known and designated as Lot 35, Briarwood Subdivision, containing 3.684 acres, more or less, and being more particularly shown on a plat entitled “Final Plat of Briarwood Subdivision” dated November 4, 1986, by Ray N. Woods, GRLS #2049, said plat being recorded in Plat Book 32, page 26, in the Office of the Clerk of the Superior Court of Madison County, Georgia, said plat being incorporated herein by reference thereto.
There is situate on said tract a dwelling known as 209 West Briarwood Drive, Nicholson, GA 30565 according to the present system of numbering houses in Madison County, Georgia.
Said tract is subject to any and all easements and restrictions of record.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam and Ben Byram, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram and Ben Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram an Ben Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-70P))

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt with Power of Sale, dated April 18, 2002, from JOHN W. BYRAM to MAIN STREET BANK, in the original principal amount of $1,298,026.00, recorded at Deed Book 448, Page 211, with a Modification of Deed to Secure Debt dated February 16, 2005, recorded at Deed Book 777, Page 252, a Modification Agreement of Deed to Secure Debt, dated May 18, 2005, recorded at Deed Book 802, Page 104, a Modification of Deed to Secure Debt, dated September 22, 2005, recorded at Deed Book 851, page 93, a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded in Deed Book 1121, Page 222, and a Modification Agreement to Georgia Security Deed and Security Agreement, dated September 26, 2008, recorded at Deed Book 1139, Page 138, all in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated September 22, 2005 in the original principal amount of $1,020,911.72, as modified by Modification, Renewal and Restatement of Note dated September 26, 2008, as further modified by a Note Modification Agreement, dated November 25, 2008, and a Note Modification Agreement May 26, 2009 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land lying and being in the 382nd District, G.M., Madison County, Georgia, containing 135.453 acres, more or less, and being more particularly described on a plat of survey for JEM Enterprises, I, prepared by Ray N. Woods, GRLS, dated May 5, 1999, and recorded in Plat Book 37, page 175, in the Office of the Clerk of the Superior court of Madison County, Georgia, and being incorporated herein by reference for a more particular description.
LESS & EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 1.436 acres, more or less, and designated as Lot 1 on the below referenced plat. Said tract is bounded now or formerly on the North by Whispering Pines Golf Course; on the East by Whispering Pines Golf Course; on the South by Lot 2 on the below referenced plat; and on the West by Colbert-Danielsville Road.
All according to a plat prepared by Ray N. Woods, GRLS, dated November 19, 1984, entitled “Survey for: Whispering Pines Golf Course, JEM Enterprises, I” and recorded in Plat Book 21, page 181, aforesaid records.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-90P)

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Notice of Sale
State of Georgia,
County of Madison
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES HUGH MCLEROY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 14, 2003, and recorded in Deed Book 561, Page 177, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $74,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 203rd District G.M., Madison County, Georgia, containing 1.55 acres, more or less, as more particularly described on a plat of survey entitled “Survey for Walter E. Long, Sr.” dated February 12, 1988, prepared by James H. Paul, Registered Land Surveyor, and recorded in Plat Book 28, Page 457, in the Office of the Clerk of Superior Court. Madison County, Georgia, reference being made thereto for a more complete description of the property herein conveyed.
Said property is known as 2365 Highway 72 East, Comer, GA 30629, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Hugh McLeroy, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James H. McLeroy, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for James Hugh McLeroy aka James H. McLeroy
File no. 10-006501
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by J. MICHAEL MOORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PRIMARY CAPITAL ADVISORS, LC, dated September 15, 2008, and filed for record September 15, 2008 in Deed Book 1136, Page 168, Madison County, Georgia records, and securing a Note in the original principal amount of $178,892.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore  the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 382nd GMD, Madison County, Georgia, containing 8.00 acres, more or less, said tract lying to the south of County Road 265- Charles Hart Road.  Said tract is bounded now or formerly on the north by County Road 265- Charles Hart Road; on the east by William L. Meadow and Janice M. Farris; on the south by Harold Gaulding, Jr.; and on the west by Louise E. Hart.  All according to a plat prepared by James M. Paul, Surveyor, dated August 27, 2008, recorded in Plat Book B209, Page 7A, Madison County Records, which plat and record are by reference incorporated herein.
The above described property is also known as 568 Charles Hart Road, Colbert, GA 30628.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by J. Michael Moore .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore
SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of a Power of Sale contained in that certain Security Deed from DEBORAH MOORE a/k/a DEBORAH JEAN MOORE to BRANCH BANKING AND TRUST COMPANY, dated October 6, 2003, recorded October 17, 2003, in Deed Book 633, Page 172, Madison County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of TWENTY THOUSAND DOLLARS AND NO CENTS ($20,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia, within the legal hours of sale on the first Tuesday in August 2010, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land containing 1.393 acres, more or less, lying and being in the 383rd District GM of Madison County, Georgia, on the easterly side of Georgia Highway No. 106, and particularly described as follows: Beginning at a pin at the land corner of lands of Fortson, which pin is located north 80 degrees 42 minutes west 396.0 feet from a point in the center of Stone-Stewart dirt road; and running thence north 80 degrees 42 minutes west 396.1 feet to a pin on the easterly right of way line of Georgia Highway No. 106; thence along the easterly right of way line of Georgia Highway No. 106 north 9 degrees 18 minutes east 150.0 feet to a pin; thence south 80 degrees 30 minutes east 417.0 feet to a pin; thence south 17 degrees 18 minutes west 150.0 feet to the corner of beginning; said tract of land is particularly shown and delineated on a plat prepared by Landmark Engineering Corporation J.R. Holland, Surveyor, dated May 6, 1980, recorded in Plat Book 19, Page 628, Madison County Records, which plat and record are by reference incorporated herein.
Said property being known as 6125 Highway 106 South, Hull, GA 30646, according to the present numbering system in Madison County.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is Deborah Moore a/k/a Deborah Jean Moore or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company as Attorney in Fact for Deborah Moore a/k/a Deborah Jean Moore.
Contact: The Geheren Firm, P.C., 1535 Mount Vernon Road, Atlanta, GA 30338
TEL (678) 587-9500.
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Because of the default in the payment of a note executed by LOAN T. BUI a/k/a LOAN THUY BUI to AgGEORGIA FARM CREDIT, ACA in the original principal amount of $389,312.84, dated April 8, 2008, and a note executed by LOAN T. BUI to AgGEORGIA FARM CREDIT, ACA in the original principal amount of $66,393.34, dated October 23, 2009, both notes secured by a Deed to Secure Debt from LOAN THUY BUI to AgGEORGIA FARM CREDIT, ACA, dated February 23, 2005, recorded in Deed Book 775, Page 202, as modified, Madison County, Georgia Deed Records, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in August, 2010, during the legal hours of sale at the Courthouse in Madison County, Georgia, sell at public outcry to the highest bidder for cash, the following described property:
All that tract or parcel of land lying and being in the 1616th GMD, Madison County, Georgia, containing 25.01 acres, more or less, and being bounded now or formerly as follows: On the Southeast by right of way of Georgia Highway 172; on the South by lands of Justinn; on the West and Northwest by lands of Justinn; on the Northeast by land of Compton; and on the East by lands of Norwood.
Said lands being more particularly described in a plat of survey for Richard J. Justinn and Karen D. Justinn, dated December 10, 2004, prepared by Savannah Lakes Land Surveying Company, Registered Land Surveyor, recorded in Plat Book 136, Page 4-A, Madison County Public Records. Said plat and the recordation thereof are by reference incorporated herein and made a part of this legal description.
This conveyance is made subject to all zoning ordinances, easements, rights of way for public roads and public utilities and any restrictions of record affecting said described property.
Re: Deed Book 102, Page 243, Madison County Public Records.
This sale will be held subject to any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The indebtedness remaining in default, the sale will be made for the purpose of applying proceeds thereof to the payment of the indebtedness secured by the deed to secure debt, accrued interest and expenses of the sale and other sums secured by the deed to secure debt, and the remainder if any shall be applied as permitted by law.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is AgGEORGIA FARM CREDIT, ACA. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.
To the best of the undersigned’s knowledge and belief the property is in the possession of LOAN T. BUI a/k/a LOAN THUY BUI, and said property will be sold as the property of LOAN T. BUI a/k/a LOAN THUY BUI. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the security deed.
The undersigned will execute a deed to the purchaser as authorized in the aforementioned deeds to secure debt.
This law firm is acting as a debt collector attempting to collect a debt and all information obtained shall be used for that purpose.
AgGEORGIA FARM CREDIT, ACA As attorney in fact for LOAN T. BUI a/k/a LOAN THUY BUI
Randall Frost
Stewart, Melvin & Frost, LLP
P. O. Box 3280
Gainesville, GA 30503
(JU8,15,22,29B/886-70)
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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from TUMBLING CREEK, LLC to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated March 14, 2007, recorded March 16, 2007 in Deed Book 1000 at Page 33, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated March 14, 2007, (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Tumbling Creek, LLC, its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 11C, Tumbling Creek Subdivision, Hull, Madison County, Georgia 30646; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Tumbling Creek, LLC
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land known as Block C, Lot 11, within Tumbling Creek Subdivision, together with all improvements thereon, situate lying and being in the northwest of the intersection of Georgia Highway 72 and Georgia Highway 172 in the 382nd G.M.D. of Madison County, Georgia, and being shown and designated on that plat of survey entitled “Survey For: Final Plat Tumbling Creek Subdivision” by Ben McLeroy, Georgia Registered Land Surveyor No. 1184, dated April 21, 2005, and recorded at Plat Book B142, Page 006A, Madison County Superior Court Records, which plat and record thereon are by reference incorporated herein and being more particularly described according to said survey.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from Watson Home Builders, Inc. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated January 4, 2008, recorded January 8, 2008, in Deed Book 1080, at Page 50, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated January 4, 2008 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Watson Home Builders, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 3, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Watson Home Builders, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 3 containing 0.854 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
Madison County
By virtue of the powers of sale contained in that certain Construction Security Deed from JOHNNY HARRISON CONSTRUCTION, INC. to BANK OF ATHENS, a division of GB&T, predecessor in interest to SunTrust Bank, dated December 31, 2007, recorded January 4, 2008, in Deed Book 1079 at Page 76, Madison County, Georgia Records (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated December 31, 2007 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balances until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Note and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.
To the best knowledge and belief of the undersigned, the Party in possession of the property is Johnny Harrison Construction, Inc., its heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 15, Isabelle’s Place Subdivision, Colbert, Madison County, Georgia 30628; however, please rely only on the legal description for the location of the property.
SUNTRUST BANK, Attorney-in-Fact for Johnny Harrison Construction, Inc.
NEAL J. QUIRK, ESQ.
QUIRK & QUIRK, LLC
325 Century Springs West
6000 Lake Forrest Drive, N.W.
Atlanta, Georgia 30328
(404) 252-1425
Exhibit A
Legal Description
All that lot, tract or parcel of land, situate, lying and being on Isabelle’s Way, in the 382nd District G.M. of Madison County, Georgia, and being particularly shown and described as Lot 15 containing 0.841 acre, more or less, of Isabelle’s Place Subdivision, as particularly shown and described according to a plat of survey of said subdivision dated March 15, 2007, prepared by Carroll Surveying, LLC, Certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B185, Pages 1A through 3A, in the office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
This above property is conveyed subject to Protective Covenants for Isabelle’s Place Subdivision dated May 22, 2006, and recorded at Deed Book 1021, Page 241, Madison County, Georgia records, and all easements and restrictions of record or revealed on above-referenced plat of survey, including minimum building set back lines.
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
Because of a default in the payment of principal and interest on that certain Universal Note dated October 5, 2009, in the original principal amount of $348,087.19, (“Note”) said Note being secured by a Deed to Secure Debt executed by SOUTHERN PRIDE LAND & DEVELOPMENT, LLC to THE NATIONAL BANK OF GEORGIA, dated February 23, 2007, recorded in Deed Book 994, Pages 106-110, in the Office of the Clerk of the Superior Court of Madison County, Georgia; as modified by a Modification of Deed to Secure Debt dated August 28, 2007 and recorded in Deed Book 1051, Page 15, aforesaid Clerk’s Records; and as modified further by a Modification of Deed to Secure Debt dated March 5, 2008 and recorded in Deed Book 1104, Pages 32-33, aforesaid Clerk’s Records; said default having continued for a period of more than thirty (30) days and not having been made good in accordance with the terms and provisions of said Deed to Secure Debt, THE NATIONAL BANK OF GEORGIA pursuant to said Deed to Secure Debt, and the Note secured thereby, has declared the entire amount of the indebtedness secured by said Deed to Secure Debt, due, payable and collectible; and, pursuant to the power of sale contained in said Deed to Secure Debt, will, on the first Tuesday in August, 2010, within the legal hours of sale before the Courthouse door in Madison County, Georgia, sell at public outcry to the highest bidder for cash, a portion of the property described in said Deed to Secure Debt, to wit:
All that tract or parcel of land, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 37.776 acres, more or less, and being more particularly shown on a survey entitled “Survey for Johnny Harrison”, dated February 7, 2007, by Carroll Surveying, LLC, Registered Land Surveyor, and recorded in Plat Book B178, Page 5A, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
This being the same property conveyed to Woodrow Smith and Geraldine Dye from Amos Smith, George Smith, Annie Smith Harris, and Annie Mae Alexander by deed dated December 30, 1960, and recorded in Deed Book F-4, Page 149, aforesaid records.
LESS AND EXCEPT:
All those tracts or parcels of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, being Lots 1,2,3,4,5,6,31,32,33,34,35 and 36, Watson Manor Subdivision, according to that plat or survey entitled, “Watson Manor, surveyed for: Southern Pride Land And Development, dated August 21, 2007, prepared by Carroll Surveying, L.L. C., certified by Stacy C. Carroll, G.R.L.S. No. 2729, as recorded in Plat Book B-195, Pages 1-A – 5-A, in the Office of the Clerk of Superior Court for Madison County, Georgia, said plat being incorporated herein by reference and being made part of this description.
ALSO LESS AND EXCEPT:
All that lot, tract or parcel of land, situate, lying and being on the northwesterly side of Watson Drive, in the 382nd District, G.M. of Madison County, Georgia, and being particularly shown and described as Lot 21 containing 2.062 acres, more or less, of Watson Manor subdivision as particularly shown and described according to a plat of survey of said subdivision entitled “Watson Manor, Survey for: Southern Pride Land Development,” dated August 21, 2007, prepared by Carroll Surveying, LLC, certified by Stacy C. Carroll, Georgia Registered Surveyor No. 2729, and being recorded at Plat Slide B195, pages 1A through 5A, in the Office of the Clerk of Superior Court of Madison County, Georgia, which said plat and the record thereof are by reference incorporated herein for a more complete description of the property herein conveyed.
To the best of the undersigned’s information and belief, the address of the property is:
23 buildable lots and retention pond in the Watson Manor Subdivision, Hull
Madison County, Georgia
Said property will be sold, a deed executed by the undersigned to purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Deed to Secure Debt, containing said power.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172-1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.
Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: The National Bank of Georgia, P.O. Box 6507, Athens, Georgia, (706) 316-9872. However, the secured credit is not required to negotiate, amend, or modify the term so the mortgage instrument.
Said property is being sold as the property of SOUTHERN PRIDE LAND & DEVELOPMENT, LLC, and subject to unpaid taxes, assessments and/or matters of record, if any, which are superior to the Deed to Secure Debt being foreclosed upon.
This 1st day of July, 2010.
THE NATIONAL BANK OF GEORGIA as Attorney-in-fact for SOUTHERN PRIDE LAND & DEVELOPMENT, LLC
FORTSON, BENTLEY AND GRIFFIN, P.A.
2500 Daniell’s Bridge Road
Building 200, Suite 3A
Athens, Georgia 30606
(706) 548-1151
(JU8,15,22,29B/1034-100P)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 59-66, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal amount of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.767 acres more or less, together with improvements thereon, described as LOT 7, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC..
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC..
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
State of Georgia
County of Madison
Under and by virtue of the power of sale contained in a Deed to Secure Debt with Power of Sale, originally dated August 24th, 2007, recorded in the Office of the Clerk of the Superior Court of MADISON County, Georgia, at Deed Book 1048, Pages 67-74, as modified and amended, (the “Deed”), to secure the indebtedness described therein, conveying the after-described property and now securing a Note in the original principal sum of ONE HUNDRED SIXTEEN THOUSAND AND 00/100 DOLLARS, ($116,000.00), with interest thereon as set forth therein, JOHNNY HARRISON CONSTRUCTION, INC. conveyed the property therein described and hereinafter described to THE NATIONAL BANK OF GEORGIA. Because of default in the payment of the indebtedness secured by the Deed, and said default not having been made good in accordance with the terms and provisions of the Deed and the Note secured thereby, THE NATIONAL BANK OF GEORGIA has declared the entire amount of the indebtedness secured by the Deed due, payable, and collectible and, pursuant to and in accordance with the power of sale contained in the Deed, will on the 1st Tuesday of August, 2010, between the legal hours for sale before the Courthouse door in MADISON County, Georgia, sell to the highest bidder for cash, the following described land, improvements and appurtenances, to wit:
All that tract or parcel of land in the 382nd G.M.D., MADISON County, Georgia, containing 0.753 acres more or less, together with improvements thereon, described as LOT 11, Isabelle’s Place Subdivision, and described on a plat of survey recorded in the Office of the Clerk of the Superior Court of MADISON County Georgia at Plat Slide B185, Pages 1A-3A.
This sale will be made for the purposes of paying the indebtedness secured by the Deed and all expenses of sale, including attorney’s fees, (notice having been given as provided by law). The property will be sold subject to (1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the Deed first set out above. Pursuant to O.C.G.A. Section 44-14-162.2, the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is: Joe Crosland, THE NATIONAL BANK OF GEORGIA, 2234 West Broad Street, Athens, Georgia, 30606. PHONE: (706) 355-3122.
Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness. To the best of the undersigned’s knowledge and belief, the party in possession is JOHNNY HARRISON CONSTRUCTION, INC.
THE NATIONAL BANK OF GEORGIA, as attorney in fact for JOHNNY HARRISON CONSTRUCTION, INC.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
Quarterman & Hodson, P.C., By: Alec R. Hodson, Esq., 1671 Meriweather Drive, Suite 103, Bogart, Georgia 30622, (706) 543-7777.
Alec R. Hodson, Esq.
Attorney at Law
Quarterman & Hodson, P.C.
1671 Meriweather Drive, Suite 103
Bogart, Georgia, 30622
Phone (C): (706) 540-4339
Phone (W): (706) 543-7777
Email: arhodson@yahoo.com
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by CHRISTOPHER NEWTON and SYLVIA A. NEWTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for BAYROCK MORTGAGE CORPORATION, dated August 13, 2007, and filed for record August 23, 2007, in Deed Book 1047, Page 136, Madison County, Georgia records, and securing a Note in the original principal amount of $87,550.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton the following property to-wit:
ALL THAT TRACT or parcel of land, with improvements thereon, situate, lying and being in the 205th District, GM, Madison County, Georgia, and being known and designated as Lot 32, Block B, Pine Meadows Subdivision, Section 1, as shown on a plat dated July 5, 1971, made by James Flanders, Registered Engineer and Surveyor, recorded in Plat Book 13, Page 44, in the Office of the Clerk of the Superior Court of Madison County, Georgia, and shown on an individual plat entitled “Survey for Charlie M. & Rebecca F. Arnold,” made by Ray N. Woods, Registered Land Surveyor, dated January 19, 1990 and recorded in Plat Book 26, Page 531, in said Clerk’s Office.
The above described property is also known as 979 Clairmont Avenue, Comer, GA 30629.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record;  all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Christopher Newton and Sylvia A. Newton.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for Christopher Newton and Sylvia A. Newton
SHUPING, MORSE & ROSS, LLP
By:  S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 04/18/2007, and recorded 4/19/2007 in Deed Book 1010, Pages 201-203, Madison County, Georgia Records, and recorded 05/11/2007 in Deed Book 48-P, Pages 789-191, Jackson County, Georgia Deed Records, as modified by that modification dated 07/05/2007, and recorded 07/11/2007, in Deed Book 1034, Pages 213-215, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 390-392, Jackson County, Georgia Records, further modified by that modification dated 08/01/2007, and recorded 08/06/2007, in Deed Book 1042, Pages 73-75, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 387-389, Jackson County, Georgia Records, as further modified by that modification dated 10/05/2007, and recorded 10/26/2007, in Deed Book 1063, Pages 155-157, Madison County, Georgia Records, and recorded 12/17/2009, in Deed Book 56T, Pages 384-386, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 04/18/2008, and recorded 05/12/2008 in Deed Book 1110, Page 62, Madison County, Georgia Records, and recorded 05/14/2008 in Deed Book 52-I, Page 648, Jackson County, Georgia Records, and that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 757, Jackson County, Georgia records, and recorded 09/11/2008 in Deed Book 1136, Page 24, Madison County, Georgia records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010, by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia, and the 383rd District, G.M., Madison County, Georgia, and being that 62.141 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter by Eddie A. Borders, Registered Surveyor, dated August 19, 1978, recorded in Plat Book 42, Page 232, in the Office of the Clerk of the Superior Court of Jackson County, Georgia, and recorded in Plat Book 34, Page 68, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description. LESS AND EXCEPT: That 2.00 acres as more particularly shown in that Warranty Deed recorded at Deed Book 145, Page 234, Madison County, Georgia Records and at Deed Book 18-K, Page 71, Jackson County, Georgia Records.
LESS AND EXCEPT: That 5.00 acres as more particularly described in that deed recorded at Deed Book 547, Page 191, Madison County, Georgia Records.
LESS AND EXCEPT: That 0.35 acres as more particularly described in that Warranty Deed recorded at Deed Book 821, Page 1, Madison County, Georgia Records.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # F10-139
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power in Deed to Secure Debt
State of Georgia
County of Jackson and Madison
Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from WILLIAM TED BAXTER to COMMUNITY BANK AND TRUST dated 09/01/1998, and recorded 09/03/1998, in Deed Book 145, Pages 236-238, Madison County, Georgia Records, and recorded 09/17/1998, in Deed Book 18-K, Pages 73-75, Jackson County, Georgia Records, as modified by that Modification Agreement dated 04/18/ 2007, and recorded 04/30/2007 in Deed Book 48-L, Pages 100-102, Jackson County, Georgia Records, as further modified by that Supplemental Security Deed and Additional Loan Agreement dated 08/25/2008, and recorded 09/05/2008 in Deed Book 53E, Page 758, Jackson County, Georgia Records, and recorded 09/11/2008 in Deed Book 1136, Page 25, Madison County, Georgia Records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in Madison County, during the legal hours of sale, on the first Tuesday in August, 2010 by CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust, as Attorney-in-Fact for William Ted Baxter the following described property:
All that tract or parcel of land lying and being in the 253rd District, G.M., Jackson County, Georgia and the 383rd District, G.M., Madison County, Georgia, and being that 2.00 acres, more or less, as more particularly shown on a plat of survey prepared for William Ted Baxter and Melissa Baxter by Russell Bartlett, Registered Surveyor, dated August 26, 1998, recorded at Plat Book 53, Page 22, in the Office of the Clerk of the Superior Court of Jackson County, Georgia and Plat Book 35, Page 251, in the Office of the Clerk of the Superior Court of Madison County, Georgia and incorporated herein and made a part hereof by reference for a more detailed description.
ALSO INCLUDED: A 20 foot easement for purposes of ingress and egress from the southwesterly right of way of Commerce-Neese Road a/k/a Planter-Minish Road traveling in a southerly direction; thence in a westerly direction; thence in a southerly direction; thence in a westerly direction to the southeasterly border of the subject property as more particularly shown on plat of survey referenced herein above.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).
The property will be sold as the property of The Aforesaid Grantors subject to the following:
(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.
To the best of the undersigned’s knowledge and belief, the party in possession is William Ted Baxter.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
CBT, a Division of SCBT, N.A. as Successor to Community Bank and Trust as Attorney-in-fact for William Ted Baxter.
This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.
The Law Office of Chad Knott, LLLC
670 East Kytle Street
Cleveland, GA 30528
706-219-3227
File # FC-10-111
(JU8,15,22,29P4)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt, dated June 5, 2006, from JOHN W. BYRAM and BEN BYRAM to MAIN STREET BANK, in the original principal amount of $132,867.00, dated June 5, 2006, recorded at Deed Book 916, Page 003, with a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded at Deed Book 1121, Page 245, both in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated June 5, 2006, in the original principal amount of $132,867.00, as modified by Modification, Renewal and Restatement of Note, dated June 30, 2008, as further modified by a Modification, Renewal and Restatement of Note, dated November 25, 2008 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 383rd District, G.M., Madison County, Georgia, and being known and designated as Lot 35, Briarwood Subdivision, containing 3.684 acres, more or less, and being more particularly shown on a plat entitled “Final Plat of Briarwood Subdivision” dated November 4, 1986, by Ray N. Woods, GRLS #2049, said plat being recorded in Plat Book 32, page 26, in the Office of the Clerk of the Superior Court of Madison County, Georgia, said plat being incorporated herein by reference thereto.
There is situate on said tract a dwelling known as 209 West Briarwood Drive, Nicholson, GA 30565 according to the present system of numbering houses in Madison County, Georgia.
Said tract is subject to any and all easements and restrictions of record.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam and Ben Byram, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram and Ben Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram an Ben Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-70P))

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in that certain Deed to Secure Debt with Power of Sale, dated April 18, 2002, from JOHN W. BYRAM to MAIN STREET BANK, in the original principal amount of $1,298,026.00, recorded at Deed Book 448, Page 211, with a Modification of Deed to Secure Debt dated February 16, 2005, recorded at Deed Book 777, Page 252, a Modification Agreement of Deed to Secure Debt, dated May 18, 2005, recorded at Deed Book 802, Page 104, a Modification of Deed to Secure Debt, dated September 22, 2005, recorded at Deed Book 851, page 93, a Modification Agreement to Georgia Security Deed and Security Agreement, dated June 30, 2008, recorded in Deed Book 1121, Page 222, and a Modification Agreement to Georgia Security Deed and Security Agreement, dated September 26, 2008, recorded at Deed Book 1139, Page 138, all in Madison County, Georgia Records (collectively, the “Security Deed”), conveying the after described property to secure a Promissory Note, dated September 22, 2005 in the original principal amount of $1,020,911.72, as modified by Modification, Renewal and Restatement of Note dated September 26, 2008, as further modified by a Note Modification Agreement, dated November 25, 2008, and a Note Modification Agreement May 26, 2009 (hereinafter the “Note”), with interest at the rate specified in the Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison County, Georgia, within the legal hours of sale on the first Tuesday in August, 2010, the following described property:
All that tract or parcel of land lying and being in the 382nd District, G.M., Madison County, Georgia, containing 135.453 acres, more or less, and being more particularly described on a plat of survey for JEM Enterprises, I, prepared by Ray N. Woods, GRLS, dated May 5, 1999, and recorded in Plat Book 37, page 175, in the Office of the Clerk of the Superior court of Madison County, Georgia, and being incorporated herein by reference for a more particular description.
LESS & EXCEPT:
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 1.436 acres, more or less, and designated as Lot 1 on the below referenced plat. Said tract is bounded now or formerly on the North by Whispering Pines Golf Course; on the East by Whispering Pines Golf Course; on the South by Lot 2 on the below referenced plat; and on the West by Colbert-Danielsville Road.
All according to a plat prepared by Ray N. Woods, GRLS, dated November 19, 1984, entitled “Survey for: Whispering Pines Golf Course, JEM Enterprises, I” and recorded in Plat Book 21, page 181, aforesaid records.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
Branch Banking and Trust Company is the current holder and owner of the Note and Security Deed. The debts secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Branch Banking and Trust Company, as attorney in fact for John W. Bryam, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Branch Banking and Trust Company, the person in possession of the above described property is John W. Byram.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Mr. Michael H. Earl, Regional Special Assets Officer, AVP, Branch Banking and Trust Company, Mailing address: Branch Banking and Trust Company, Attention: Michael H. Earl, 475 E. Broad Street, Athens, GA 30601; Telephone number: (706) 433-1642, provided however, Branch Banking and Trust Company is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Branch Banking and Trust Company, as Attorney in Fact for John W. Byram
Michael A. Morris, Esq.
BLASINGAME, BURCH, GARRARD & ASHLEY, PC
440 College Avenue North
Athens, Georgia 30601
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/510-90P)

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Notice of Sale
State of Georgia,
County of Madison
Notice of Sale Under Power
Because of a default in the payment of the indebtedness secured by a Security Deed executed by JAMES HUGH MCLEROY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 14, 2003, and recorded in Deed Book 561, Page 177, Madison County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $74,300.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 3, 2010, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land together with all improvements thereon, situate, lying and being in the 203rd District G.M., Madison County, Georgia, containing 1.55 acres, more or less, as more particularly described on a plat of survey entitled “Survey for Walter E. Long, Sr.” dated February 12, 1988, prepared by James H. Paul, Registered Land Surveyor, and recorded in Plat Book 28, Page 457, in the Office of the Clerk of Superior Court. Madison County, Georgia, reference being made thereto for a more complete description of the property herein conveyed.
Said property is known as 2365 Highway 72 East, Comer, GA 30629, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.
Said property will be sold as the property of James Hugh McLeroy, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of James H. McLeroy, and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.
Wells Fargo Bank, NA as Attorney-in-Fact for James Hugh McLeroy aka James H. McLeroy
File no. 10-006501
SHAPIRO & SWERTFEGER, LLP*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/HP
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
[FC-NOS]
(JU8,15,22,29B/1323-60T1P)

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Notice of Sale
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by J. MICHAEL MOORE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) as nominee for PRIMARY CAPITAL ADVISORS, LC, dated September 15, 2008, and filed for record September 15, 2008 in Deed Book 1136, Page 168, Madison County, Georgia records, and securing a Note in the original principal amount of $178,892.00; last transferred to CitiMortgage, Inc. by Assignment filed for record in the public deed records of Madison County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Madison County, Georgia, between the legal hours of sale on the first Tuesday in August 2010, by CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore  the following property to-wit:
ALL THAT TRACT or parcel of land lying and being in the 382nd GMD, Madison County, Georgia, containing 8.00 acres, more or less, said tract lying to the south of County Road 265- Charles Hart Road.  Said tract is bounded now or formerly on the north by County Road 265- Charles Hart Road; on the east by William L. Meadow and Janice M. Farris; on the south by Harold Gaulding, Jr.; and on the west by Louise E. Hart.  All according to a plat prepared by James M. Paul, Surveyor, dated August 27, 2008, recorded in Plat Book B209, Page 7A, Madison County Records, which plat and record are by reference incorporated herein.
The above described property is also known as 568 Charles Hart Road, Colbert, GA 30628.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following:  all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances;  matters which would be disclosed by an accurate survey of the property or by any inspection of the property;  all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by J. Michael Moore .
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS S2A 286
Irving, TX 75063
Telephone number: 1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. as Attorney-in-Fact for J. Michael Moore
SHUPING, MORSE & ROSS, LLP
By:   S. Andrew Shuping, Jr.  
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia  30274-1698
(770) 991-0000
THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
(JU8,15,22,29B/119-60)
[Full Story »] 

Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by WILLIE R. SHELNUT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 3, 2009, recorded in Deed Book 1173, Page 177, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($172,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is W. Robert Shelnut and Mark Timothy Shelnut or a tenant or tenants and said property is more commonly known as 251 Wedgewood Drive, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Willie R. Shelnut McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/psm 7/6/10
Our file no. 53476409-FT3
EXHIBIT “A”
All that tract or parcel of land lying and being in Madison County, Georgia, G.M.D. 383, containing 8.05 acres, more or less, according to a survey for David M. Walden and Leigh Ann Walden prepared by James M. Paul, Registered Land Surveyor, dated October 29, 1998, said plat is recorded in Plat Book 35, Page 306, Madison County, Georgia Records and is incorporated herein by reference for a more complete description. This conveyance is subject to all easements and rights of way for roads and utilities now in use along with all easements and restrictions of records. Together with a non-exclusive easement for ingress, egress and utilities as more fully described in that certain easement agreement between David Butler and David M. Walden and Leigh Ann Walden, dated August 26, 2004 and recorded in Deed Book 726, Page 74, aforesaid records. MR/psm 7/6/10 Our file no. 53476409 - FT3
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by Richard L. Scarbrough and Marie N. Scarbrough to HomeBanc Mortgage Corporation, dated March 14, 2003, recorded in Deed Book 550, Page 96, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-THREE THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($93,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard L. Scarbrough and Marie N. Scarbrough or a tenant or tenants and said property is more commonly known as 1099 A.C. Carey Road, Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Richard L. Scarbrough and Marie N. Scarbrough
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/abw 7/6/10
Our file no. 53202009-FT11
EXHIBIT “A”
All that tract or parcel of land, together will all improvements thereon, containing 5.221 acres, more or less, situate, lying and being in the 262nd G.M.D., Madison County, Georgia, being known and designated as Tract 1 as more particularly described on a plat of survey entitled ‘’Survey for Chad Lowery’’, by Paul & Evans, Thomas R. Paul, Registered Land Surveyor, dated November 29, 2001, and recorded in Plat Book B-83, page 2 in the Office of the Clerk of the Superior Court of Madison County, Georgia, said plat being incorporated herein by reference for a more particular description. MR/abw 7/6/10 Our file no. 53202009 - FT11
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOSE HERNANDEZ to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 24, 2007, recorded in Deed Book 1018, Page 243, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-SEVEN THOUSAND AND 0/100 DOLLARS ($67,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Jose Hernandez or a tenant or tenants and said property is more commonly known as 389 Madison Avenue, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Jose Hernandez
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ste 7/6/10
Our file no. 51527810-FT10
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd GMD, Madison County, Georgia, being known and designated as Lot 24, Block A, Phase One, Section Four, Madison Acres Subdivision, and being more particularly described according to a pint of survey by Landmark Engineering Corporation, J.R. Holland, RLS, dated November 20, 1986, recorded in Plat Book 23, Page 164, Madison County Records and incorporated herein; being the same property conveyed by deed recorded in Deed Book 893, page 18, said records. MR/ste 7/6/10 Our file no. 51527810 - FT10
(JN10,17,24,JU1B/12062-60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MELANIE R. BLACKMON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated April 28, 2006, recorded in Deed Book 00906, Page 0047, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND EIGHT HUNDRED FORTY-ONE AND 0/100 DOLLARS ($73,841.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Melanie R. Blackmon or a tenant or tenants and said property is more commonly known as 524 Strickland Circle, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Melanie R. Blackmon
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wxc 7/6/10
Our file no. 51615510-FT11
EXHIBIT “A”
All that lot or parcel of land, together with all improvements thereon, containing 1.50 acre, more or less, situate, lying and being on the northeasterly side of County Road No. 179, in the 382nd District, G.M., Madison County, Georgia, and being more particularly shown and described according to a plat of survey entitled, “Boundary Survey for Frank J. Schmidt and Marlene R. Schimdt”, prepared by Venable and Associates, Surveyors, dated August 1, 1991, recorded in Plat Book 30, Page 114, in the Office of the Clerk of Superior Court of Madison County, Georgia, which said plat of survey and record thereof are hereby incorporated into this description and made a part hereby by reference thereto and being the same property conveyed by Frank J. Schmidt and Marlene R. Schmidt to John Bowden by warranty deed dated May 18, 1993, said deed being recorded in the Office of the Clerk of Superior Court of Madison County, Georgia, in Deed Book Y-10, Page 330, and subsequently conveyed by John Bowden to Paula M. Nunley by warranty deed dated September 7, 1993 and recorded in Deed Book G-11, Page 228, of said records. There is a 1992 Amer Manufactured (mobile) Home, VIN: GMHCA138915501A, located on the land which is to remain on the land and has been permanently affixed to the land described herein, so as to become a part of the real property. This property being known as 524 Strickland Circle, Colbert, GA according to the numbering system currently in use. MR/wxc 7/6/10 Our file no. 51615510 - FT11
(JN10,17,24,JU1B/12062-80T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by MARILYN LEQUITA LUKE SLOAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 31, 2004, recorded in Deed Book 681, Page 196, Madison County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1192, Page 34, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-THREE THOUSAND AND 0/100 DOLLARS ($173,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Marilyn Lequita Luke Sloan or a tenant or tenants and said property is more commonly known as 64 East South Avenue, Comer, Georgia 30629. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC as Attorney in Fact for Marilyn Lequita Luke Sloan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 7/6/10
Our file no. 51446709-FT18
EXHIBIT “A”
All that tract or parcel of land situate, lying and being in the city of Comer, 205th G.M.D., Madison County, Georgia, as shown on a Plat entitled “survey for Jesse S. Sloan,” dated February 28, 1984, by Landmark Engineering Corporation, said Plat being recorded at Plat Book 20, Page 639, in the office of the clerk of superior court of Madison County, Georgia, and being incorporated herein for a more particular description. The residence situated upon the above described property is known as 307 Main Street by the present system of numbering houses in the City of Comer, Madison County, Georgia. Said property is the same property conveyed from Merle B. Snelling to Jesse S. Sloan by Warranty Deed dated February 29, 1984, and recorded in Deed Book K-7, Page 394, said Clerk’s Office. MR/jwy 7/6/10 Our file no. 51446709 - FT18
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by ADAM BREWER to WELLS FARGO HOME MORTGAGE, INC., dated November 21, 2003, recorded in Deed Book 650, Page 109, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($85,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Adam Brewer or a tenant or tenants and said property is more commonly known as 207 Ivy Wood Drive, Hull, Georgia 30646. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, N.A. sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Adam Brewer
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 5498405-FT7
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd GMD, Madison County, Georgia, being known and designated as Farm #7, containing 1.6649 acres, more or less, and being more particularly described according to a plat of survey prepared for W & R Farms, Phase I, dated March 5, 1984, by Landmark Engineering Corporation, recorded in Plat Book 23, page 109, Madison County records and incorporated herein; being the same property conveyed by deed recorded in Deed Book F-10, Page 676, said records. Also conveyed herewith is a 1988 Champion 28 x 70 manufactured home, Serial Number 04-08-160S-4175AB, which is attached to and made a part of the real property. MR/ras 7/6/10 Our file no. 5498405 - FT7
(JN10,17,24,JU1B/12062—60T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by BOBBY S. MINISH and BECKY M. MINISH to WELLS FARGO HOME MORTGAGE INC., dated March 19, 2002, recorded in Deed Book 0437, Page 129, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($95,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Bobby S. Minish and Becky M. Minish or a tenant or tenants and said property is more commonly known as 8165 Highway 106 S, Hull, Georgia 30646. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage Inc. as Attorney in Fact for Bobby S. Minish and Becky M. Minish
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 5211910-FT7
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District G.M. of Madison County, Georgia, being known and designated as Lot 5 of Glen Acres and containing 3.78 acres, more or less, and being more particularly described on a plat of survey entitled “Survey for John Byrm”, by Piedmond Surveying Company dated February 2, 2001, and recorded in Plat Book B-60, Page 4, in the Office of the Clerk of the Superior Court of Madison County, Georgia, and being incorporated herein by reference for a more particular description. Grantor represents, covenants and agrees that the mobile (manufactured) home located on the land is to remain on the land and has been permanently affixed to the land described herein, so as to become a part of the real property. MR/ras 7/6/10 Our file no. 5211910 - FT7
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by RHONDA E. LEONARD to WELLS FARGO HOME MORTGAGE, INC., dated January 15, 2002, recorded in Deed Book 0417, Page 001, Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY THOUSAND AND 0/100 DOLLARS ($80,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Rhonda E. Leonard or a tenant or tenants and said property is more commonly known as 252 Cleghorne Road, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA sbm Wells Fargo Home Mortgage, Inc. as Attorney in Fact for Rhonda E. Leonard
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 51572510-FT7
EXHIBIT “A”
First: All those three adjoining and contiguous lots or parcels of land lying and being in the 382nd District, G.M., of Madison County, Georgia, and being known and designated as Lot 1 containing 2.53 acres, Lot 2 containing 2.13 acres, and Lot 3 containing 1.71 acres, all as particularly shown and designated on a plat of subdivision of Bicentennial Estates (West), prepared by Clelland A. Tyson, Registered Surveyor, dated November 21, 1975, recorded in Plat Book 15, Page 128, Madison County records, which plat and record are by reference incorporated herein; Second: There is also conveyed herewith that certain 2.21 acres, more or less, consisting of all the property designated on above-described plat as John Adams Court, which property was to be a roadway but the property shall not be a roadway but shall be conveyed to the grantee herein, said roadway being particularly shown and designated on that certain plat of subdivision of Bicentennial Estates (West), prepared by Clelland A. Tyson, Registered Surveyor, dated November 21, 1975, recorded in Plat Book 15, Page 128, Madison County records, which plat and record are by reference incorporated herein; MR/ras 7/6/10 Our file no. 51572510 - FT7
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by JOHN CURTIS JOHNSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated March 30, 2006, recorded in Deed Book 901, Page 134, Madison County, Georgia Records, as last transferred to Saxon Mortgage Services, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SEVENTY-ONE THOUSAND NINE HUNDRED AND 0/100 DOLLARS ($71,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Saxon Special Servicing, 4709 Mercantile Drive North, Fort Worth, TX 76137, 888-325-3502. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is John Curtis Johnson and Penny Johnson or a tenant or tenants and said property is more commonly known as 1859 Highway 172, Comer, Georgia 30629-2725. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Saxon Mortgage Services, Inc. as Attorney in Fact for John Curtis Johnson
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 7/6/10
Our file no. 51491310-FT7
EXHIBIT “A”
All that tract or parcel of land lying and being in the 382nd GMD of Madison County, Georgia containing 1.502 acres, more or less, said tract lying to the west of Georgia Highway No. 172. Said tract is bounded now or formerly on the north by lands of Irving and Woffard; on the east by Georgia Highway No. 172; on the south by lands of Meadow; and on the west by lands of Irving. All according to a plat prepared by Paul & Evans Co., Inc., Gregory J Evans, Surveyor, entitled Survey for: Irving Development Co., Inc, dated August 16, 1995, recorded in Plat Book 33, Page 210, Madison County Records, which plat and record are by reference incorporated herein. Subject to those Restrictive Covenants (Restrictions) recorded at Deed Book E-12, Page 109, Madison County Records, which said Restrictions are by reference incorporated herein. MR/ras 7/6/10 Our file no. 51491310 - FT7
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TONY R. TUCKEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated December 27, 2006, recorded in Deed Book 00978, Page 0133, Madison County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-EIGHT THOUSAND FOUR HUNDRED SIX AND 0/100 DOLLARS ($88,406.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tony R. Tuckey and Christina M. Tuckey or a tenant or tenants and said property is more commonly known as 1107 Buddy Moore Road, Colbert, Georgia 30628. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP as Attorney in Fact for Tony R. Tuckey
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wxc 7/6/10
Our file no. 5342510-FT11
EXHIBIT “A”
The land referred to in this exhibit is located in the County of Madison and the State of Georgia in Deed Book 91 at Page 161 and described as follows: That tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd District, G.M., Madison County, Georgia, containing 2.937 acres, more or less, as more particularly shown on a survey entitled “Survey for Douglas A. Jones”, dated December 6, 1994, by Landmark Engineering Corporation, J.R. Holland, Registered Land Surveyor, and recorded in Plat Book 29, Page 675, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed. The obligation to pay the debt described in the aforementioned security deed and secured by the above described property has been assumed by BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP. MR/wxc 7/6/10 Our file no. 5342510 - FT11
(JN10,17,24,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Under and by virtue of the Power of Sale contained in a Security Deed given by TOMMY A. WARD to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., dated February 17, 2006, recorded in Deed Book 887, Page 178, Madison County, Georgia Records, as last transferred to HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-1 by assignment to be recorded in the Office of the Clerk of Superior Court of Madison County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($142,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Madison County, Georgia within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Litton Loan Servicing, LP., 4828 Loop Central Drive, Houston, TX 77081, 1-800-807-3590. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Tommy A. Ward or a tenant or tenants and said property is more commonly known as 11552 Wildcat Bridge Rd., Danielsville, Georgia 30633. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-1 as Attorney in Fact for Tommy A. Ward
McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kmh 7/6/10
Our file no. 51644210-FT8
EXHIBIT “A”
All that tract or parcel of land, together with improvements thereon, containing 8 acres, more or less, lying and being in the 438th District of G.M. of Madison County, Georgia, and being more particularly shown described on plat of survey entitled “Survey For Catherine Jane Dove,” prepared by James M. Paul Engineering & Surveying, James M. Paul, Registered Land Surveyor, dated September 6, 2001, recorded in Plat Book B-69, Page 3, Madison County, Georgia Records, which plat and record are by reference incorporated herein MR/kmh 7/6/10 Our file no. 51644210 - FT8
(JN10,17,4,JU1B/12062-70T1P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement dated April 17, 2006 from ATHENS INVESTORS I, LLC to AFB&T, a Georgia State Bank, recorded in Deed Book 00901, Page 0221 in the Office of the Clerk of the Superior Court of Madison County, Georgia (hereinafter “Security Deed”), said Security Deed securing a note dated February 17, 2009 in the original principal amount of $80,000.00 with interest from date at the rate specified in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison County, Georgia, within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate lying and being in Madison County, Georgia, and being more particularly described in Exhibit “A” attached hereto and by this reference made a part hereof.
EXHIBIT “A”
All that tract or parcel of land, situate, lying and being in the 205th District, G.M., Madison County, Georgia, containing 4.10 acres, more or less, as shown on that plat of survey entitled “Survey for Dixie Wood, Inc.” dated September 25, 1967, by John H. Woods, Jr., Surveyor, recorded at Plat Book 10, page 86, in the Office of the Clerk of the Superior Court of Madison County, Georgia, reference to which is hereby made for a more particular description of the property herein conveyed.
Together with all buildings, structures, and other improvements now or hereafter located on said property, or any part and parcel thereof.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due, and the loan having matured by its terms and not been paid. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, as attorney in fact for Athens Investors I, LLC, subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, the person in possession of the property is Athens Investors I, LLC or persons claiming under it.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, as Attorney in Fact for Athens Investors I, LLC
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(JN10,17,24,JU1/313-60T4P)

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Notice of Sale
Notice of Sale Under Power
Georgia, Madison County
By virtue of power of sale contained in Commercial Deed to Secure Debt and Security Agreement dated November 14, 2006 from MARK GARMON CONSTRUCTION, INC. to AFB&T, a Georgia State Bank, recorded in Deed Book 00964, Page 0062 in the Office of the Clerk of the Superior Court of Madison County, Georgia (hereinafter “Security Deed”), said Security Deed securing a note dated November 14, 2008 in the original principal amount of $262,500.00 with interest from date at the rate specified in the note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Madison County, Georgia, within the legal hours of sale on the first Tuesday in July, 2010, the following described property:
ALL THAT TRACT OR PARCEL OF LAND situate lying and being in Madison County, Georgia, and being more particularly described in Exhibit “A” attached hereto and by this reference made a part hereof.
EXHIBIT “A”
All that tract or parcel of land, together with all improvements thereon, situate, lying and being in the 382nd GMD, Madison County, Georgia, containing 1.508 acres, more or less, and being more particularly described as Lot 2, Block D, shown and delineated on a plat of survey entitled “Final Plat Spratlin Mill Section Four,” prepared by Landmark Engineering Corporation, J.R. Holland, RLS No. 1087, dated April 21, 2006, recorded in Plat Book B161, Page 3A, Madison County Records, which record and plat are by reference incorporated herein.
The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, nonpayment of amounts due on said loan when due. Said default not being cured, and the debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of the sale, including accrued attorney’s fees.
Said property will be sold by Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, as attorney in fact for Mark Garmon Construction, Inc., subject to any outstanding ad valorem taxes and/or assessments, and matters of record, if any, having priority over the Security Deed.
To the best of the knowledge and belief of Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, the person in possession of the property known as 731 Spratlin Mill Drive, Hull, Georgia 30646 is Mark Garmon Construction, Inc. or persons claiming under it.
The name, address and telephone number of the individual or entity who has full authority to negotiate, amend and modify all terms of the Security Deed is Ms. Lori Martin, Vice President, Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, Mailing address: Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, Attention: Lori Martin, Post Office Box 1747, Athens, Georgia 30603; Physical Address: Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, Attention: Lori Martin, 150 W. Hancock Avenue, Athens, Georgia 30601; Telephone number: (706) 357-7015, provided however, Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, is not required to negotiate, amend or modify the terms of the Security Deed.
Said property will be sold and deed executed by the undersigned to the purchaser and the proceeds of sale applied by the undersigned, all as provided in said power of sale and the Security Deed containing said power.
Synovus Bank, formerly known as Columbus Bank and Trust Company, as successor in interest through name change and by merger with AFB&T, a Georgia state bank, as Attorney in Fact for Mark Garmon Construction, Inc.
DARREL BEGNAUD
BEGNAUD & MARSHALL, LLP
Post Office Box 8085
Athens, Georgia 30603
(JN10,17,24,JU1B/313-80T4P)
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